Heartache and heartbreak are hard enough to endure but imagine having to go through the loss of a relationship while the world looks on. Such is the high price of celebrity divorce and the latest victim is the beautiful and talented television chef, Nigella Lawson. Shocking photos of Nigella apparently being choked by her husband, Charles Saatchi, surfaced in the media following the June 9th dinner at Scott’s restaurant in Mayfair, London, where the incident occurred. Saatchi’s advisors urged him to humble himself and admit a public apology for the assault. Saatchi denied any wrongdoing, saying he never assaulted her and in fact, was actually removing mucous from his wife’s nose. Nigella was stunned by the admonition of “nose-picking” and his refusal to apologize. She left Saatchi and their family home in Chelsea.
Fat guy running
As part of my effort to improve every part of my life, I have decided to get back in shape. Twelve years ago, I worked in a factory during the day and cooked in a resaurant in the evening. I didn’t have a car, so I biked 5 miles in between my jobs. Fast forward 3 kids, a desk job, and 100 pounds later. I don’t enjoy getting winded on three flights of stairs and I like running while my daughter rides her bike. I’m going to get back in shape.
As a part of that effort, I recently bought a bike. I thought I was getting it for a steal, until I took it out. The chain kept slipping, the shifters were difficult, and it was too small for my frame. I took it back. A bike that would work well for me would cost $200-300, more than currently fits in my budget. Running is cheap, right? It is, unless I go for the runner-geek purchases. Every hobby and activity can become expensive if you let it. I may invest in some running shoes, but that will be the extent of my runner-geek shopping.
My plan was to run according to this this schedule, running every other day. Run one day, rest the next. The first day in week 3, I got petellofemoral pain, or “runner’s knee”. I went to the doctor and got x-rayed. There is nothing even hinting at major damage, which has always been a fear of mine, due to my barometer knee pain. The doctor gave me a sheet of stretching and strengthening exercises to do and told me to put running on hold for a bit. I will be doing the exercises every day this week. Next week, I’m starting over with my running schedule. I will be giving my knees an ice massage after each run and doing the exercises on the off days.[ad name=”inlineleft”]
I am writing this in October and have been running for half of September. Hopefully, the city will keep the roads plowed enough that I can run all through the winter. The schedule may slow down a bit, depending on weather, but I’m hopeful. By the time this posts, I will have a lot more information about how well I am doing.
Update: Mid-November. Where did the last month go? It’s amazing how fast time slips away if you aren’t watching it. My barometer knee pain has been back, and life has been hectic. I need to get his habit going again, before it freezes to much to start.
Saturday Roundup and Updates
I’ve decided to do away with the Twitter posts on Saturdays. If you want to see the glorious wisdom that is my Twitter feed, follow me on Twitter. I’m @LiveRealNow.
Please take a moment to subscribe to Live Real, Now by email. You get a choice between having all of the posts delivered to your inbox, or just occasional updates and deals. Both options get my Budget Lessons, free of charge.
Now, for the part you’ve all been waiting for…
The Best Posts of the Week!
Tim Ferris is giving away a trip to anywhere in the world. All you have to do is donate to his preferred charity for his birthday!
A Mirrored Memory reminds us that nobody feels old in their heart.
A law for everything and everything is a law? Why can’t people just accept occasional discomfort or unpleasantness in exchange for freedom?
My wife hates sweet potatoes. Well, she did until I introduced her to sweet-potato fries. I wonder if I can get her to try this recipe? It’s missing marshmallows, though. That’s a definite culinary failure when it comes to sweet-potatoes.
The University of Georgia is offering a free home-study food-preservation course.
Carnivals I’ve particpated in:
The Carnival of Personal Finance at NerdWallet has included Beat the Check.
The Festival of Frugality at Modern Tightwad has included The 10-Step Saving Action Plan.
Cheap Conference Calls
Sometimes, a conference call can make you thousands of dollars. Whether you’re pitching a product, or planning a new service to offer, sometimes you need to be able to talk with a team.
Business owners rely on many technological tools to conduct business day to day. Online business conferencing is one of the more popular services that owners have come to rely on. There are lots of online websites that provide free conference calling services that will save the small business owner some cash. Some of these sites offer permanent free calling for life and others offer free calling for a limited time only.
Free Conference Calls
There are a number of free conference call services out there. For most, you can use the site and get unlimited free conference calling 24 hours a day and seven days a week. This is a permanent full time offer and no credit card is needed with the best of the service. You can often conference with up to 96 different users at the same time and spend at least six hours on each call. That is more than enough time for the average business owner to conduct all of their all business with fellow participants.
Skype
Skype is another company that has a free business conferencing service for all Skype users. There is no fee for conference calls as long as all of the users have downloaded Skype. Anyone that wishes to use their mobile phone to join in can be added by purchasing Skype Credit. Payments can be made online or through payment processing services like PayPal. This is a cheap way for a small business owner to connect with team members via conference call.
