When this goes live, I’ll be on the road to the Financial Bloggers Conference outside of Chicago. That translates to a day off here.
Monday, I’ll be back with a whole bucket full of bloggy goodness.
Huh?
Am I the only one who just noticed that it’s Wednesday? The holiday week with the free day is completely screwing me up.
Just to make this a relevant post:
Spend less!
Save more!
Invest!
Wee!
Horseback Riding Lessons
For the past couple of years, my daughters have been riding in horse shows with a local saddle club. We’ve been lucky in that my wife’s cousin has let us borrow her horse for the shows, so costs have been minimal.
Unfortunately, that horse isn’t available this year. We knew that a few months ago, so the plan was to take a year off from the shows and focus on lessons, to get the girls some real skills. We found a great instructor at a stable about 30 miles from our house. Since we live less than two miles from the border of the biggest city in the state, that’s a comparatively short drive.
We pay her $200 per month for 1 lesson per week for both girls. They each get 30-45 minutes on the horse during each lesson.
Now that show season has started, the plan seems to have changed. The girls will be riding a different borrowed pony tomorrow. The shows cost about $50 for registration, lunch, and gas. Our club has 1 show per month, but my wife has assured me they’ll only be hitting three shows this season and limiting the number of events to keep the cost down.
The direct costs aren’t too bad, but there’s a problem with keeping-up-with-the-Joneses accessorizing. Vests and boots and helmets and belts and shirts, oh my.
I’d guess our costs for the summer will be $300 per month.
One thing we’ve been considering is buying a pony. We can get an older pony for around $500-1000. Older is good because they are calmer and slower. Boarding the thing will cost another $200 per month. We’ve been slowly accumulating the stuff to own a horse, so I’m guessing the “OMG, he let me buy a horse, now I need X” shopping bill will come to around $1500, but I’ll figure $2000 to be safe. We already have a trailer, a saddle, blankets, buddy-straps, combs, brushes, buckets, rakes, shovels, and I-bought-this-but-I-will-just-put-it-in-the-pile-of-horse-stuff-so-Jason-will-never-notice stuff. We’re certainly close to being ready to buy.
(FYI: If you’re starting from scratch, don’t think you’re going to get into horse ownership for less than $10,000 the first year, and that’s being a very efficient price-shopper.)
So we’re looking at $5400 for a horse, gear, and boarding the first year. If we cancel the lessons, by spring we’d have $2000 of that saved and most of the rest can be bought over time.
On the other hand, if we go that route, we’ll never save enough to buy the hobby farm we’re looking for.
Decisions, decisions. I should just buy a new motorcycle. Within a year, I win financially.
The Secret to Fearless Change
Put one foot in front of the other
And soon you’ll be walking cross the floor
Put one foot in front of the other
And soon you’ll be walking out the door
You never will get where you’re going
If you never get up on your feet
Come on, there’s a good tail wind blowing
A fast walking man is hard to beat
Put one foot in front of the other
And soon you’ll be walking cross the floor
Put one foot in front of the other
And soon you’ll be walking out the door
If you want to change your direction
If your time of life is at hand
Well don’t be the rule be the exception
A good way to start is to stand
Put one foot in front of the other
And soon you’ll be walking cross the floor
Put one foot in front of the other
And soon you’ll be walking out the door
If I want to change the reflection
I see in the mirror each morn
You mean that it’s just my election
To vote for a chance to be reborn
Failed Side Hustle: Scrapping
Last week, the washing machine in our rental house died. It was older than I am, so this wasn’t really a surprise. It was one of just two appliances we didn’t replace before we moved the renters in.
My wife–bargain shopper that she is–found a replacement on Craigslist. We got it in, then left the dead washing machine next to the replacement, as a warning to any other appliance that thinks it can shirk its assigned work.
This morning, we went over to pull the corpse of our washing machine out of the basement.
Now, I am an out-of-shape desk jockey, my wife is considerably weaker than I am, and a 40 year old washing machine weighs more than 200 pounds.
In the basement.
