It’s true that the benefits of a parent cannot be measured or quantified in any meaningful way. It’s hard to put a price on the emotional commitment and special experience of raising a child as a parent, some of which may not even be realized by the parents themselves until afterwards. But it is undeniable that the experience of parenthood is a rewarding and special time in someone’s life.
Link Roundup
In an effort to make sure that both of my readers can’t possibly miss the things I think are important, I’m going to start doing a weekly roundup of the best of the internet. Judged solely, and arbitrarily, by me.
On topic:
These, naturally, are the posts that fit the theme of this site.
How To Check Your Federal IRS Tax Refund Status. When I checked a couple of days ago, they were about 2 weeks out.
TurboTax has screwed up the property tax refund form for Minnesota. Thankfully, I haven’t filed this, yet, but I did verify the problem.
Where do you want to be in 5 years? Start taking those steps, now, or you will never get there. Find something, no matter how small, and do it.
Deficit Neutrality doesn’t count, if a massive initial purchase is offset by future intentions to cut spending.
Off topic:
This is just some of the random crap I think is worth sharing.
If you’re going to argue on the internet, make sure you have your sources right. Primary sources are better than secondary.
Bring back dueling to ensure good manners.
Here’s a guide to saving water-damaged books.
I am a shameless geek and reformed DnD player, so this room was exciting to see.
Multiracial Skinhead Love Triangle
“Honey, here on national television, in front of a live studio audience, I’ve got a secret I’d like to share. You’re not our child’s mother. I’ve been sleeping with the milkman. And the goat. Your mom is the star of my new adult website. With the goat. And the milkman. I’ve got three other families, in three other cities. I lost the house to my gambling addiction. Those sores? Herpesyphiligonoritis. I got it from the foreign exchange student we hosted before I moved her to Dubuque and married her. The goat gave her away. The milkman cried. Oh, and I wore your panties to the Illinois Nazi reunion. I know how much you hate Illinois Nazis. But I still love you. And your sister. Especially your sister. She does that thing with her tongue….”
Why would anyone go on national television to share things like that?
More interesting: why would anybody stay on stage after hearing that?
Stay tuned.
I have this friend. He bought a couple of cars. He’s got some issues with money, partially revolving around a need to keep his assets below a certain threshold. So he put the cars in his girlfriend’s name. I know, it’s slightly crooked, but that makes the story more fun.
They broke up.
Recently, she called him to say she was suing him for the cars. She wanted them. She wanted to hurt him. She was mean. Somehow that turned into them agreeing to settle the case on Judge Joe Brown, on national television.
My friend spoke with the show’s producer, then last week, he was flown to California and put up in a hotel for a couple of days. When he arrived at the TV studio, he was informed that it wasn’t Judge Joe Brown, but a new show that will start airing in the fall called, The Test. According to CBS, The Test “is a one-hour conflict resolution talk show that will use lie detector and DNA tests to settle relationship and paternity disputes among the guests.” Coincidentally, CBS also owns Judge Joe Brown.
My friend got on stage with Dr. Phil’s son, Jay McGraw, and was accused of cheating on his girlfriend and stealing her identity. Lie detectors. Yelling. Accusations.
Why did he stay?
He wasn’t given his return plane ticket until they were done filming.
When he was done, they handed him a voucher for cab fare and the itinerary for his return flight. Until then, he had no other way to get home.
That’s why people stay on stage. It’s probably also why none of those shows ever have people with money of their own; they can find their own way home in a pinch.
Interesting side note: The show paid $200 and booked the cheapest possible return flight, with a 6 hour layover.
FINCON13 After Action Report
I spent most of last week at the Financial Blogger Conference, or FINCON.
First, since this is a personal finance blog, here is what it cost:
Hotel: $695.75 – I paid $119 per night, plus taxes and fees. The travel rewards on my credit card will be making this go away.
Airfare: $211.80 – I bought early and live next to a Delta hub airport. This will also be getting erased by my credit card rewards.
Ticket: $175.84 – I got a $25 discount for being a repeat attendee and I paid an extra $99 for the Bootcamp extension, which was 2 extra days that–alone–made the whole trip worthwhile.
