This is a conversation between me and my future self, if my financial path wouldn’t have positively forked 2 years ago. The transcript is available here.
What would your future self have to say to you?
The no-pants guide to spending, saving, and thriving in the real world.
This is a conversation between me and my future self, if my financial path wouldn’t have positively forked 2 years ago. The transcript is available here.
What would your future self have to say to you?
Lately, I’ve been traveling for work about twice per month. The trips have generally been to my company headquarters, about 5 hours east of my house, though at the time this goes live, I will be ending another trip in the Chicago area.
Earlier this month, I was out there to conduct some training webinars and enjoy the company Christmas party. After the party, my insomnia kicked in and I couldn’t sleep. At 6AM, I decided to give it up for a lost cause and pack my stuff for the 5 hour drive home.
On no sleep.
The morning after a nasty ice storm.
I do not have a death wish.
Really.
I got packed, ready to go. Then crawled back in bed with the nap timer on my phone set. Thirty minutes later, I checked out of the hotel and got in my car.
I really don’t want to die, though this trip scared me a bit. It’s a long 5 hours, 4.5 of those hours are on one road, driving across southern Wisconsin. Tedious is one word that comes to mind. Mind-numbing and lullaby-driving are two others.
Instead of getting on the highway, I drove to Wal-mart. I stocked up on cigarettes and Rockstar.
Now, I quit smoking 6 years ago when we found out brat #3 was coming a bit faster than we expected. It was purely a financial decision at that point, but breathing turned out to be a nice change, too.
Nicotine is a stimulant with immediate effects. That means, if I start feeling drowsy, I can smoke a cigarette and I quit feeling drowsy while I chug energy drinks.
Good plan, Jason.
It worked. I made it home, then fell on the couch and didn’t move for 4 hours. Then I ate dinner and went to bed.
Unfortunately, even after quitting for 6 years, by the time I got home, it felt like I’d never quit. So I get the joy of quitting again.
By the time you read this, the craving should be gone and I should just be getting ready to climb in my car for a long drive on not enough sleep.
President Barack Obama just announced that he is nominating Janet Yellen to run the Federal Reserve. The announcement heralded one of the most significant decisions in his presidency. Yellen is currently the Vice Chairwoman of the Fed, so her succession would be a natural progression. The White House struggled with the selection, and the joint press conference with Obama and Yellen capped off a contentious deliberation. Ultimately, the new nominee’s reign could signal a series of unexpected changes.
Previously, Obama has demonstrated a tendency to be extremely loyal to his inside circle. This practice of favoritism was intended to extend to the Federal Reserve. The president’s primary candidate was Lawrence Summers, who has been a close political ally. Unfortunately, members of Obama’s Democratic Party derailed Summers’ chances by demanding a liberal nominee. After being undermined by his own establishment, Obama had no choice but to pick a Democrat.
The Senate chamber has a Democratic majority, and this coalition has vocalized widespread support for Yellen. Although her initial selection required a little extra luck and patience, she appears to be on the fasttrack to confirmation. Republicans have voiced concerns about her economic philosophy, but they will be powerless to obstruct her path to leadership.
The announcement was immediately considered to be a major symbolic victory for womens’ rights across the country. Yellen will be the first woman to operate this crucial organization. This is another convenient boost for Obama’s progressive agenda, especially since his second term cabinet has been unusually lacking in female members.
For some incongruous reason, the last two Democratic Commanders in Chief both nominated Republicans to head the Fed. Obama reinstated Ben Bernanke, and Bill Clinton appointed Alan Greenspan before him. By finally choosing a Democrat, Obama can help his party reclaim governmental economics. As a result, Yellen will be expected to switch ideological course on a variety of monetary issues. Still, liberals hoping for a grand overhaul will be sorely disappointed.
Because she spent her tenure serving under Ben Bernanke, the transition of leadership is expected to be conducted in a seamless fashion. This means that there will not be instantaneous transformations; instead, Yellen is expected to subtly shift the direction of countless economic debates. It will be done is a slow moving manner that remains undetected by the general public. Under the radar, she is expected to facilitate mild increases in inflation to effectively combat unemployment. She also appears more inclined to regulate big banking industries. At least from the start, Yellen will only be making minor adjustments.
This pragmatic economist has earned doctoral honors from Yale, and she was a professor at Harvard. She had successful experiences operating the Fed in California, and her tenure witnessed a substantial economic turnaround for the region. Now, she has navigated a tenuous stimulus recovery for the entire nation. She will only expand these efforts when she ascends to the top.
Would you be ready for the apocalypse? The Walking Dead asks that question every week. There is a great deal of human intrigue in the show, but the show is always asking you, the viewer, if you would be ready to deal with an apocalypse on that order. The idea goes much farther than dealing with zombies. Truly, zombies are the easy part of the apocalypse.
Lost People
We live in a world where we are very connected. You know people from all over the world, and it the entire world has been overrun by an apocalypse at once, all the people you are connected to around the world are effectively gone. There is no chance you will ever see them again. The people on the show deal with those ideas every day. There are so many people they miss that they never go to to say goodbye to.
Insecurity
The one thing that the apocalypse creates is insecurity. You will have no idea what is going to happen the next morning. You never know when someone in your crew is going to be bitten or killed. You have no idea when you will run into other humans you cannot trust. There is not a safe place on Earth. Even if you lock down a house, there is no way to know for sure that zombies would not get in.
Violence
The Walking Dead graphically depicts the violence that is necessary to kill zombies. You would have to “kill” thousands of people who have become zombies. You can see their wedding rings. You can see them in their uniforms, and you know that they used to be somebody. However, you have to end them in order to save yourself. Many of us believe we could do that, but we need to think twice before we assume we could be that violent.
Order
The lack of order in the world is the thing that would break most of us. We can reconcile loss, but that loss is hard to reconcile when there is no order in the world. There is not one authority on the planet that is still operating. How would you be able to resolve problems without such a structure?
On the show, all these problems are handled violently. Murdering violent people is all part of the job if you want to stay alive. It is one thing to kill a zombie that is no longer a person, but it is something else to kill a real person who is simply a thieving criminal.
You might think that you would do just fine when you are watching The Walking Dead, but you would not know unless it happened in real life. The zombie apocalypse is not all fun and games. At its heart is a tense human emotion called loss that we would all have to confront head on.
In an effort to promote the crap out of the Yakezie Beta Chapter, I’ve created a search specific to us. This will make it easy to find Beta Challengers to promote.
The current list in the search is:
Live Real, Now
http://www.YourSmartMoneyMoves.com
http://meinmillions.blogspot.com/
http://www.rentingoutrooms.com
http://www.yesiamcheap.com
http://SimpleVesting.com
http://untildebtdouspart.blogspot.com/
http://www.blondeandbalanced.com
http://jamesfowlkes.com/
http://www.mightybargainhunter.com
http://www.beatingtheindex.com
http://www.thepassiveincomeearner.com
http://www.prairieecothrifter.com
http://sustainablepersonalfinance.com/
http://www.toddswanderings.com
More will be added as I have time to dig through the forums. If you’re a Beta Challenger and don’t see your name, leave a comment below and I’ll get you added ASAP.