- RT @mymoneyshrugged: The government breaks your leg, and hands you a crutch saying "see without me, you couldn't walk." #
- @bargainr What weeks do you need a FoF host for? in reply to bargainr #
- Awesome tagline: The coolest you'll look pooping your pants. Yay, @Huggies! #
- A textbook is not the real world. Not all business management professors understand marketing. #
- RT @thegoodhuman: Walden on work "spending best part of one's life earning money in order to enjoy (cont) http://tl.gd/2gugo6 #
30 Day Project – January
This month, I have two 30 Day Projects.
My first project is to start waking up at 5am. This will add an extra 90 minutes to my day, which will give me time to manage all of my other 30 day projects. I’ll be able to wake up to a quiet house, walk the dog, eat breakfast and not start every day in a rush to get out of the house. Today was my exception. After watching 2010 arrive, I didn’t get up early.
The second project is to start reading to my children every night before bed. We read to the kids often, but not every day. That’s going to change. We are also working on breaking the girls of the family bed. If I can read them to sleep each night, it will help. Good, educational family time that makes it easier to sleep every night.
These are both habits I want to keep long after the month is up.
Repair Plans, Appliances, and Rancid Meat…Oh, My!
- Image via Wikipedia
We recently had our annual barbecue. (For the purists, I am Minnesotan. Barbecue means “cooked over fire”.) Due to massive scheduling conflicts, it was a bit smaller than normal; only about 20 people came. At least 10 other people RSVP-ed that they were going to make it, but didn’t. Grr.
Naturally, we had food for everyone said they would be there and enough for half of the people who didn’t say anything, since Minnesotans don’t RSVP well. That translates to a lot of leftovers. No problem. After all, leftover ribs are hardly a punishment.
Sunday morning, we woke up to find that our refrigerator was happier at room temperature than the standard “cold”. We didn’t know it at the time, but the defrost unit was borked, so the cold air couldn’t circulate from the freezer to the refrigerator. Bye-bye leftovers. Hello, Mr. Repairman. We needed an excuse to clean out the fridge, anyway, but not at the price of my beautifully seared meat! (Sadness strikes.)
Monday evening, the repairman came out, worked for 2 hours and left a functional refrigerator and a $240 invoice in his wake. Thankfully, we are on the appliance repair plan through the gas company. We pay $26.40 per month to cover repairs to our range, water heater, furnace, drier, sewer main, and refrigerator. The first four items are standard, the final two are options that cost extra.
We originally got on the plan for the sewer main. We had a tree whose roots grew into the main and clogged it every year. A backed-up sewer main is a crappy way to wake up. Getting that snaked to the street cost $200 per year. At the time, without the refrigerator, the plan cost about $12 per month. One $200 call-out more than paid for the plan for the year. That was easy math. Now, our 20 year old refrigerator has been repaired twice in the last year, giving us $500 worth of repairs for $316.80. I would like to take this time to thank all of the people with reliable appliances for subsidizing my repairs.
My furnace, drier, and range are all reasonably new and shouldn’t need repairs any time soon, but the refrigerator and sewer main have paid for the plan themselves, several times over.
Should you get a similar plan? If your covered appliances are more than 4-5 years old, I would consider it. If they are more than 10 years old, I wouldn’t hesitate at all. Repairing quality appliances is cheaper than replacing them, especially when the repair cost is paid monthly and subsidized.
Do you use a service plan?
Crying is for Winners
Have you ever seen a kid come off a wrestling mat, crying his eyes out because he lost?
Often, that kid will get told to be tough and stop crying.
That’s wrong.
I’m not opposed to teaching kids not to cry under most circumstances, but just after an intense competition, I love it. It’s the best possible sign that the kids was pouring his soul into winning. It means he was trying with everything he had.
It means he is–or will be–a winner.
When a kid, particularly a boy in a tough sport, is crying, you know he’s going to try harder and do better next time.
For all of the “tough guy” ability it takes to succeed as a wrestler, I’ve never seen another wrestler teasing the crier. They’ve all been there. Wrestling is a team sport, but you win or lose a match on your own. When you step out in front of hundreds of people and spend 3 to 6 minutes giving every ounce of everything you have to give, only to find it’s not good enough, you’ll often find you don’t have the final reserve necessary to control your emotions.
This is different than a kid crying because he lost a game, just because he lost. Some kids feel entitled to win anything they do, regardless of the effort they put it. That’s also wrong.
Crying at a loss is okay after putting in maximum effort and full energy, not because the dice went the wrong way.
