One Year Later….

In April of 2009, I told my wife we were either going to straighten out our finances or file bankruptcy. At that time, we had $90,394 in total debt, including $30,000 in credit card debt.  It hasn’t been easy, but we are working out way out of that hole.   Since then, we have paid down more than $30,000.  That’s not $30,000 in payments, but $30,000 less debt.  We are now less than $60,000 in debt.   We have entirely stopped accumulating more and I don’t remember the last time we carried a new balance on a card or had to use our overdraft protection.   Next month, my car will be paid off, 10 months early.

Given my new-found fanaticism, I spent the next 6 months or so evangelizing about our debt repayment.   Eventually, I decided to share my thoughts and progress with the world and launched this site on December 1, 2009.   Today is my anniversary.

Here we are, 234 posts, 695 comments, and 17, 661 spam later.   You all rock.  Except the spammers.

To say thank you, I’m giving away a $100 Amazon gift card to some lucky reader.  Yes, I rock, too.

There are several ways you can enter the drawing:

1. Subscribe to Live Real, Now, either by RSS or email. If you are already subscribed by email, you are automatically entered.   To show me you have subscribed by RSS, there is a contest code in the feed.  Just post that in the comments. (1 entry)

2. Follow me on twitter and tweet the following: “@LiveRealNow is giving away $100. Come get some! Follow and RT to enter! #Giveaway #Yakezie” (1 entry possible per day.  Every day you retweet this is another entry!)

3.  “Like” LRN on Facebook. This is easy, just click the little ‘like’ button on the left.  If you’ve already done that, you have already entered once.(1 entry)

4. Send me an email at Jason LiveRealNow net telling me what you would like to see me write about more (or less!).  You can also use the contact form. (1 entry)

I’m closing this down on the 15th.  That’s 18 possible entries for $100 you may win early enough to help with some last-minute Christmas shopping.


And the winner is…Claudia!  Congratulations.   Email sent.

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    1. Congrats!!!! I will share with my readers and of course enter myself.

    2. Hey Jason, congratulations on destroying so much debt in so little time!

      I can’t believe you received that much spam! Wow!!!

      I am already subscribed to your RSS Feed – See, I really entered the contest!

      I’m following you on Twitter and I just tweeted the line from above.

      And I already “liked” your fb page. I’m also linking to this on my site (although that wasn’t one of the requirements).

      Congratulations once again, and thanks for the giveaway!

    3. Congratulations on your anniversary!

    4. Congratulations on your first year! I subscribe to the RSS feed (See, I really entered the contest!), thanks for the giveaway!

    5. Congratuations on the anniversary! I am a rss subscriber. The code is: “See, I really entered the contest!”

      I also like you on FB and have tweeted.

    6. Hi Jason! Congrats on your first year! I have entered:

      1. RSS – “See, I really entered the contest!”
      2. Twitter – Already followed and tweeted.
      3. I’ve “Liked” You
      4. I’m emailing you right now.


    7. “See, I really entered the contest!”

    8. Congrats on the milestone! Once you get past the 1 year milestone, it gets that much easier actually.

      Great stuff paying down $30K in debt!

    9. Congrats on knocking so much debt out in a short period of time!

    10. Congrats on making it one year. I’m at about the 3 month mark, but I’m still going strong. I’m inspired by your Alexa rank! Hopefully I can be there in 9 months. Nice work!

    11. Thanks for being an inspiration!

      “See, I really entered the contest!”

    12. Congrats on your achievements!

    13. That is really impressive for just a year’s worth of focus 🙂 Awesome job!

      1. RSS Feed entered: “See, I really entered the contest!”
      2. Sending you an email.

      • Thanks. We’ve been slipping a bit for the past couple of months, but it’s only hurt the extra debt repayment. We still haven’t used any new debt.

    14. Congratulations! That’s a huge feat in just 1 year, and bold of you to post if for the world to see. Looking forward to seeing your progress in another year 🙂

    15. I just subscribed via email davisesq212 at aol dot com

    16. I like you on Facebook. (Claudia Davis)

    17. suggestion for site email to you via contact form.

      Congratulations on your success!

    18. I signed up for RSS! “See, I really entered the contest!”

    19. I just “liked” you on FB and added you to my RSS feeds. The code is “See, I really entered the contest”.

    20. Awesome milestone, congrats. All entered now.!/FrugalZeitgeist/status/11757057522802688

    21. Congratulation! I couldn’t find the RSS code, oh well.
      It’s great to hear about success story.

    22. Man, it’s fun to look back at these posts and remind ourselves how far we’ve come isn’t it?


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