- Crap. Replacing the power jack on my laptop means ordering out for the piece. #
- @mymoneyshrugged Engraved pocket knives were a hit with my groomsmen. in reply to mymoneyshrugged #
- Movies that force previews suck. Dangit, Invention of Lying. #
- RT @Lynnae Carnival of Personal Finance #148 http://bit.ly/adRZQo #
- @jimmyjohns – 35 minutes is not "so fast I'll freak". #
- @jimmyjohns "Can you send the store info to bit.ly/jjfeedback? Thx!" – Done. Normally service is excellent. in reply to jimmyjohns #
- Pizzeria with the family. Yum! #
- RT @FrugalYankee: Fact: In 1873, there were 4131 beer breweries pumping in the US. 1973 only 41 brewers operating 89 plants. Now around 1500 #
- Mango pudding is the king of all nummy. #
What’s In Your Wallet?
- Image via Wikipedia
Seeing Crystal play copycat made me want to play, too.
This won’t take long. I quit carrying a wallet a few months ago in favor of a Slim-Clip. That helps eliminate wallet clutter.
Here goes nothing:
- $0. I usually carry a $150 or so all the time. I haven’t made it to the bank in a few days, and I spent my last $7 on parking.
- USBank Flex Perks VISA check card. 0.5% back on all purchases and, theoretically, up to 25% back on some.
- Penfed Platinum Cash Rewards VISA card. 1% on everything, 2% on groceries, 5% on gas. We don’t use this much, since we are primarily a cash family.
- Driver’s license.
- My health insurance card.
- Wells Fargo VISA debit card for my business account.
- Expired health insurance card.
- Car insurance cards. Car, truck, and motorcycle. 1 expired and 1 valid for each.
- AAA card.
- Carry permit.
- Business cards for 2 attorneys.
- Dental insurance card.
If I go through the rest of my pockets, I have a pocket knife, 16 cents, a Gerber Artifact, and my library card.
Including my jacket pockets will add a Cold Steel Sharkie, business cards, a lighter, another pocket knife, a fingernail clipper, a small moleskin notebook, a ticket to Evil Dead: The Musical and matching brochure, a pad of checks, hand-sanitizing wipes, and a diaper to the list.
Now that I’ve gone through my stuff, I threw out the expired cards. My jacket will certainly accumulate more stuff over the winter, but it’s spent the last 6 months in the closet.
What’s in your wallet?
30 Day Project – February
My 30 Day Project for February is to be able to do 100 push-ups in a single set. The most common reaction when I talk about it? “You’re nuts!”
Is it ambitious to the point of being aggressive? You bet. 30 Day Projects aren’t supposed to be easy. This is going to be a difficult painful month.
On the other hand, I have five fingers. How many people do you know able to do 100 pushups? I don’t know any. In 4 weeks, I will know one.
What have I done to prepare? Nada. Nothing. Zip. Zilch. I am starting this from scratch.
Here’s my plan:
At this moment, I can d0 20 pushups. I am going to start with 5 sets of 2/3 of my max(14) with a one minute break in between sets . That will happen in the morning and before bed. Each session will involve more pushups. I need to add about 3 to a set each day to get to 100 by the end of the month.
Now, it’s entirely possible that I won’t be able to manage 5 sets of 14, or that my progression is unmanageable. That’s ok. I refuse to test my endurance on this, and I’ve done no research. I’m flexible and willing to adjust my plan to match reality.
Aggressive and painful. Wish me luck.
You’re Gonna Die, Part 1
If you knew you were going to die tomorrow, what would you do today? How would you spend your last hours? Would you go skydiving before the chance evaporated forever, or would you spend the day talking with your loved ones?
If you knew you would die in a month, what would you do? Would you plan a trip to the one place in the world you’ve always wanted to see? Would you look up all the friends you’ve been too busy to see?
What would you regret? Is there something you have always wished you’d done, but have put off for some reason or another? Do you want to write a novel, or backpack Europe, or watch a shuttle launch? Far more people regret opportunities missed than those they’ve taken. If there is something that you could do that would let you die happy, take steps today to make that a reality. Remember that you are probably not going to die in a day or a month, but don’t let your entire life slip away without doing the things that matter most to you.
Our lives are short. Far too short to waste time on the things that add no value. Everything you do should advance your happiness, either short-term or long. That doesn’t mean you should waste your life pursuing hedonism. Lives need meaning. Chase that meaning.
Find out what gives your life meaning. What do you do that lets you go to bed with a smile on your face? Those are the activities that you should maximize. What is wasting your time? You can probably shut off the news and never miss it. It’s just too much information that doesn’t add anything to your life. Does obsessing over Charlie Sheen’s latest antics ad any value to your life? Take that time and write a screenplay, take a walk, smell a flower, hug your kids, anything that provides actual value for you. Don’t waste your life on meaningless activities that do nothing more than kill time. Time is the one thing we have that we will not get back.
Many people go to their deathbeds thinking, “I wish I had X.” What is your X? What would you wish you had done?
Selling Your Car
- English: Jalopy car in Joshua Tree National Park in Hidden Valley Campground (Photo credit: Wikipedia)
When it’s time to replace your car, most people focus on the new car, instead of the old, but that is ignoring real money. Your old car–unless it has disintegrated–still has value. Sometimes, it’s just time to ask yourself, “When should I sell my car?”
When you’re looking to sell your car (like with We Will Buy Your Car), you generally have several options:
- Tow & crush. If your car has been wrecked, doesn’t run, or is just old and beat up, you may be stuck with calling a junkyard and accepting $50 for them to pick up your car and crush it for scrap.
- Trade it in. This is probably the least hassle, but–other than #1–doesn’t pay well. Dealerships are willing to pay something under what they will get at a wholesale auction, which is quite a bit less than the blue book value.
- Sell it yourself. Now you’re thinking, “He’s going to buy my car! Oh, bother.” It can be a pain, but it’s also the best way to get a decent price for your wheels.
When you sell your car, there are a few things to keep in mind, much like when you sell something on Craigslist.
- Don’t be alone. There are bad people in the world, but they don’t like witnesses. Bad things are much less likely to happen if you have company.
- Know your price. Specifically, know three price: your dream price, the price that would make you happy, and the absolute lowest price you are willing to accept. Make sure you figure these numbers out ahead of time. Know what you are comfortable with before it comes time to close the deal.
- Check IDs. The buyer is going to want to test-drive your car. That’s fine, but you want to make sure you know who is driving off in your car. “Officer, Sumdood took my car. He was wearing jeans.” That won’t get your car back.
- Clean it up. Get the car detailed before you show it to a potential buyer. A sparkling-clean car will almost always bring in a few hundred extra dollars. It’s well worth the expense.
Following this plan should make the sale go as smoothly as possible and bring you the most possible money.
Readers, what have you done to dispose of an old car?
This is a sponsored post written to provide some insight into the world of used car retail.
