Live Real, Now

The no-pants guide to spending, saving, and thriving in the real world.

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Carnivals Roundup

Misc

Live Real, Now was included in four carnivals recently:

Yakezie Carnival – Daytona Edition at Not Made of Money

Totally Money Carnival #56 at Afford Anything

Carnival of Financial Camaraderie #22 at My University Money

Carnival of Financial Planning – Edition #225 at Beating Broke

Yakezie Carnival – Dr. Seuss Lorax Edition at Miss Wallstreet

Canadian Finance Carnival #77 at Canadian Finance Blog

Carnival of Financial Camaraderie #23 at Canadian Finance blog

Thanks to all of the hosts for including my posts.

Get More Out of Live Real, Now

There are so many ways you can read and interact with this site.

You can subscribe by RSS and get the posts in your favorite news reader.  I prefer Google Reader.

You can subscribe by email and get, not only the posts delivered to your inbox, but occasional giveaways and tidbits not available elsewhere.

You can ‘Like’ LRN on Facebook.   Facebook gets more use than Google.  It can’t hurt to see what you want where you want.

You can follow LRN on Twitter.   This comes with some nearly-instant interaction.

You can send me an email, telling me what you liked, what you didn’t like, or what you’d like to see more(or less) of.   I promise to reply to any email that isn’t purely spam.

Have a great week!

Carnivals This Week

Finance

I seem to be failing frugal parenting.  My son spent the entire week telling me how happy he’d be if we could go to the game store so he could spend some of his money.  Tying emotions to shopping is badbadbad.

Live Real, Now was included in four carnivals last week:

Carnival of Financial Planning – Edition #224 at AaronHung.com

Yakezie Carnival – Mardi Gras Edition at Young Adult Finances

Canadian Finance Carnival #76 at Canadian Finance Blog

Carnival of Financial Camaraderie – Rain Man Edition at Thirty Six Months

Thanks to all of the hosts for including my posts.

Get More Out of Live Real, Now

There are so many ways you can read and interact with this site.

You can subscribe by RSS and get the posts in your favorite news reader.  I prefer Google Reader.

You can subscribe by email and get, not only the posts delivered to your inbox, but occasional giveaways and tidbits not available elsewhere.

You can ‘Like’ LRN on Facebook.   Facebook gets more use than Google.  It can’t hurt to see what you want where you want.

You can follow LRN on Twitter.   This comes with some nearly-instant interaction.

You can send me an email, telling me what you liked, what you didn’t like, or what you’d like to see more(or less) of.   I promise to reply to any email that isn’t purely spam.

Have a great week!

Carnivals

Misc

I spent the day consoling (read: napping with) a tonsillitis-infected little monster.

Live Real, Now was included in two carnivals last week:

Festival of Frugality #327 hosted by Budgeting with the Bushmans

Yakezie Carnival – Setting Your Clocks Edition hosted by 20 and Engaged

Thanks to all of the hosts for including my posts.

Get More Out of Live Real, Now

There are so many ways you can read and interact with this site.

You can subscribe by RSS and get the posts in your favorite news reader.  I prefer Google Reader.

You can subscribe by email and get, not only the posts delivered to your inbox, but occasional giveaways and tidbits not available elsewhere.

You can ‘Like’ LRN on Facebook.   Facebook gets more use than Google.  It can’t hurt to see what you want where you want.

You can follow LRN on Twitter.   This comes with some nearly-instant interaction.

You can send me an email, telling me what you liked, what you didn’t like, or what you’d like to see more(or less) of.   I promise to reply to any email that isn’t purely spam.

Have a great week!

Good Friday

Life, Parenting

We don’t have daycare on Good Friday.

We do, however, both have to work today.   Two rounds of little-girl tonsillitis have zapped our available vacation time.

On an entirely related note, we put our 12 year old son through Red Cross babysitter training a few weeks ago, just for something like this.

My wife gets nervous at the idea of leaving the girls with the boy for very long.  I think she thinks the world will explode if he takes care of them correctly.

