- I tried to avoid it. I really did, but I’m still getting a much bigger refund than anticipated. #
- Did 100 pushups this morning–in 1 set. New goal: Perfect form by the end of the month. #
- RT @BudgetsAreSexy: Carnival of Personal Finance is live 🙂 DOLLAR DOODLE theme: http://tinyurl.com/ykldt7q (haha…) #
- Hosting my first carnival tomorrow. Up too late tonight. #
- Woot! My boy won his wreslting match! Proud daddy. #
- The Get Home Card is a prepaid emergency transportation card. http://su.pr/329U6L #
- Real hourly wage calculator. http://su.pr/1jV4W6 #
- Took my envelope budget out in cash, including a stack of $2s. That shouldn’t fluster the bank teller. #
30 Day Project Update
My first 30 Day Project for the month of February has been to work my way up to doing 100 pushups in a single set. At the end of January, I did a test to find my baseline, my starting point. I could do 20 pushups, but there was no way 21 would happen.
My plan, based purely on the math, was to start from there, doing 5 sets in the morning and 5 more at night, adding a set number to each set every day. That lasted a day.
The problem with starting a new exercise routine at my max level and progressing from there is the pain. Holy wow, that hurt on the second day. I was doing sets of 5, then. Ow.
The new plan has worked much better. It is an aggressive, self-correcting progression that automatically correct for over-extending myself.
I do 5 sets. Each set is based on the maximum set in my previous session. My first set is half of my max. The next 3 sets are 3/4 of my max, and the final set ends when my abs are cramping and I want to cry, establishing my max for the next session. If I over-extended myself in the previous session, this set either shrinks or stays the same. If the final set stagnates for a couple of days, I take a day off to rest. When I come back, the sets improve drastically.
How well has this worked? Last night, at the halfway point for the month, I ended with a set of 75 pushups and noticable muscle growth. Next month, I’m doing situps and I will be using the same plan.
Plan #2 is also coming along well. Details in 2 weeks.
Making the Most from Your Home Theatre with Window Treatments
Once upon a time home theatres were only reserved for the rich and famous – the equipment and rooms necessary were just far too expensive for your Average Joe. Now, the landscape has changed and with projectors and all of the other core essentials being more affordable, home theatres are more popular than ever before.
Rather than pointing you in the direction of the latest equipment, we’re instead going to talk about another way that you can boost your home cinema experience. The windows in this room can make or break your movies, even though they are often left until the very end of a project. However, make a bad choice in this this regard and the whole expense associated with your home cinema will have been for nothing.
Your window treatment decisions should mainly revolve around your viewing preferences and the type of room that your system is located in. If we start with the latter, if your home cinema happens to be basking in glorious sunlight for most of the day, it goes without saying that you’re going to suffer from the dreaded screen glare. Right in the middle of the best scene in the film, you’ll be hit with a glare that means “part two” will have to follow the day after.
In the above instances, new blind technology is your best friend. Turn to something like a solar shade to eradicate the beaming rays that blind your screen and tune into your movie without any disruption at all.
The above solution assumes that you actually want a bit of natural daylight streaming into your home theatre. Of course, some people might not want to rely on this.
It’s these instances where a more traditional treatment enters the picture, like a blackout blind. As the name suggests, these are able to eradicate all natural light that would otherwise be flowing into the building, to leave your room blanketed in darkness. In other words, your home cinema has just mimicked the setting of the traditional high-street cinema. It doesn’t get much better than that, does it?
Depending on the type of room that your system is based in, there are other options. For example, a lot of people decide to install their home cinemas in the basement, completely out of the way from the rest of the house. In these instances, where the room temperature tends to drop, it might be worth considering a blind that can retain some of the room’s thermal efficiency. Insulated shades are one of the best choices and do exactly as their name suggests.
Already, the window treatment options for your home cinema are starting to become endless. As you’ve probably been able to see, this is a room which relies heavily on its blinds or curtains and making the wrong choice can ruin your whole viewing experience. Just ask yourself what you actually want from the room, and what the room requires. Answer these two points and your home cinema will be the real deal.
Integrity
The true measure of a man’s integrity is not what he will do, but rather what he won’t do.
-Flannery O’Connor
Have you watched a TV lately? Have you noticed that most sitcoms are based entirely on dishonesty? If the characters would stop lying to each other, the premise of most shows would fall apart. How much humor can be found in getting caught in a lie, week after week? If I lived in one of those homes, there would be a divorce happening immediately. There’s no integrity in any of the relationships.
Integrity means no lying, cheating, or stealing. It means you deal with everyone honestly and honorably. You don’t cheat on your wife, or make BS excuses to your kids. You have to make sure you have nothing to feel guilty about and expect the same from the people you deal with. It’s not always easy. If a waitress accidentally forgets to ring up a meal, or a store clerk only rings up one DVD, or the scanner borks itself and give an extra 50% off, you speak up, even if it costs $100. That’s honesty.
