There comes a time when it’s too late to tell people how you feel.
There will come a day when the person you mean to talk to won’t be there. Don’t wait for that day.
“There’s always tomorrow” isn’t always true.
The no-pants guide to spending, saving, and thriving in the real world.
How much would you pay for a kiss from the world’s sexiest celebrity?
That was the focus of a recent study that I can’t find today. There is no celebrity waiting in the wings to deliver the drool, and the study doesn’t name which celebrity it is. That’s an exercise for the reader.
This was a study into how we value nice things.
The fascinating part of the study is that people would be willing to pay more to get the kiss in 3 days than they would to get the tongue slipped immediately.
Anticipation adds value.
Instant gratification actually causes us to devalue the object of our desire.
This goes well beyond “Will you respect me in the morning?”
The last time I talked about delayed gratification, it was in the context of my kids. That still holds true. Kids don’t value the things that are handed to them.
The surprising–and disturbing–bit is that adults don’t, either. If I run out to the store to buy an iPad the first day I see one, I won’t care about it nearly as much as if I spend a week or two agonizing over the decision.
The delay alone adds to the perceived value. The agony turns the perceived value into gold.
If I spend a month searching for the perfect car, the thrill of the successful hunt adds less value than the time it took to do the hunting.
Here’s my frugal tip for today: Delay your purchases. While it may not actually save you any money, you will feel like you got a much better deal if you wait a few days for something you really want.
This is a guest post.
The goal of any business is to maximize profits while limiting expenses. Yet sometimes, a business may need a certain piece of equipment for a special project or other task. For example, a flatbed truck may be needed sometimes, but not enough times to justify spending the money to buy one. When this is the case, renting the truck becomes the smart option.
Renting a flatbed truck is perfect when working with heavy, oversized or irregular shaped cargo. Many times these trucks may only be needed for one or two days, perhaps only a few hours. When this is the case, renting a truck makes perfect sense. Any town and city has numerous rental truck options from which to choose, with the most popular brand being U-Haul. Flatbed trucks come in a variety of sizes, ranging from 8-22 feet in length. They can be rented for several days or only a couple of hours, depending on one’s needs. If necessary, the trucks can also be rented on a weekly or monthly basis.
A truck hire can also be very cost-effective for a business. Buying a flatbed truck can cost a business $40,000-$50,000 or possibly more, depending on the size of the truck. As with any new vehicle purchase, as soon as it’s driven off the dealer’s lot it begins to depreciate, therefore giving a business owner an investment whose value is less and less as time goes by. By renting a truck only when necessary, it saves a business substantially in terms of making a capital investment. Rental prices vary among different businesses, with most averaging $50-$100 per day depending on the truck that’s rented. Generally, the bigger the truck the more it costs to rent. There are usually no hidden charges or fees associated with renting trucks, so long as they are returned on time, in good condition and with the same amount of fuel they had when they left the rental lot. Also, the person who rents the truck is not the only person allowed to drive it. Most rental places allow up to three other people to be added to the driver’s list for an additional fee, often averaging around $10.
Most truck rental places allow reservations to be made online, and payments can be made with credit cards. Reserving online and paying with a credit card allows a business to take advantage of discounts, for most businesses will offer discounts for reserving online. Those who drive flatbed trucks only need to be at least 18 years old with a valid driver’s license, and the trucks do not require any special licenses to operate.
Many companies also provide 24/7 roadside assistance for renters, so if the truck breaks down while being used it can be picked up and replaced at no charge. With all these benefits, it makes far more sense for a business to rent a truck for its occasional needs rather than purchase one for a task now and then.
This week, we upgraded our cable TV package. We were on their most basic 15-channel plan, now we’re on Digital Economy, giving my wife the extra channels she’s been suffering without for the last few years.
Our Tivo died last week. I love my Tivo, and we saw its death coming, so we ordered a replacement. We accidentally ordered the wrong one. We got the one that can’t take a signal straight off of the cable. It needs a cablecard.
Crap.
We could send it back and miss out on the Tivo for another week, or we could upgrade our cable package.
Hmm….
We looked at Comcast’s site to see what was available. Boost Plus–a internet + TV package–was available for $69.99/month for a year. That’s $6 more than we were paying, for about 30 more channels and it came with 2 years of free HBO. Yay!
Call Comcast.
The rep couldn’t find the offer, but there’s another one for $79.99 with no HBO, would we like that?
No, and we need to call the online offer number, since you can’t just transfer me. WTF?
So I ordered from the website directly, because I was getting sick of people already. I love e-commerce, just for that reason.
The last step of the process? A 30 minute online chat with a rep to schedule a tech. Grr.
After “Hello”, the first thing the rep said was, “Based on our conversation, the best thing to suit your needs is…” A freaking upsell to open the conversation. Buddy, you don’t know my needs. You’re here to run a calendar. I hate people.
No, I don’t want Triple Play. Your phone service isn’t cheaper than I’m paying now.
No, I don’t want a zillion channels. I have Netflix and a Roku.
No, I will not pay modem rental. I bought my own for $50 instead of paying you $7/month for it.
No, I don’t want equipment protection. The box will be on my dresser, out of reach. If it breaks on its own, I’ll return it.
Yes, I do want the deal to last the entire year–per the ad–instead of the 6 months you’re trying to change it to.
Great! Now my choices are a) pay $10 to have the new cable box shipped, b) pay $30 for a tech to come over and plug in 2 cables, c) drive to the cable office and pick up the box. I’ll take the 15 minute drive and combine it with lunch with my wife, thanks. I have to go there for the cablecard, anyway, since that’s not something you ship.
Wait a second! Going to the store means we’re going to cancel everything we’ve just done? And the store doesn’t have access to this deal, either? Nevermind, I’ll take the shipping charges.
WTF?
So, it’s off to the store to get my card, but not the box that will ship from that store. After a 30 minute wait, the wonderful(no sarcasm) lady behind the counter was happy to give me a card. Unfortunately, the rep from the previous night had entered the wrong deal, with a note on the account mentioning the correct one. Because that’s how computers and automated billing systems work. His plan left an error on the account that prevented anything new from being added, like my cablecard.
Grr.
Double guh-errr.
Let’s cancel everything from the previous night. There’s a better deal.
We got the same package for $49.99/month for a year, then $69.99/month for another year, with HBO for $5/month. I got to leave with my card and my box. Wee! I love you, lady!
Comcast, seriously, WTF?
Now, if I could just get Tivo to recognize the channel lineup for Digital Economy.