It’s true that the benefits of a parent cannot be measured or quantified in any meaningful way. It’s hard to put a price on the emotional commitment and special experience of raising a child as a parent, some of which may not even be realized by the parents themselves until afterwards. But it is undeniable that the experience of parenthood is a rewarding and special time in someone’s life.
What to Take Away From John Cleese’s Divorce
If you haven’t been kept under a rock your whole life, you’re likely familiar with actor and comedian John Cleese. Part of the infamous Monty Python crew, he starred in films such as Monty Python’s Quest for the Holy Grail, and television shows such as Faulty Towers. However, are you familiar with what has happened to Mr. Cleese financially over the past few years?
When Cleese divorced his third wife she ended up with a divorce settlement that quite literally made her richer than him, despite the fact that they were married for only 16 years and had produced no children.
Divorce is, unfortunately, a fixture of modern society, and people of both sexes need to know how they can protect their personal finances in case of a divorce. After all, these days more than 50% of marriages end in divorce, so not preparing yourself financially for it is engaging is some rather wishful thinking. So how best to protect yourself and your personal finances, should you be unfortunate enough to have to go through one?
If you are the higher-earning party, get a pre-nup prior to marriage; this simply cannot be overemphasized. Cleese himself, already married to wife number four, incidentally, was told that he should have her sign a prenuptial agreement, he initially didn’t want to, despite having just been taken to the proverbial cleaners. He only reluctantly had one written up when his legal team essentially insisted. Even though prenups can be challenged or modified in court, if you are the party bringing more assets to the relationship, it is irresponsible of you not to solicit a prenuptial agreement from a potential spouse.
Another thing to keep in mind is that you should protect assets you have in joint accounts with your spouse, and also begin to actively monitor your credit, if things become acrimonious between you two. This way, you will prevent them from absconding with the totality of your shared funds, or ruining your credit if they are feeling malicious. If you need further information on how to do this properly, speak with a qualified financial planner.
So if you find yourself considering marriage and either have significant assets to protect or suspect you might have them in the future, you owe it to yourself to look into the legalities surrounding prenuptial agreements, and other thorny issues related to personal finance. Failure to do so can end up seriously impacting your life in a negative way, should you ever be faced with a vindictive or greedy spouse; protect yourself!
Related articles
Making the Most from Your Home Theatre with Window Treatments
Once upon a time home theatres were only reserved for the rich and famous – the equipment and rooms necessary were just far too expensive for your Average Joe. Now, the landscape has changed and with projectors and all of the other core essentials being more affordable, home theatres are more popular than ever before.
Rather than pointing you in the direction of the latest equipment, we’re instead going to talk about another way that you can boost your home cinema experience. The windows in this room can make or break your movies, even though they are often left until the very end of a project. However, make a bad choice in this this regard and the whole expense associated with your home cinema will have been for nothing.
Your window treatment decisions should mainly revolve around your viewing preferences and the type of room that your system is located in. If we start with the latter, if your home cinema happens to be basking in glorious sunlight for most of the day, it goes without saying that you’re going to suffer from the dreaded screen glare. Right in the middle of the best scene in the film, you’ll be hit with a glare that means “part two” will have to follow the day after.
In the above instances, new blind technology is your best friend. Turn to something like a solar shade to eradicate the beaming rays that blind your screen and tune into your movie without any disruption at all.
The above solution assumes that you actually want a bit of natural daylight streaming into your home theatre. Of course, some people might not want to rely on this.
It’s these instances where a more traditional treatment enters the picture, like a blackout blind. As the name suggests, these are able to eradicate all natural light that would otherwise be flowing into the building, to leave your room blanketed in darkness. In other words, your home cinema has just mimicked the setting of the traditional high-street cinema. It doesn’t get much better than that, does it?
Depending on the type of room that your system is based in, there are other options. For example, a lot of people decide to install their home cinemas in the basement, completely out of the way from the rest of the house. In these instances, where the room temperature tends to drop, it might be worth considering a blind that can retain some of the room’s thermal efficiency. Insulated shades are one of the best choices and do exactly as their name suggests.
Already, the window treatment options for your home cinema are starting to become endless. As you’ve probably been able to see, this is a room which relies heavily on its blinds or curtains and making the wrong choice can ruin your whole viewing experience. Just ask yourself what you actually want from the room, and what the room requires. Answer these two points and your home cinema will be the real deal.
30 Day Project – July
My 30 Day Project for the month of July is to write. Every day.