Ultimately, what you do during the day, you have to sleep with at night. This includes avoiding responsibilities. Always do what you say, barring forgetfulness, and in that case, make up for it immediately. Don’t break promises, don’t skip out on debts, and don’t get into commitments you have no intention of honoring.
I’ve discovered that the best way to keep your stories straight is to only tell the truth. I don’t have to coordinate an alibi or remember which lie I told to which person if I am honest in all of my dealings. It’s not the easy path. It would be easier to sneak large purchases into the house, or tell my wife I was working late instead of going out for a beer. There are a lot of shortcuts I refuse to take with my life. People act like I’m stupid because I won’t cheat anyone. I enjoy being treated like that, because it means I know who to avoid in the future. If you break promises, lie, cheat, steal, or skip out on your responsibilities, I don’t want to associate with you. Honesty is an important part of my life and relationships. I won’t apologize for that.
What are your core values?
Saturday Roundup: Winter Wonderland
Today, I am planning to be on the receiving end of a foot of snow coming in at 30 miles per hour. Tomorrow, when it’s time to clean all that crap out, it will be 30 degrees below zero. Fun!
The drawing for a $100 Amazon gift card is still going on! Go here for details. It ends on the 15th, so you have 4 more days.
Best Posts
Santa’s got a new phone number! It plays a simple message when you call it, but it’s an easy way to make a little kids smile.
How many days of your life did that that new gadget cost you?
Go watch Crystal get all survivalist and stuff. Have you ever though about what would happen if the world as you knew it ended? Even for a few days, say, after a hurricane hit?
It’s great to live in the future. I can’t wait to hit Lunar Starbucks.
LRN Timewarp
For those unfortunate enough to not have been tuned in since the beginning, I’m going to spend some time reviewing posts from a year ago.
In How to Have a Perfect Life, I layout the planning necessary to live a life you don’t regret on your deathbed. Just take the first step.
Babies are Expensive is one of my most-visited posts to date, and was my first carnival submission, and my first editor’s pick for that submission. The truth is, babies are expensive, but they don’t have to break the bank.
Don’t Screw Future-You was a fun post to write. What would the you from 20 years in the future have to say to you?
Carnivals I’ve Rocked
Consumer Action Handbook was included in the Carnival of Personal Finance.
Mistakes Made was included in the Carnival of Money Stories.
Thank you! If I missed anyone, please let me know.
How Much Should You Tip?
- Image by cemre via Flickr
This post from CNN Money has been making the rounds. I’m getting into the game today.
With the holiday season upon us, tipping the people you work with is a tradition in some cases and actually expected in others. Here’s what CNN came up with and my take:
- Housekeeper. We don’t have one. I’d think $75-100 would make a nice tip/Christmas bonus. I seem to be more generous than average with my imaginary maid. Maybe that’s because of the outfits she wears.
- Gardener. Once again, we don’t have one. Even if we did, I live in Minnesota and have close to a foot of snow over the patch of weeds I call my garden. If I did have a gardener, I wouldn’t have seen him for a few months by now, anyway. $0!
- Mail carrier. I’ve only met my mail man a dozen times and I’ve never considered giving him a Christmas present. Do people really do that?
- Barber. I don’t have one any more. My wife has started doing my hair for me. When I did, I tipped about 25%, but again, I wouldn’t think about a Christmas present. I only saw him quarterly. I don’t think my wife has a regular stylist either. She’s just got a shop she goes to and gets whoever is available. Is there holiday tipping protocol for that?
- Garbage collector. No way. Really? I don’t know that I’ve seen the same guy twice. Am I supposed to give a present to the anonymous, interchangeable union guy that drives past my house every Friday?
- Newspaper carrier. One night, twelve years ago, while my wife was still working graveyard shifts, she had a hard time sleeping on her nights off. That’s natural for 3rd shift workers. At about 4AM, she was watching TV and saw someone run past the window. Scared, she came to wake me up. I handed her the phone to call the police, while I grabbed the only thing I had for self-defense and went to investigate. I ran out on the front step–in my boxers, carrying a sword–and saw someone lurking in the neighbor’s yard across the street. I yelled, “Y0u don’t belong here!” only to hear “I’m delivering the paper!” That’s when I start tipping the newspaper carrier. I stopped when we canceled our subscription a few years later. Who needs a dead tree in the morning, when there are a million news sites on the internet?
If the majority of people are giving Christmas bonuses to that many people, and are as generous as the article suggests, then I fall far to the loutish end of the bell curve. I am planning to give my virtual assistant 1/12 of the pay he’s earned this year, so that should make up for some of it, but that is an ongoing business relationship.
How do you compare when it comes to holiday tipping?