I’m Superman. Although at one point, I did trade 10 years of the useful life of my right knee in exchange for not letting that thing tumble down the stairs on top of me.
What do you do with a dead washing machine?We could have the garbage company pick it up for $25. Or we could leave it on the curb and wait for some stinking scrapper to take it.
Or…we could join the dark side and scrap it ourselves.
For the uninitiated, scrappers are the people who drive around looking for fence-posts to steal out of other people’s yards, or cut the catalytic converters out of cars parked at park-and-ride bus stops, or steal all of the copper pipes out of your house while your on vacation. Sometimes, they get scrap metal from legitimate sources, I’ve heard.
We decided to go the legitimate route and take the washing machine to the scrap metal dealer in the next town over.
It was pretty easy. We pulled in with the washer in the trailer. A guy on a forklift pulled up and took it, then handed us a receipt to bring to the cashier. She paid us in cash, and we were on our way.
$7.50 richer.
200 pounds of steel, and we made less than $10.
There are people who pay their bills by recycling scrap metal, but I have no idea how. Driving around looking for things to scrap would seem to burn more gas than you’d make turning it in.
Some people scour Craigslist looking for metal things in the free section.
Some people have an arrangement with mechanics to remove their garbage car parts.
Some people are only looking to supplement their government handout checks enough to pay for cigarettes.
Us? We’re going to leave scrapping to the scavengers.
Peter Capaldi: The New Dr. Who’s Filmography
If you’re new to Dr. Who, one of the odder concepts in the program is that The Doctor periodically regenerates. This is a lampshade on the reality that the actors playing the lead character don’t want to be saddled with the role
for the entirety of their careers, and it allows an “in-universe” canonical way for the writers and show-runners to allow this change to happen. In fan circles, Matt Smith, the outgoing doctor, was “The Eleventh Doctor” (because he’s the eleventh actor to take on the role) and is going to be replaced, when the series comes on again, with Peter Capaldi, a Scots veteran of several BBC productions.
Capaldi returns to one of the traditions of the program – in casting an actor who’s a bit older — 55 as of 2013 – to play a 900-year-old time traveling alien. His acting career stretches back to 1983, with a role as Danny Oldsen in Local Hero. His early acting career included bit parts in the British underworld-themed dramaedy Minder, and the horror film The Lair of the White Worm, starring Hugh Grant and Amanda Donohoe.His ambitions with film include work behind the camera – he won an Oscar for Live Action Short Film Subjects with Franz Kafka’s It’s A Wonderful Life in 1995, becoming the only actor to play The Doctor to have an Oscar on his mantel. He has also written films, including Soft Top, Hard Shoulder.Back in front of the camera, his first starring role was as Luke Wakefield, in Mr. Wakefield’s Crusade, where a closeted gay man thinks he’s witnessed a crime. When that series ran its course, he did rolls as a mad mathematician (Psychos), and an angel in the film adaptation of Neil Gaiman’s Neverwhere.
2005 saw Capaldi’s most famous role, before assuming the mantle of a Time Lord: That of spin doctor Malcolm Tucker in the BBC series “The Thick of It,” a role he inhabited through 2012. In that role, he plays a profoundly profane director of communications for the British Government, charged with public relations, cleaning up political gaffes, and ensuring that any dirt about an opposition party member is aired at the most politically advantageous moment. His role was noted for bringing nuance and complexity to a character described as a rabid political hatchetman who didn’t carry grudges – he had them stuffed and mounted on the wall.
Capaldi has previously appeared in Dr. Who as Caecilius in the episode “The Fires of Pompeii,’ which marked the first appearance of Karen Gillan, who went on to play the Doctor’s companion, Amy Pond. Later, he returned to Dr. Who spinoff Torchwood: Children of Earth as John Frobisher, who had a particularly dark turn, killing his own family rather than letting the 456 aliens use them as a human sacrifice.
In the press event where he was announced has having landed the role, Capaldi admitted to having been a fan of the series ever since he was a small boy. For fans of the long running franchise, this promises to be a very enthusiastic incarnation of the Doctor.