Originally, it was going to be specifically to write fiction every day, but I’ve decided to change the rules.
I am going to write at least 500 words every day. That isn’t much, just a page or so. It may be fiction, it may be blog posts, it be other articles. Heck, it may even be an epic Facebook update! Some of the writing will be posted here, some will be submitted elsewhere, hopefully for pay. Some of it will live on in my personal archives, for cyber-archeologists of the future to one day uncover and use to determine that we all trying to build a jetpack that is cleverly disguised as a Hannah Montana moped. All of the writing will be original. There will be no rewritten or spun articles.
My tools? Clay tablets and a heavy stylus. Err….my computer for most of it, pen and paper for some of it, my blackberry for anything that strikes me while I left the good tools at home.
Why am I doing this?
I want to be a better writer. I’ve always had things to say and stories to share. I’ve rarely had the discipline to actually share them. I want to build that discipline, even though I’ve already missed two days this month.
I also want to develop my personal style–my voice–in a way that can only happen with experience. You get better at writing by writing, not reading about writing or thinking about writing. Putting pen to paper is the only way to improve your style and develop your voice.
So that’s what I’m going to do.
How to make room for a paying lodger
A spare room in your home is an opportunity to boost your income. Imagine how much extra cash you could make by offering that space to a rent-paying tenant. You can start getting things ready by creating the necessary space right now. Our guest blogger, Big Yellow Self Storage, shows you how in these five simple steps.
1. What needs to go? Take a good look around your spare room (and the rest of your home, while you’re at it). Decide what you’re happy to part company with and what you want to find a storage solution for.
2. Sell, donate or trash. For anything with a monetary value, get selling. Try online auctions, your local classified ads, boot sales(ed. That’s a flea market or swap meet for those in the U.S.) – anything that offers a cheap and quick way to raise cash. Alternatively, give your unwanted but perfectly serviceable items to charity. As a last resort, put them out with the trash or take them to a recycling centre.
3. Decide what sort of storage solution you need. For those items that you’re not getting rid of, you’ll need some form of storage facility. And, depending on what those items are, this could be a garden shed, a loft, a garage or a unit at a secure, temperature-controlled storage site.
4. Prepare your items to go into storage. Flat pack self assembly furniture and keep the fixings close by in a small bag. Coat wood and metal with varnish and rust protector respectively. Keep mattresses in bags available at DIY stores. (Change the bag every year). Use a wardrobe to store clothes, shoes, bags and bed linen – its small footprint will give you loads of hanging, stacking and shelving space. Be aware that books can get really heavy. Use lots of small boxes instead of fewer large ones and list their contents on the visible sides.
5. Get ready to welcome your lodger! All that remains now is to prepare and advertise your spare room – and start earning money!
For further information about storing just about anything and to find out more about storage options, visit Big Yellow for Self Storage.
Charity is Selfish
I try to give 10% of my income to charity. I don’t succeed every year, but I do try.
I don’t give because I’m generous. I give because I’m selfish.
If you give to charity, you are too.
I’m not talking about people who give to charity strictly for the tax deduction, though that is selfish too. I’m referring specifically to the people who give to charity out of the goodness of their hearts.
If I give a thousand dollars worth of clothes to a homeless shelter, I get a warm fuzzy feeling knowing that I helped people stay warm.
If I send $100 to the Red Cross for whatever terrible disaster happened shortly before I made the donation, it makes me feel good to have contributed to saving those lives.
The put-the-inner-city-kids-on-a-horse thing we do? Makes me happy to get those kids into a positive situation.
Donating blood? Yay, me! I’m saving lives!
While it’s nice to help other people, that’s not the ultimate reason I’m doing it. I do it because it makes me feel good about myself to help other people, particularly people who–for whatever reason–can’t help themselves.
That’s the basis of altruism. It’s not about helping others, it’s about feeling good about helping others.
The truly selfish, the evil dogooders, are the ones who want to raise taxes to give it away as “charity”. They get to feel like they are doing something and helping others while not actually contributing themselves and, at the same time, stealing that warm fuzzy feeling from the people who are providing the money to start with.
Evil.
Charity has to be done at a personal, local level or the benefits to the giver are eliminated while the benefits to the receiver are lessened. Bureaucracy doesn’t create efficiency.
For the record, if it’s taken by force, by tax, it isn’t charity. Charity cannot be forced. Forcing charity is, at best, a fraudulent way for petty politicians, bureaucrats, lobbyists, and activists to feel they have power over others.
Again, evil.