- I tried to avoid it. I really did, but I’m still getting a much bigger refund than anticipated. #
- Did 100 pushups this morning–in 1 set. New goal: Perfect form by the end of the month. #
- RT @BudgetsAreSexy: Carnival of Personal Finance is live 🙂 DOLLAR DOODLE theme: http://tinyurl.com/ykldt7q (haha…) #
- Hosting my first carnival tomorrow. Up too late tonight. #
- Woot! My boy won his wreslting match! Proud daddy. #
- The Get Home Card is a prepaid emergency transportation card. http://su.pr/329U6L #
- Real hourly wage calculator. http://su.pr/1jV4W6 #
- Took my envelope budget out in cash, including a stack of $2s. That shouldn’t fluster the bank teller. #
Selling Your Home: For Sale by Owner
When you’re preparing to sell your home, your first instinct is often to rush straight to a realtor. There are benefits to using a trained real estate agent, but it isn’t always necessary.
The biggest motivation to skip the realtor is avoiding the fees, which can run as high as 7% or more in some places. What does that 7% get you?
First, it gets you experience. Realtors know which hoops you have to jump through, from both a legal and a marketing perspective. Do you need an inspection? How much of your stuff should you move to storage? Are you comfortable with high-dollar negotiations?
Time is another critical item in the fee. Do you have a minimum of an hour to dedicate to advertising and screening potential buyers? Every day? Do you have a flexible schedule to show your house at times convenient for the buyers?
The third element is access to the Multiple Listing Service(MLS), which lets other realtors see your home listing. There are alternative listing services you can use, but none are as widely know as MLS.
There are some good reasons to use a realtor, but none of that means you can’t sell your home yourself. FSBOs are done every day.
If you are nervous, your local community education program may have a course on selling your home yourself. These courses are usually very affordable.
Some tips:
- Be objective about pricing. Look at the selling price of similar homes in the area, NOT what your dream price is or how much you have spent on improvements.
- Always keep your home ready to show. Keep the dishes done, everything put away, and the floors mopped. The “lived-in” look will not help your house sell.
- Keep track of the potential buyers. Put the name, address, phone number, and any identifying notes in a spreadsheet so you can follow up later if your house doesn’t sell.
- A bid is not binding. Don’t stop advertising until you close on the sale.
- Make a fact sheet and blank purchase agreement that potential buyers can take home.
- Hire professionals where necessary: lawyers, inspectors, and closing agents.
Selling your home yourself can be intimidating, but it is a job you can tackle yourself for a significant savings. Would you try it?
Regret
There comes a time when it’s too late to tell people how you feel.
There will come a day when the person you mean to talk to won’t be there. Don’t wait for that day.
“There’s always tomorrow” isn’t always true.
The End of Litter
In honor of Earth Day (a day late), I’m going to talk about ending litter.
Not the stuff you find on the street or throw from your car window. I don’t mind that because, on a long enough timeline, everything is biodegradable. Mother Nature is tougher than I am. She can handle my McDonald’s wrappers.
No, I’m talking about the real scourge: cat litter.
We’ve got four of the things, and let me tell you, they make poop. Everyday. I keep telling my wife that they are going to continue making poop as long as we keep feeding them, but she continues to give them food.
For those of you who don’t know, most cats use a litter box, which is a fun pan full of a sand-like mixture of diatomaceous earth and bentonite clay, which trains your cat to use the neighbor kid’s sandbox if you let the little potsticker go outside.
Thanks for that.
So, everyday, our four cats crap in a couple of pans full of sand. Until the sand pans get too full of cat crap. Then, they use the couch.
Who decided this was a good system? Is it a conspiracy of Big Couch to force people to buy new furniture on a regular basis, the way Big Oil suppressed the 1000 mile-per-gallon carburetor, Big Pharma suppressed the cure-all hemlock pill, and Big Sword suppressed world peace during the Dark Ages?
There’s got to be a better way.
Right?
Enter the CitiKitty. It’s the miracle cat potty trainer featured on The Shark Tank.
Here’s how it works:
- Move the litter box to the bathroom and start using flushable cat litter.
- Once the cats are comfortable with that change, put the CitiKitty on the toilet, under the ring and add litter.
- In a week or two, when all of the cats are comfortable with the setup, pop out the center ring of the CitiKitty. This gets the cats used to doing their business over water.
- Every couple of weeks, pop out another ring until the cats are used to standing on the slippery ring and crapping directly into the water. Praise the cat when it happens, because cats give a crap about your opinion.
- Throw the litter box away and brag to your friends.
Because I love testing things to make my life easier, and I hate cat crap, I gave the thing a try.
It worked great until step 3. Apparently, pooping directly into water is similar to trapping a vampire with running water and causes the cats to panic and find somewhere else to poop, never to return to the bathroom.
There’s really nothing better than stumbling into the living room half asleep, turning on the news and flopping onto the couch, only to find a little lump, still warm, under your butt.
Don’t get me wrong, step 2 was a pain in the neck, too. In order to use the toilet, you have to take the stinking sandbox off of the toilet without spilling litter all over the bathroom, find a place to set it that isn’t disgusting, do your business, put the litter pan back on the toilet, and wash your hands really hard. If you’re a friend of my son’s sleeping over, it’s easier just to not notice the litter box sitting there and top it off in the middle of the night.
It’s a heck of an idea. The best execution I’ve seen for getting a cat to crap in the toilet.
But it doesn’t frickin’ work. If you’ve got a cat using the toilet, I’m guessing you had to sacrifice the neighbor kid to some kind of evil Lovecraftian entity to make it happen, because the CitiKitty didn’t do it.
Twitter Weekly Updates for 2010-06-05
- Working on my day off and watching Teenage Mutant Ninja Turtles. #
- Sushi-coma time. #
- To all the vets who have given their lives to make our way of life possible: Thank you. #
- RT @jeffrosecfp: While you're grilling out tomorrow, REMEMBER what the day is really for http://bit.ly/abE4ms #neverforget #
- Once again, taps and guns keep me from staying dry-eyed. #
- RT @bargainr: Live in an urban area & still use a Back Porch Compost Tumbler to fertilize your garden (via @diyNatural) http://bit.ly/9sQFCC #
- RT @Matt_SF: RT @thegoodhuman President Obama quietly lifted a brief ban on drilling in shallow water last week. http://bit.ly/caDELy #
- Thundercats is coming back! #
- In real life, vampires only sparkle when they are on fire. -Larry Correia #
- Wife found a kitten abandoned in a taped-shut box. Welcome Cat #5 #
Twitter Weekly Updates for 2010-05-17
- @Elle_CM Natalie's raid looked like it was filmed with a strobe light. Lame CGI in reply to Elle_CM #
- I want to get a toto portable bidet and a roomba. Combine them and I'll have outsourced some of the least tasteful parts of my day. #
- RT @freefrombroke: RT @moneybeagle: New Blog Post: Money Hacks Carnival #115 http://goo.gl/fb/AqhWf #
- TED.com: The neurons that shaped civilization. http://su.pr/2Qv4Ay #
- Last night, fell in the driveway: twisted ankle and skinned knee. Today, fell down the stairs: bruise makes sitting hurt. Bad morning. #
- RT @FrugalDad: And to moms, please be more selective about the creeps you let around your child. Takes a special guy to be a dad to another' #
- First Rule of Blogging: Don't let real life get in the way. Epic fail 2 Fridays in a row. But the garage sale is going well. #