Car Dilemma
I’ve got most of my bills set up on auto-pilot, so I don’t have to worry about getting the payments in on time. It’s a huge time saver, but it occasionally comes with a downside.
A couple of weeks ago, I was reviewing our bills and saw this on our insurance statement:
| 2002 FORD | $51.07 |
| 2005 CHRYSLER | $47.40 |
| 1994 MERCURY | $1.64 |
| 2008 DODGE | $39.96 |
| 1986 HONDA — ANNUAL | $17.76 |
There are two problems with this.
1. We sold the 1994 Mercury a few months ago. Then, we forgot to tell the auto insurance company. We probably only wasted $6 on storage insurance, but it could have been worse.
2. We have 2 drivers in the house and 3 vehicles to drive, and the highest premium is on the vehicle getting driven the least.
We haven’t decided what we are going to do, yet.
Here are our needs:
- We have 5 people in our family. My 13-year-old son is bordering on 6 feet tall and shows no sign of not growing.
- Every weekend, we have at least 1 extra kid, sometimes 2.
- We still have a giant(24 foot) boat that we won’t be selling until spring.
- My wife wants to lease a couple of ponies next summer, which will mean a horse trailer to haul them in.
The Dodge is a Caliber, which is small. I don’t fit comfortably in the front seat for a long period of time, and I’ve got no idea how my son manages to fit in the backseat behind me, next to two car seats without complaining. It gets great gas mileage.
The Chrysler is a Pacifica, which fits out family perfectly, as long as there are no extras. It gets crowded with a dog and luggage for a trip, but it’s doable. We get gas mileage higher than the car is rated, but it doesn’t have a towing package. Even if it did, the car can’t handle a trailer full of horse.
The Ford is an F150 we bought new. It’s less roomy in the backseat than the Caliber, but better in the front seat and it can tow anything we need. Also the worst gas mileage of the lot.
The Honda is a motorcycle. I could haul both of the girls if I bungie-strap them to the backrest. Sucks in the winter.
Our choices seem to be:
A. Sell the Caliber. Drive the truck. Not perfect for hauling lots of kids, but it can work.
B. Sell the truck. Drive the Caliber. Screw the horses. (Not literally. Jeez, you have a dirty mind!) This still isn’t great for family outings, but works for a commuter.
C. Sell the truck. Sell the Caliber. Buy a mini-van. We’re looking at the GMC Acadia or the Chevy Traverse. Both are built on the same body, have third row seating that can fit an adult comfortably, and are rated high enough to tow a trailer full of horse. If we sold the car and the truck, and cash out an inherited IRA that has to be cashed out over the next few years anyway, we can come up with $22,000. That will buy a 1-year-old Traverse outright or get us within a few thousand of a similar Acadia.
I think C is the best long-term solution for our family. What do you think?
Giving It All Away
Monday, I start a new job, but I wasn’t actively looking for a new job.
In fact, over the last month, while I wasn’t actively looking for a new job, I’ve had 5 job offers. Solid job offers. Some of them came after I announced I was leaving.
How does that happen?
First, I’m good at what I do. At my last job, the company that developed the software system I managed would refer other customers to me if they wanted to do something the software wasn’t designed to do. I had a reputation for doing the impossible.
Second, I give it away. When somebody asks me for help, I do. When I can, I try to share as much of my knowledge as possible. I don’t hoard what I know, scared that somebody will steal it. That has led to a number of people who make it a habit to call me before pitching an idea or moving forward on a new strategy. “Jason, is this possible? What would it take?” If I can, I answer those questions, even if I’m not going to be doing the work.
Third, I’m not afraid of my limits. If I don’t know the answer, I say so. If I don’t know how to find the answer, I say that, too. Admitting you don’t know something automatically makes everything else you say sound more credible.
In the case of the job I’ve accepted, I was available for my new supervisor for more than a year before he started with the company. I helped him plan the websites and social media strategies around his book. When he accepted his job, our next conversation progressed from “Let me ask you something” to “I’d like to hire you” over the course of a lunch because of the long foundation we had together. At every step of the interview process, I continued to share. As we discussed the website, the social media, the marketing plans, I gave my feedback as thoroughly as possible, before I had a job offer.
Giving away my knowledge and experience with no expectations has consistently helped me to improve myself and my situation. It helps that I enjoy being helpful. I kind of dig being treated like an expert, too.
How about you? Do you share selflessly, or do you keep what you know to yourself?
