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Little Monster Late Fees

Last week, I paid a late fee to daycare.   I neverpay daycare late.

little monsters
Image by sekundo via Flickr

Except last week.

As I’ve said before, I work 80 hours a week.

For the last couple of weeks, my three year old has decided that she needs to sleep in every morning.   No getting up at 6:30 for her.  No way.  That little prima donna wants to lounge in bed until 8, then watch a movie while eating breakfast in bed.   She’s never gotten that treatment, so I don’t know why it’s become her goal.

Last week, she decided to throw a tantrum when I woke her up.

Followed by a tantrum when I reminded her she doesn’t get to wear diapers during the day.

Followed by a tantrum when I dared to pick out clothes that didn’t have horses, or didn’t look right, or weren’t sweats, or weren’t picked out by Mom, or this, or that or….

I’ve been the one to get her ready almost every morning for 3 years and she has never been catered to that way.

Me: overtired, with 1000 things  on my mind.

Her: diva training, trying to wake up.

Her sister: teasing, asking questions, and generally doing her best to stand under my feet.

Her brother: gets himself ready, but tries to avoid combing his hair before school, and can’t be relied on to put on clean clothes.

Me: overtired.  Juggling getting three kids and myself ready to leave.  1000 things on my mind.

Daycare: What check?

She finally got paid on Thursday.    Over the 12 years we’ve had kids there, we’ve paid late maybe 5 times.   I hate late fees.

What’s the fix?

Checklists don’t work for me, when I’m rushing around.  I tend to ignore them while I’m herding children.

Selling the monsters to the gypsies is out.   They are far too difficult to succeed working in the salt mines.

We need to start picking out clothes the night before, to short-circuit most of the tantrum.  We also need to enforce bedtimes better, but that’s hard to do Sunday night if they are allowed to nap too long on  Sunday afternoon, which happens when I nap with my kids on Sunday afternoon.

Maybe the best solution is to switch schedules with my wife.  I’ll go in to work between 6 and 7.  She can herd monsters while trying to get ready for work.

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$1500 Luxury

I’ve got some expensive habits.   Not like Charlie Sheen snorting $2500 of blow of a hooker’s boobs, but still expensive.

Charlie Sheen in March 2009
Charlie Sheen in March 2009 (Photo credit: Wikipedia)

My latest one is dancing lessons.  Linda surprised me on one of weekly date nights a few months ago.  She found a Groupon for the dancing studio we used before we got married.  It was $69 for a month of unlimited group lessons.

When the month was up, we signed on for their beginner cycle of lessons, which cost another $400.

And now we’re starting the Social Foundation program.

Social Foundation is a series of classes that teach some advanced moves, but also to teach dancers how to lead and follow properly and how to dance socially and look respectable on a dance floor in any number of situations.   Leading and following are important because every single dance move out there has specific cues that tell your partner what’s coming next.  If she doesn’t know, you both look clumsy.

So we chose the four dances we’re going to learn better and signed up.   We’re going to learn the Rumba, Waltz, Tango, and Swing.  We’re already pretty good at Rumba and Swing, but we’re going to get better.  Personally, I’m hoping to also figure out how to use the Tango on an open dance floor without crashing into people.  That way, we can pretend to be Gomez and Morticia, my heroes.

Now, the thing is, dance lessons aren’t cheap.  They cost about $100 per hour, where an hour is defined as 45 minutes.   We’re rolling the last half of our beginner lessons into our social foundation lessons and paying $1400.

Ouch.

They gave us the option of financing it over 3-4 months, but I didn’t want to pay an extra $200 for the privilege.   I think we’ll be tapping the vacation fund to pay for the lessons.

Why am I willing to pay this much?

Dancing is one of the very few things Linda and I both enjoy.  We’re pretty good at it, it’s great exercise, it’s fun, and (shhh!) it counts as foreplay.  It also doesn’t hurt to have the sidelines of the dance floor lined with people watching us dance, wishing they could do what we’re doing…or wishing their husbands were willing to learn how to dance.   This also isn’t just something we’re doing at the studio.  We are out on a dance floor dancing to a live band almost every week.  That usually comes with about $25 in cover charges and drinks.

Fun, exercise, have sex, and inspire jealousy.  That’s a winning combination.  And finding things to do that we both love to do is difficult and easily worth the $2000 we’ve paid the dance studio this year.

Mortgage Race

I spent last week at the Financial Blogger Conference.   Saturday night was the big debauch, a 90s themed hip-hop dance party.

Yeah.

Instead, Crystal, Suba, and I hosted a super-secret pizza party to let some of the less “dance party” inclined attendees discuss things like the sanitary concerns of group body shots, sex toys, and horror movies.

During the course of the party, Crystal and I decided to race to pay off our mortgages.

Her balance is just under $25,000.

My balance is $26,266.40.

We both technically have the cash to pay off the balances right now, but we are both dealing with secondary housing issues.  She’s building a new one, and I’m updating an inherited house.  Neither of us is willing to use our cash reserves to pay off the balance right this moment.

Now that my credit card is paid off, I’ve moved that money to an extra interest-only payment on my mortgage, effectively doubling my mortgage payment, which puts my projected payoff date as about the end of next year.   Crystal’s aiming for June, so I’ll have to hurry.

We do have tenants lined up for February, and all of the non-expense related rent will go to the mortgage.

I think I can win.

Update:

I forgot to mention the terms of the bet.   The loser has to go visit the winner.  When I win, Crystal’s going to fly to Minnesota to experience snow.

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