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Sunday Roundup

Eye of horse.
Image via Wikipedia

My girls have been riding in horse shows lately.  Sometimes, it seems like that’s all we’ve been doing on the weekends, but they love it.  My wife’s favorite hobby now matches my daughters’ favorite pastime.   As a bonus, we’ll never have to paint their room again, with the way they are accumulating ribbons.

Best Posts

It is possible to be entirely too connected.

My life is now complete.  It’s possible to buy 95 pounds of cereal marshmallows for just $399.   Breakfast at my house just got perfect.

I wholeheartedly agree with Tam, “You don’t need to make any excuses for crashing things into each other at the speed of light in an underground tunnel longer than Manhattan that’s had the air pumped out and been chilled to a couple degrees above absolute zero. That doesn’t need a reason. “

Carnivals I’ve Rocked 

Credit Cards: My Failed Experiment was included in the Best of Money Carnival, the  Carnival of Wealth, and the Totally Money Blog Carnival.

My niche site article on how to Make Extra Money with Keyword Research was included in the Totally Money Blog Carnival.

Thank you! If I missed anyone, please let me know.

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3 Worst Things About Being Financially Responsible

Sexy Lingerie

Everybody talks about all of the wonderful things that happen when you’re saving money and being responsible.   I know I do.   It’s true, good things do happen.    There’s really nothing like the feeling that you’re suddenly not living paycheck to paycheck.

But what about the other side of the coin?   What sucks about staying in the black?

1.  You have to make choices.   When you’re living on credit, you can buy a car, charge an expensive dinner every week, and go on vacation.   If you’re not spending real money, then who cares?   When you’re living for real, you have to prioritize.   Do you buy groceries or video games?   Do you buy sexy lingerie or a fancy dinner?   Braces or college?   You’re given a lot of choices, but you can only pick the ones you can actually afford.

2.   You’re no longer the Joneses other people are trying to keep up with.   The guy down the street, with the fancy car, big screen TV, and artificially perfect noses on his teenagers?  You’re not him, anymore, but that’s okay, because he’s financing his lifestyle 9.9% at a time.  Yes, a bit of incoming envy can give you a warm, tingly feeling, but it doesn’t put food on the table.

3.  It’s boring.   Taking a trip in a fast car and picking up an entourage for a 10-day party is fun.   Balancing your checkbook and spending 6 months saving up for your kid’s braces is not.   If you’ve been living like a rockstar, rolling back to a responsible standard of living is going to come as a shock, but it’s better than suddenly running out of money and having your world come crashing down around you.

Being responsible comes with a lot of downside, but it’s all superficial.   The benefits are real, and long-lasting.  What’s the worst thing you’ve had to deal with by being responsible?

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Hacked

LRN got hacked this morning.   Thankfully, I backup weekly and subscribe to my own RSS feed.   20 minutes to total restoration.

Twitter Weekly Updates for 2010-06-26

  • RT @ScottATaylor: The Guys on "Pickers" should just follow the "Hoarders" teams around- perfect mashup #
  • PI/PNK test: http://su.pr/2umNRQ #
  • RT @punchdebt: When I get married this will be my marital slogan "Unity through Nudity" #
  • http://su.pr/79idLn #
  • RT @jeffrosecfp: Wow! RT @DanielLiterary:Stats show 80% of Americns want to write a book yet only 57% have read at least 1 bk in the last yr #
  • @jeffrosecfp That's because everyone thinks their lives are unique and interesting. in reply to jeffrosecfp #
  • @CarrieCheap Congrats! #CPA in reply to CarrieCheap #
  • @prosperousfool I subscribe to my own feed in google reader. Auto backup for in between routine backups. Saved me when I got hacked. in reply to prosperousfool #
  • @SuzeOrmanShow No more benefits? I bet the real unemployment rate goes down shortly thereafter. in reply to SuzeOrmanShow #
  • Losing power really make me appreciate living in the future. #

Saturday Roundup

Image via Wikipedia

This weekend, my wife is spending three days scrapbooking, which makes it a great time to visit my parents and let my niece and nephew entertain my girls for me.

Best Posts

Following your passion doesn’t always pay the bills.  Sometimes, there is a tangent that can cover the mortgage while still allowing you to do what you love.

Not everyone enjoys it, but cooking isn’t hard.   It’s not even a talent, but a skill that can be learned.  Winging it, or creating your own dishes is a talent.

Did you know the spork’s predecessor was invented thousands of years ago?

Here’s a site to help you avoid conflicts with local customs when you travel.

Potluck game night.  I think we need to make this happen at our house.

Carnivals I’ve Rocked

6 Ways to Stretch a Meal was an Editor’s Pick in this week’s Festival of Frugality.  GenX Finance rocks.

Cheap Drugs – How I Saved $25 in 3 Minutes was included in the Carnival of Personal Finance.

Questions From a Reader was in the Carnival of Money Stories.

Thank you!

If I’ve missed anyone, please let me know.