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Regret

Life

There comes a time when it’s too late to tell people how you feel.

There will come a day when the person you mean to talk to won’t be there.  Don’t wait for that day.

“There’s always tomorrow” isn’t always true.

Birthdays on the Cheap

Finance, Parenting

Birthdays are expensive. Shoot, I’ve said that before. It’s usually true, but it doesn’t have to be. Here are five ways to cut birthday party costs.   Note:  If you’re trying to cut costs on an adult party, just replace the word “kid” with “guest of honor”.

1. Location, location, location. The amusement park/pizza place is nice if you like bad pizza, but it’s certainly not cheap. The inflatable playground may be the talk of the school for a day or two, but it’ll flex your debit card in ways it’s just not used to. Why? Kids, being kids, are capable of entertaining themselves. They’ve got imaginations that should make most adults weep with envy. If that fails, make them play a board game or in the worst case, some video games. Lock the wild young’ns in the basement and let ’em go nuts for a couple of hours. It’ll be a blast, I promise.

2. Why invite the world? How many friends does your kid actually have? I’m not talking about all of the kids in school he’s not fighting with or every kid on the block that hasn’t TP’d your house. I mean actual friendship. If they don’t play together regularly, nobody will be offended about missing an invitation. Invite the entire class? That’s just nuts. Thirty ankle-biters smearing cupcakes on the wall? No thank you. You kid will have more fun with 2-3 close friends than 20-30 acquaintances.

3. Toy flood. What was the last toy your kid played with? The last 10? How many toys have been completely neglected for months or years? How many stuffed animals are buried so deep in the pile in the corner that they are wishing for a fluffy Grim Reaper to come put them out of their misery? Don’t buy your kid clutter. It’s a hassle to clean up–and you will–and it trains them into bad habits for a lifetime. One or two things that they will treasure(or, better yet, wear!) will work our much better for everyone than a dozen things to forget in a toy box. Too many toys guarantees that the kid won’t get attached to any of them.  Down with kid-clutter!

4. Designer Cake. Who needs a fancy cake? Correct me if I’m wrong, but aren’t you going to start a fire on the thing, then cut it up and give it to a dozen little runts to rub in their hair? If you can’t bake it yourself, a quarter sheet is cheap at the big box grocery stores and will guarantee leftovers. Nothing starts the week better than chocolate marble cake for breakfast on Monday.

5. Food. Don’t. That was easy. Scheduling is an important way to keep costs down. Don’t have the party at lunch time. For small children, 1:30 PM is about perfect. The parents won’t stick around once the kids are ready for a nap. For older kids, 4PM means they will need to be home for dinner. That cuts the menu down to kool-aid, light snack food, and cake. It also ensures that the party won’t drag on forever.

It’s possible to have a budget birthday party without being totally lame.  Give it a shot.  Your kids won’t mind.

This post is a blast from the past.

Optimized to Go, Part 1

Business, Finance

Last weekend, we held a garage sale at my mother-in-law’s house.   It was technically an estate sale, but we treated it exactly as a garage sale.

A week before we started, a friend’s mother came to buy all of the blankets and most of the dishes, pots, and non-sharp utensils so she could donate them all to a shelter she works with.   She took at least 3 dozen comforters and blankets away.

Even after that truckload, we started with two double rows of tables through the living room and dining room.   The tops of the tables were as absolutely full as we could get them, and the floor under the tables was also used for displaying merchandise.

Have you ever had to display 75 brand-new pairs of shoes in a minimal about of space?   They claimed about 16 feet of under-table space all by themselves.  Thankfully, the blankets weren’t there anymore.

We also had half of the driveway full of furniture, toys, and tools.

We had a lot of stuff.

Now, most people hold a sale to make some money.  Not us.  We held a sale to let other people pay us for the privilege of hauling away our crap.  As such, it was all priced to move.   The most expensive thing we sold was about $20, but I can’t remember what that was.   Most things went for somewhere between 25 cents and $1.

At those prices, we sold at least 2000 items.  That isn’t a typo.  We ended the day with $1325.   After taking out the initial seed cash, lunches we bought for the people helping us, and dinner we bought one night, we had a profit of $975.

At 25 cents per item.

We optimized to sell instead of optimizing for profit.   At the end of  a long summer of cleaning out a hoarding house, it all needed to go.

In the next part, I’ll explain exactly how we made it work.

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Mariano Rivera: Rags to MLB Riches

Celebrities

English: New York Yankees Pitcher Mariano Rive...
English: New York Yankees Pitcher Mariano Rivera on May 25th, 2008 vs. Seattle Mariners. (Photo credit: Wikipedia)

Mariano Rivera is the most dominant closer in the history of baseball. His cut fastball, or cutter, is considered by many to be the best pitch in the history of the game. He is the all-time saves leader, and he has five World Series rings that he can wear. Of course, he has made millions of dollars over his professional career, which has brought him a long way from his humble roots as the son of a Panamanian fisherman.

Rivera’s journey began in Panama City. He was born on November 29, 1969. His father was a fisherman in the small fishing village of Puerto Caimito. Like almost every boy in Latin America, his earliest athletic experiences were playing soccer. However, he also played baseball as well. The area was so poor that not many people actually owned baseball gloves, bats or balls.

Instead, Rivera and his friends would play games with tree branches for bats. They used milk cartons instead of gloves, and they taped together pieces of old fishing nets to use as balls. Rivera didn’t have his first real leather baseball glove until his dad bought him one at the age of 12.

Rivera liked baseball, but he never thought he would one day make a living at it. Instead, he dreamed of playing soccer professionally like most Latinos. However, he suffered a series of ankle injuries during high school that shattered this dream. He finished school at age 16 and began working on his father’s fishing boat. He had to abandon ship when the boat capsized, and that scared him away from fishing forever.

Soon after that, Rivera started playing on a local amateur baseball team, Panama Oeste. He was the team’s shortstop, and he only started pitching because the team’s normal pitcher was in a slump. His teammates were so impressed with his pitching skills that they convinced the Panama scout for the New York Yankees to give him a tryout. Rivera went to Panama City for a Yankees tryout camp, and the Yankees signed the man who would become one of the greatest players of all-time to a contract worth just $3,000.

When Rivera came to the United States, he did not speak English and was incredibly homesick. Puerto Caimito did not have telephone service at that time, which meant Rivera could only communicate to his family back home by writing long letters.

Rivera made steady progress through the minor leagues, but it was still five years before he was called up to the big leagues. His first few years in the major leagues, Rivera made the minimum salary of $750,000. This is a small figure by American standards, but it is more money than most people in Panama can dream of.

Rivera still goes back to Panama every year. He feels it is a home and that he is a part of it. His riches have never transformed him into a diva. He is one of the most down-to-earth and genuinely friendly players in the game.

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