Our solution for today is to have a slightly older friend come over and help.

She’s 13 and she brought her 10 year old brother with her.

That’s kids aged 3,5,10,12, and 13 in my house today.   Total Lord of the Flies.

Hold that thought.

My son, being 12, doesn’t feel it’s necessary to brush his hair for school, or change his clothes every day, and he needs to be reminded to brush his teeth.

This morning, he woke himself up and ran into the bathroom.  He emerged with clean teeth and combed hair.   I asked him if he was wearing the same shirt as yesterday, and he flew into his room to change.

Hmm.  Something is afoot.

While I was putting my shoes on, I reminded him to take care of the house and his sisters, and he made some smart-aleck joke in response.

She giggled.

Watson, I think I’ve found a clue.

Her father told me, just yesterday, the she thinks boys are gross.

The boy has never shown an interest in girls, until this morning.

Grr.   The next decade just got considerably more interesting.

Time to lock them both in their respective basements until college.

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Carnival Roundup

Misc

Sorry for the missing “real” post today.   My mother-in-law’s funeral is later and the day’s a bit hectic.

Live Real, Now was included in the following carnivals recently:

Yakezie Carnival – Earth Day Edition hosted by The Frugal Toad

Festival of Frugality #334 hosted by This, That and the MBA

Carnival of Money Pros hosted by Money Cone

Carnival of Financial Camaraderie #31 hosted by 101 Centavos

Carnival of Personal Finance #358 hosted by Musings of an Abstract Aucklander

Yakezie Carnival – 4.22 Edition hosted by Faithful with a Few

Financial Carnival for Young Adults #9 hosted by 20’s Finances

Carnival of Money Pros hosted by My Journey to Millions

Thanks for including my posts.

Get More Out of Live Real, Now

There are so many ways you can read and interact with this site.

You can subscribe by RSS and get the posts in your favorite news reader.  I prefer Google Reader.

You can subscribe by email and get, not only the posts delivered to your inbox, but occasional giveaways and tidbits not available elsewhere.

You can ‘Like’ LRN on Facebook.   Facebook gets more use than Google.  It can’t hurt to see what you want where you want.

You can follow LRN on Twitter.   This comes with some nearly-instant interaction.

You can send me an email, telling me what you liked, what you didn’t like, or what you’d like to see more(or less) of.   I promise to reply to any email that isn’t purely spam.

Have a great weekend!

Insane Incentives

Parenting

Spring is in the air.

Standardized Test
Standardized Test (Photo credit: biologycorner)

At my son’s school, that means it’s time for the Minnesota Comprehensive Assessment tests.  These are the standardized tests created by the No Child Left Behind Act that determine if a school is doing its job in educating children.  If too many kids have lousy scores, the school gets put on the “Adequate Yearly Progress” list and will eventually get penalized financially.

That creates a perverted incentive in the school system.   The main metric for a publicly-funded school’s success in Minnesota is the MCA.  If a school can churn out illiterate trench-diggers, they will get increased funding as long as the test scores are good.

For a full two weeks before this test, the school effectively shut down the education program to prepare for the MCA test.   That’s two weeks of studying for a set of standardized tests that focus on reading, writing, and arithmetic.  I’m a fan of schools prioritizing the three Rs over other subjects, but that’s not what they did.

They spent two weeks studying testing strategies, not the material contained in the test.

In science class, they covered essential scientific elements like “Answer all of the easy questions first, so you can go back and spend time on the hard ones later.”

Spanish class covered verb usage similar to “When the time is almost out on the test, answer ‘C’ for all of the hard questions you have left, que?”

They weren’t being educated, they were learning the most effective way to solve a test to gain funding for next year.

For 2 weeks.

That’s not reading practice, or reviewing the parts of speech, or covering the necessary math skills.   It’s “This is a #2 pencil.  This is a circle.  Practice until lunch.”

Is this really what NCLB was trying to accomplish?   Standardized tests to measure school proficiency should be a surprise.   Let’s randomly send in test proctors to take over a school for a day and see what the kids have actually learned.

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