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  1. My mom got me a Texas ID card when I was 6 or 7 so we could open a credit union savings and checking account just for me (without having her attached after I turned 12). I still remember how great it felt to have my own accounts…and that is when I started my miserly ways, hehehe.

  2. I was 16 when I got my first checking account. It was tied to a savings account that earned interest.

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