Go To Meeting
GoTomeeting.com is the most well known of the companies providing conference calling services. The company offers its GoToMeeting, GoToWebinar, and GoToTraining that provide unlimited usage for business owners. Basic plans start at $15 a month which is a bargain for owners that have frequent conference calls with employees and customers. At the high end of their offering is GoToTraining at $150 per month. GoToMeeting has a lot of features including the recording and playback of all meetings. This is a useful option for any attendee that misses a meeting and needs to catch up.
These are just a few of the options available to the business owner who is on a budget and looking for a way to stay connected with his employees.
How Cheap Can a Disney Vacation Be?
Earlier this month, I took my family to Disney World. That’s me, my wife, and my three kids (ages 8, 9, 16). Disney is one of the most expensive vacations you can take in the U.S.
We went from one Saturday to the next, in the beginning of August. August is just after peak season, so prices and crowds were down a bit from early summer. During the school year is out of the question because my wife is a school bus driver at an understaffed company. It was a bit hotter, but the price and family availability balanced out the heat nicely.
We stayed in a 1 bedroom resort on Disney property. It was a bit more expensive, but the room slept all five of us, my wife and I had a separate bedroom, and it was equipped with a full kitchen and laundry.
This wasn’t cheap.
We spent:
- $1595.96 on airfare and car rental, as a package
- $75 on upgrading the seats on our flight one way, because those were the only seats available next to each other.
- $131.11 upgrading our rental car during pickup. The third row seating was nice, both for our day trip to Cocoa Beach and for our grocery run with five suitcases.
- $4396.21 for the hotel, 4 days of Disney parks, and the included Magic Bands. Magic Bands are the awesomest way to handle hotel rooms, resort tickets, and food. You don’t need to carry a wallet in Disney World.
- $715.26 on things charged to our Magic Bands, including miscellaneous coffee, snack, and water purchases in the park, a few small souvenirs, approximately $380 at in-park restaurants, and a couple of gifts for the people who took care of our pets while we were gone.
- $15 for parking at the Cocoa Beach Pier
- $152.28 for lunch at the restaurant on the pier
- Roughly $350 on groceries and one fast food drive through meal one night
- $118.31 at the horrible Wolfgang Puck Express restaurant at the Disney Springs shopping center
- $31.59 on gas for the rental car.
- $47.35 for a movie to kill time between hotel checkout and airport check-in
- Total: $7628.07
We saved:
- $1404.14 by using signup bonus miles from two Chase Sapphire cards, bringing the flight plus rental to $188.82 plus upgrades.
- $1870.16 by using Capital One Venture card rewards. A bonus reward on one card, and regular miles on another.
- Total: $3274.30
Grand Total: $4353.77
We had about $2000 of that saved before we bought the tickets and $2000 more budgeted to pay the remaining bill quickly. $4350 spent on a trip with a $4000 budget isn’t too bad.
We opened the rewards cards more than a year ago to make sure we’d hit the sign-up bonus qualifications in time.
A few Disney tips:
- Your first day in the park, find a Disney Vacation Club booth. Go to a timeshare sales pitch. For real. It’s a low-pressure pitch that’s over in 45 minutes if you’re not interested (and you won’t be. Timeshares–especially at retail price–are stupid. Don’t sign up.) that will net you three tap-and-go fast passes and a $100 gift card. The fast passes alone saved us about 3 hours of lines.
- Install the Disney app. You can get directions to rides and manage fast passes and dinner reservations.
- Subscribe to Touring Plans. It costs $10 if you have a coupon, and there’s always a coupon. You can plan out your day at each park, including fast passes and breaks. It will give you wait times and walking times and suggest what is possibly the most efficient way to see everything you want to see. We saw 90% of everything everyone was interested in without running around. You really can do all of each of the parks in 4 days.
- Take breaks. We got there early, then left a bit after lunch time to head back to the hotel for food, rest, and swimming. We came back shortly before dinner and spent the evening. That skipped the hottest, busiest part of the day and helped avoid small children getting crabby. Take breaks.
- Go to each of the parks on their least busy day. It’s easiest to see it all if you plan to be there when fewer other people are competing for line space.
- Don’t waste your fast passes on rides with short lines. We made it through the Pirates of the Caribbean line in 10 minutes. That would have been wasteful.
- Try to book all of your fast passes in the morning, so you can schedule new ones for later in the day. You can’t add new ones while you have pending ones on your account.
- Use the timeshare fast passes at Magic Kingdom. They don’t have to be scheduled and must be used on a moving ride. Magic Kingdom is the heaviest concentration of moving rides, and they have the longest lines.
- Have fun. For real, don’t forget to have fun. If people are getting crabby, pack up and head to the hotel for a few hours. The only park that makes this a pain is Magic Kingdom, since they hide the park a mile away from the parking. Don’t force the park experience, just let go and let things happen. Says the guy who brought an optimized agenda to each park
This was a good time for us. I’m glad we waited. We’re in the short window where the girls will remember the trip and the boy hasn’t moved out and gotten a busy life of his own.
FINCON Friday
When this goes live, I’ll be on the road to the Financial Bloggers Conference outside of Chicago. That translates to a day off here.
Monday, I’ll be back with a whole bucket full of bloggy goodness.