- RT @ramseyshow: RT @E_C_S_T_E_R_I_: "Stupid has a gravitational pull." -D Ramsey as heard n NPR. I know many who have not escaped its orbit. #
- @BudgetsAreSexy KISS is playing the MINUTE state fair in August. in reply to BudgetsAreSexy #
- 3 year old is "reading" to her sister: Goldilocks, complete with the voices I use. #
- RT @marcandangel: 40 Useful Sites To Learn New Skills http://bit.ly/b1tseW #
- Babies bounce! https://liverealnow.net/hKmc #
- While trying to pay for dinner recently, I was asked if other businesses accepted my $2 bills. #
- Lol RT @zappos: Art. on front page of USA Today is titled "Twitter Power". I diligently read the first 140 characters. http://bit.ly/9csCIG #
- Sweet! I am the number 1 hit on Ask.com for "I hate birthday parties" #
- RT @FinEngr: Money Hackers Carnival #117 Wedding & Marriage Edition http://bit.ly/cTO4FU #
- Nobody, but nobody walks sexy wearing flipflops. #
- @MonroeOnABudget Sandals are ok. Flipflops ruin a good sway. 🙂 in reply to MonroeOnABudget #
- RT @untemplater: RT @zappos: "Do one thing every day that scares you." -Eleanor Roosevelt #
Charity
Charitable giving is down. Predictions have been that donations would be up this year, but the reality appears to be otherwise.
I have an admittedly low sample size; I don’t talk to many charities and the 2012 donation amounts aren’t out, yet. The one I do have access to says that donations this year are among the lowest in memory.
As I’ve mentioned before, I’ve been a bit busy cleaning out a hoader’s house. Last weekend, we tackled one of the stashes of toiletries. We came out with several cases of soap, shampoo, blankets, towels, and sleeping pads.
For the right charity, an unopened case of bar soap is better than gold.
When our new-found treasures were delivered to Mary’s Place, I’m told the nuns wept. Mary’s Place is a transitional housing complex attached to a homeless shelter. They were totally and completely out of hygiene products for the residents.
Something that means nothing to me meant the world to someone else. I was just looking for a useful place to dump the stuff we can’t use or don’t want to store, and I made a nun cry.*
People need so much, and so much of what they need is trivial to my family. A blanket? A bar of soap? That’s nothing…to me.
As we go through the rest of the stuff, our focus will be different. Instead of, “Can we sell this at a garage sale, or should we donate it?”, it’s going to be “Can someone get more value out of this than we’ll get by selling it?” We can sell a comforter for $5, or give it to someone who needs to stay warm in the winter.
I’ll forgo $5 for that warm fuzzy feeling.
*Check one off the bucket list.
George Zimmerman: The High Cost of a Legal Defense
Most people have heard of the controversial nature of the George Zimmerman murder trial. Zimmerman, who defends his actions and is claiming self-defense, is on trial for murdering Trayvon Martin, a 17-year old with a social media profile that projects anything but innocence. While his defense attorneys claim that race had nothing to do with the murder, the prosecution thinks differently. In fact, a majority believe that Trayvon Martin would still be alive today if he hadn’t attacked Zimmerman. Regardless of your stance on the case, there is no denying the fact that Zimmerman’s trial is building strong emotions from both sides.
In an effort to get a not guilty verdict, Zimmerman has hired a top-rated legal defense team to argue his case. Trials are expensive and the average person may not be able to afford a team willing to take a case for the fame. If you are charged for a crime, you have to consider the cost for legal defense. Here is what you need to know about how much you can expect to spend on a legal defense team.
Fixed Prices Versus Variable Prices
Not everyone has a group of supporters raising money to pay for their legal defense. Just because Zimmerman has bad credit does not mean that he had to leave his legal defense up to a public defender in Sanford. If you do not have a Legal Defense Fund where people can donate money to your defense costs online, you will need to distinguish between fixed prices and variable prices for legal defense. During your consultation, the defense attorney should be able to quote you a fixed price based on the case details. Experienced attorneys do not charge on a pay as you go basis because they are confident their abilities. The actual fixed price of the attorney depends on the case, and can range anywhere between a $1000 and hundreds of thousands of dollars. O’Mara and West, who are defending Zimmerman, have quoted $1 million for their services in total. While they have not be paid completely by the Zimmerman Defense Fund, this is money that is due to them.
The Cost For Expert Witnesses
Zimmerman’s team introduced several expert witnesses including an animator, a medical examiner, and a self defense expert. All of these witnesses are paid to testify, and the cost is not always included in the initial quote. If your case is complex, there may be a need for an expert witness. When you are pricing the cost of defense, see if this is included. Assume that you will spend about 10% more than quoted so that you can cover all of the outside costs.
Zimmerman may have been unemployed and working as a volunteer neighborhood watch member, but he does have one of the most experienced legal defense teams working for him to get a not guilty verdict. You may not need a million dollars, but legal defense is not cheap. Keep in mind that you get what you pay for when legal defense is concerned.
Insurance
If you must use lethal force, you should be prepared to spend tens of thousands of dollars defending yourself. It’s worth looking into self-defense insurance. The USCCA is the only such company that offers up-front expenses and is willing to cover bail.
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Zimmerman Wins Lottery: A Prank, but What Are the Real Odds of Winning?
