Do you stress over your money?
Is your spouse under the impression that you are constantly fighting over money?
Are you constantly fighting over money?
Have you completely eliminated your quality of life?
Do you spend hours each week analyzing where your money has gone?
A total budget can have a negative effect on the other parts of your life. If your spouse isn’t 100% on board, maybe he/she needs some “blow money” that doesn’t need to be tracked.¬† If you aren’t spending enough time with your children because you are tracking expenses and adjusting your budget every day, you need to automate something, or at least loosen your standards.¬† Maybe tracking every penny isn’t the right method of budgeting for you.
Don’t let the perfect budget destroy the rest of your life. If money is still a fight, you’re going to need to compromise on something, now, or you’ll end up compromising with the help of a divorce attorney.
Don’t forget, you are living now, not in the future.¬†¬† Plan for the future, but live in the present.¬† There is a balance there, somewhere. Find it, or you and your loved ones won’t be happy.
Update:¬† This post has been included in the Money Hacks Carnival.