Food: $203.53 – This includes a $90 splurge meal at Ruth’s Chris, which I was looking forward to for months before the conference.
Other – $113 – I brought $183 in cash with me. This was used for some meals not included above, cab fare, and tips for bartenders, housekeeping, and the concierge. I always tip a bartender, even if it’s an open bar. It guarantees fast service and full-strength drinks all night.
Total cost: $1399.92
Total after credit card reimbursement: $492.37
Now for the important part: Was it worth it?
Yes.
The Bootcamp was a fantastic time to meet–and actually get to know–other bloggers. There were only 50 of us, instead of 500 at the main event, so we were able to break into small groups and brainstorm useful projects and activities. I learned more about podcasting than I ever had before and I got a chance to share some of what I know about SEO and managing virtual assistants. In the larger sessions, questions are rushed and people are shy.
I got to beat up on my comfort zones.
I presented some awards with Crystal at the Plutus Awards ceremony, which means cracking jokes about Canadians in front of 500 people who don’t know me. I regularly stand and teach 30-50 people, but that’s always a warm crowd on a topic I know extremely well. This was new for me.
I sang anatomically explicit songs to strangers during the Bootcamp karaoke night. Selections were from Monty Python, DaVinci’s Notebook, and Denis Leary.
I was on a panel, by surprise. I was asked to be available if I were needed for questions, then got dragged to the front of the room for the entire session. I would do that again.
That’s 3 things that were all well outside of my comfort zone, but I’m happy I did them. I don’t believe in not doing something simply because I’m afraid to do it.
Random gatherings are fun.
From people stopping by our staked-out territory in the lobby, to a surprise game of Cards Against Humanity in the lobby bar with Joe and Len to having a discussion about the meaning of “No” when you’ve got a pre-determined safeword, it was a good week.
The last 5 days were easily the most extroverted days I’ve ever had. Since I didn’t force myself into any large groups for long periods of time, I never felt drained like I often do in similar situations. It’s good to find a balance that let’s me meet and connect with other without exhausting myself. I am seriously an off-the-charts introvert, even if I’m not even a little bit shy.
FINCON was totally worth it. I was excited to go, and I’m excited to start acting on what I’ve learned, including being a part of a new mastermind group, with the awesomest lounge lizards in the PF world.
SOPA Is Evil
So the record companies, the movie studios, the obsolete media, and some large software companies want the ability to nuke a website from orbit if they find any of their intellectual property there.
Or a hint of their intellectual property.
Or, “Oops, I guess that wasn’t ours. How much business did you lose during the 6 month appeal of a non-judicial takedown?”
Pure crap.
I’m not saying that from the perspective of some junior high pirate watching free porn in his parents’ basement. Intellectual property is the basis of my livelihood. I am a Microsoft Certified Professional; a software engineer. I am a blogger; a writer. I am a web developer; again, pure IP.
Giving private companies the right to arbitrarily take down sites for what may or may not be an actual violation is absurd.
Over the last few years, a law firm called Righthaven(spit!) has been teaming up with news agencies around the country to extort fees out of websites–generally small sites–for violating their copyright. Most of those cases involved individual users–not owners–posting fair-use snippets of articles. Since the cases were filed in Nevada, it would have cost more to fight the suits than to simply pay the blackmail, typically $5,000-$10,000.
Now, add the ability to threaten to administratively shut down the site if settlement isn’t made in 24 hours. That eliminates the ability to consult with an attorney, undermining the legal system completely.
All because once-successful companies can’t cope with the current world.
I’m not a fan of piracy. I enjoy buying movies because that encourages the people who made them to continue to make movies. The delivery system sucks.
Netflix has developed a successful business model out of making it easier to watch movies legally than to pirate them. For $8/month, you can watch as many movies as you’d like. If you have a $50 Roku, or any number of other devices, you can watch right on your TV. Add another $8/month to that, and you can get new DVDs delivered right to your door. For less than $20/month, they are delivering licensed, legitimate content and making a profit doing so.
How did the movie companies respond?