Satirical reports regarding George Zimmerman have been misconstrued as factual by several media outlets, which have led to the belief that the man who killed Trayvon Martin is now a multimillionaire due to a lucky lottery ticket. The improbability of the story is astounding, but the more inconceivable notion is that reporters actually believed it enough to pass it on to their audience. The origin of the hoax was the same source that profligates fake news items on a regular basis: The Onion.
The outlet makes no claims about their veracity, and yet they have been regarded as a legitimate resource on innumerable occasions. This is an ultimate embarrassment for any organization that failed to recognize the comedic parody as satire. Errors like this indicate an inhuman lack of humor in tandem with a dense mind. Fortunately, news consumers were not to be deluded, and immediately subjected the reporting to a fact check.Through metaphorical symbolism, the original faux news story implied that Zimmerman’s recent acquittal has visible parallels with a lottery victory because both scenarios seem to bestow an improbable fortune. The report
was obviously meant to be disseminated as sarcasm, but the writers must feel tremendous pride in their ability to dupe the mainstream media. An unintended prank has a marvelous ability to generate a lasting reputation for the satirist. Notoriety is now something the author has in common with Zimmerman.
A stark contrast exists between lotteries and trials, and they are not equivalent. The justice system strides to avoid occurrences of random chance while lotteries promote the notion that anyone can win. The legal process is supposed to rely on evidence. Regardless of the circumstances, a victory in the courtroom has to be vigorously earned. Contrarily, there is nothing anyone can do to increase their chances in a lottery short of buying massive amounts of tickets. In a trial, the concept of reasonable doubt exists to exonerate the defendant, which should eliminate any potential for a toss-up. Courtrooms operate using evidence while lotteries are strictly statistical; therefore, the comparison is non-existent.
Even when it comes to jury selection, the process is not chaotically uncontrolled. Both sides have a general composition is mind, and they meticulously scrutinize prospective jurors as they whittle the numbers down. The pool is always sifted for bias. They are analyzed with hopes of picking people that will be sympathetically swayed towards a certain point of view. At the end, one side picked a better jury. Lotto victors cannot pick the numbers that will be responsible for their fate. Winners of lotteries do not stalk unarmed teenagers with a gun and fatally shoot them, but apparently winners of trials in Florida do.
Lotteries are often labeled as a tax for dumb people; coincidentally, this demographic is the same segment of the population that was targeted by the falsified journalism. In fact, real lottery odds are mathematically insignificant. An ABC News study declares it would take 1,684,841 years for the average lottery player to win a jackpot. Not even Zimmerman is that lucky.
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Book Review: Small Message, Big Impact
I was recently given an advanced reader copy of Small Message, Big Impact by Terri L. Sjodin. It’s a book on crafting an effective and persuasive elevator speech.
An elevator speech is, according the the author, “a brief presentation introducing a product, service, philosophy or an idea. The name suggests the notion that the message should be delivered in the time span of an elevator ride, up to about 3 minutes. Its general purpose is to intrigue and inspire a listener to want to hear more of the presenter’s complete proposition in the near future.” It’s a 3-minute speech you give to intrigue someone enough that they will let you give a real presentation.
A lot of people–probably most–use their 3 minutes of unexpected access as an “information dump”. They pour as much data as possible into their audience. According to Sjodin(and I agree!), and elevator speech needs to be primarily persuasive, not informative. You need to include enough information to back up your persuasive arguments, but too much information is at least as bad, if not worse, than too little.
An elevator speech is either a sales pitch or a waste of time. You are selling the right to give more detailed information at a later time. The elevator pitch is not about making the sale. It’s about advancing the ball toward the eventual sale.
Who needs an elevator pitch? You do. Everybody sells. Even if you don’t have a product, a service, or a business, you have yourself. Can you pitch your boss on why you deserve a raise or a promotion?
The author walks you through creating an elevator speech that takes advantage of Monroe’s Motivated Sequence to advance your goal, whatever that is. She’ll teach you how to grab your audience’s attention and make them recognize a need for change. You’ll offer a solution, help them see the super-ninja-awesome future you’re offering, and give them a clear call to action. All in 3 to 5 minutes. Small Message, Big Impact will also teach you to provide a clear progression through those steps, making it easy for your target to say yes.
You’ll learn the basic outline of an elevator speech, including how to grab your target’s interest, build a persuasive case, and establish credibility when you’ve been surprised with a few moments of access. The three pieces of any successful presentation, from an elevator speech to a full-day presentation are
- Case. If you can’t make your case, nothing else matters.
- Creativity. You won’t win by being the same as everyone else. The same product, the same service, the same buzzwords won’t differentiate yourself from the competition.
- Delivery. Stumbling, stammering, and talking to the wall will make the the best product and the most creative presentation sound like crap, every time. You need to build your presentation and practice it, so you come across and smooth an knowledgeable.
One of the best ways to sound credible, which will assist your delivery like nothing else, is to use an authentic voice. Be sincere and sound it. Believe in the material and yourself. Know the material–inside and out–and practice it until you can deliver it smoothly, even if that means enlisting a friend for speech practice.
Of the books I’ve reviewed, I think this is my favorite. If you need to design an elevator speech or improve the one you’ve been using, you should read this book. Even if you don’t care about an elevator speech, the book provides a decent education on persuasive selling that easily carries over to the written word.
How would you(or do you) use an elevator speech?
Carnival Roundup
Live Real, Now was included in two carnivals last week:
Carnival of Personal Finance #348 hosted by Money Qanda
and
Yakezie Carnival hosted by 101 Centavos
Thanks to all of the hosts for including my posts.
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