Did they increase the availability of their libraries, to get more wanting-to-be-honest customers paying a small fee to watch their content?
Of course not. They reduced the instant library and extended the amount of time before they would license new movies for rental. They made it harder to get their content legitimately, which increased the amount of piracy.
Now, since Plan A is biting them in the ass, they are pushing for yet more legislation to salvage their failed business models.
Here are three options for watching movies I don’t own:
Option 1: Instant
Through the magic of Amazon Instant, Netflix Instant, or any of the magical Roku channels, I can…
- Open an account. Once.
- Find a movie I want to watch.
- Watch it immediately. This could be included in a membership fee, or as an individual rental.
Option 2: Piracy
I am not recommending illegal activity. This is for the sake of example, only.
- Download torrent software, like uTorrent. Once.
- Go to a site like Torrentz.com and find a movie I want to watch.
- Click the torrent link, let the torrent software open it and download the movie.
- Watch the movie in a couple of hours. For free.
Option 3: Buy it.
- Drive to the store each time I want to watch a movie.
- Spend $15-$20 on the movie.
- Drive home.
- Fight the bank vault of plastic and tape they wrap the movies in.
- Put the DVD in the player.
- Watch 5 minutes of “Don’t Be a Pirate” garbage. Hey jerkface, if I’m watching the DVD, I didn’t pirate it. Bad market-targeting here.
- Watch 15 minutes of commercials that I can’t skip through.
- Watch 15 minutes of
commercialspreviews that I can’t skip through. - Watch the movie. This process takes longer than the piracy and costs more than option 1.
On top of that, I’m told I’m a pirate if I back up my movies for archival purposes. Or if I rip my movies to my network to allow me to watch them conveniently. I’m told that I’m merely licensing the content of the disc, but if the disc fails, I have to buy a new one. I can’t just download the content again.
This is a failure, and it isn’t a legislative failure.
The companies that are embracing modern options are succeeding, and will continue to do so. The companies that refuse, at the expense of their potential customers, will sink.
Let’s Talk Pets and Other Unexpected Expenses
The following is a guest post by Crystal at Budgeting in the Fun Stuff. Her blog covers living expenses, saving for your future, and the fun stuff in between. (Ed. Thanks, Crystal!)
I’ve been complaining on and off about the cost of my poor Pug’s allergies, so I thought I’d do a little post to let all of us vent a little about unexpected expenses. 🙂
Here’s how much Mr. Pug has cost in vet bills and medicine alone since he developed major allergies to meat proteins and dairy in February 2010:
- February 4, 2010 – Mr. Pug licked off some hair, so we visited the crappy vet I will never go to again – $185.29
- May 11, 2010 – Mr. Pug stopped eating and his eyes looked cloudy, first visit to new vet for dry eye – $177.78
- May 12, 2010 – Dermatology Exam, Skin Scraping, Ear Check, and 6 medicines – $254.00
- May 18, 2010 – Check-Up on dry eye – $53.34
- June 2, 2010 – Check-Up on Ear Infections, Skin Infection, and medicine refills – $134.00
- July 8, 2010 – Check-Up on Skin Infection, 2 new medicines, and 2 refills – $146.80
- July 8, 2010 – Antibiotics – $60.60
AND we’re scheduled for another $105 check-up this coming week for his hopefully healed ear infection. So, between February 4 and this coming week, we will have paid at least $1116.81 for vet visits and medicines alone. That doesn’t even take into account the $45 bags of vegan dog food that only lasts about 6 weeks or the $500 we spent last year on 5 tooth extractions. 🙁
Thankfully we didn’t get pets until we had excess cash flow, but DANG! He’s an expensive little boy! I love him and we’d pay it again, but I wouldn’t suggest pure breeds for anybody not willing to lay out major dough for something as “simple” as allergies. We would totally let our dogs go if they needed chemotherapy or something (yes, I have my lines), but allergies…well, how do you turn down treatment that can make a pet 99% better? I’m a sucker for his big Pug eyes…I mean, look at him:
Have you had any unexpected expenses pop up? If so, what have they been and how are you dealing with it?