Search Results for “slow-carb-diet-how-to-avoid-going-bat-crazy/debt-burnout/living-the-xbox-life-on-an-atari-income/how-much-should-you-tip/travel-expenses-why-i-splurge/what-happens-when-you-save/future-dreams” — Page 91

Decluttering the House – April 30 Day Project Update

My 30 Day Project for April is to declutter my entire house. That’s every room, every dresser, every drawer. We’ve got 12 years of jointly accumulated clutter.

Our progress so far has been wonderful. The main level of our house is almost done.

In our daughters’ room, we put in bunk beds and pulled out a dresser. With the crib, changing table, and toddler bed removed, they actually have room to play on the floor. Their closet has been emptied and repurposed as scrapbooking and blanket storage. Cost: $140 for the bunk beds.

Our son’s room has had a dresser, a desk, and a bed replaced with a loft bed. Even with the 6 foot tall monstrosity of a bed, his room looks so much bigger. We still have to clean out his closet, which is mostly artifacts of a business we no longer have, leftovers from when his bedroom was our office. Cost: $260 for the loft bed.

Our room was depressing. Never dirty, but oh-so-full. The closet was jam-packed. The top shelf was full of towels and sheets. The closet rod couldn’t fit another shirt. There was a modular shelving system on the floor of the closet–full. We had three full dressers. The headboard has 5 foot tall cabinets, half of which were full of makeup and jewelry, the other half with books. Now, there is 1 empty dresser. It belonged to my great-grandmother, so it’s going to the shop to be refinished, instead of the garage sale to be sold. Another dresser has spare room in it. There’s no need to rearrange the cabinets to get to anything. The closet is less than half full and there is almost nothing on the floor of the closet. Gear for my side-line business is stored out of sight and out of the way. This is so much more relaxing.

We’ve tackled the kitchen, except for 1 cabinet, which is mostly cookbooks and booze. That will be fun to clean out.

Our front closet was worthless. It was so full we put hooks on the outside of the door to hang our coats. We pulled out a dozen coats we never wear. At least 20 pairs of shoes, some belonging to roommates gone 1o years. We can actually use the closet now. The shoes and boots all have homes. Our coats all fit…inside.

We have 1 closet and 1 cabinet left to address on the main level. There are also 3 small rooms in the basement that need to be gutted–the laundry room, the family room, and a room that has been designated for storage and the litter box. The last one will be the hardest. It’s full of remnants of hobbies past and failed ventures. I’m expecting some fights, flowing every possible direction.

In the process, we’ve filled our dining room with stuff for our garage sale…twice. It’s all getting priced and boxed as we go through it. We thrown away anything we won’t be able to sell. We’ve done all of this with the mutual understanding that nothing is coming back in the house. After the sale, it will be donated or sold on Craigslist, but it won’t become a part of our lives again. We are successfully purging so much. The “skinny clothes” are gone. When the time comes, they’ll be replaced. In the meantime, they can be put to better use on someone else. Hobbies that never took, games that are never played, it’s all going. We are getting down to the things that are actually used and useful.

It’s interesting to note that the process is getting easier as the month goes by. My Mother-in-Law is a hoarder. Those habits get passed down, but what was originally a source of stress has turned into a pleasant chore.

The most wonderful discovery of all? It turns out we don’t need a better storage system, we just need less stuff.

Update: This post has been included in the Money Hacks Carnival.

Selling Your Car

Finance

: English: Jalopy car in Joshua Tree National Park in Hidden Valley Campground (Photo credit: Wikipedia)

When it’s time to replace your car, most people focus on the new car, instead of the old, but that is ignoring real money. Your old car–unless it has disintegrated–still has value. Sometimes, it’s just time to ask yourself, “When should I sell my car?”

When you’re looking to sell your car (like with We Will Buy Your Car), you generally have several options:

Tow & crush. If your car has been wrecked, doesn’t run, or is just old and beat up, you may be stuck with calling a junkyard and accepting $50 for them to pick up your car and crush it for scrap.
Trade it in. This is probably the least hassle, but–other than #1–doesn’t pay well. Dealerships are willing to pay something under what they will get at a wholesale auction, which is quite a bit less than the blue book value.
Sell it yourself. Now you’re thinking, “He’s going to buy my car! Oh, bother.” It can be a pain, but it’s also the best way to get a decent price for your wheels.

When you sell your car, there are a few things to keep in mind, much like when you sell something on Craigslist.

Don’t be alone. There are bad people in the world, but they don’t like witnesses. Bad things are much less likely to happen if you have company.
Know your price. Specifically, know three price: your dream price, the price that would make you happy, and the absolute lowest price you are willing to accept. Make sure you figure these numbers out ahead of time. Know what you are comfortable with before it comes time to close the deal.
Check IDs. The buyer is going to want to test-drive your car. That’s fine, but you want to make sure you know who is driving off in your car. “Officer, Sumdood took my car. He was wearing jeans.” That won’t get your car back.
Clean it up. Get the car detailed before you show it to a potential buyer. A sparkling-clean car will almost always bring in a few hundred extra dollars. It’s well worth the expense.

Following this plan should make the sale go as smoothly as possible and bring you the most possible money.

Readers, what have you done to dispose of an old car?

This is a sponsored post written to provide some insight into the world of used car retail.

The Happy Challenge

Life

Watch this video.

Done?

Great.

For the cheaters, the part I am most interested in is the bit about reprogramming your brain for happiness. Studies are showing that you can rewire yourself to be happier by doing happy things.

The science is sound. Good things trigger a dopamine reaction. Your body likes dopamine, so you start craving the things that make it happen, which all happen to be good things. As you suffer dopamine withdrawal, you become driven to do what it takes to get your fix.

The process is similar to heroin withdrawal, with no downside.

Hugging your kids(assuming you like them) triggers the reaction. So does sex, successes at work, and beating a video game.

The specific plan mentioned in the video is to write down three things that you are grateful for, once per day, for 21 days in a row. That will begin the self-reinforcing training that can get you hooked on being happy.

That’s a win. 75% of job success is predicted by your attitude. You are 31% more productive when you are happy. You’re also more fun to be around.

That’s a win.

Here’s my challenge:

For the next 21 days, do it. Write down 3 thing you are grateful for. What makes you happy? It’s okay if it’s hard. If it’s hard for you, you need it more than most.

Now, the truly hard part:

Fill out this form every day. Your answers can be as long or as short as you’d like, but there has to be 3 new things every day for 21 days. We’re going to train your brain to look for the positive, so you can’t give me 63 things on day 21. 3 things, 21 days.

On day 22, tell me how the previous 3 weeks have been.

When it’s over, I’ll hold a drawing for everyone who completed the challenge. Not everyone will see this immediately, so I’m going to run the challenge until May 15. That means you have until April 24th to get started.

3 answers per day means three prizes. I’ll give away a total of $250 to three lucky participants. That’s a $125 prize, a $75 prize, and a $50 prize, but you have to obey the rules. 3 things, 21 days in a row.

Be happy. I dare you.

Sammy’s Story, Part 2

Business, Life

For those of you not following along, please read the previous installment of Sammy’s Story. The short version is that we’re thinking about helping someone launch a small business and put “at risk” teenagers and young adults to work.

Sammy called me a couple of days ago. He wanted to discuss working for some of the tools and toys he saw at my mother-in-law’s house and he said he had something to show us. When I picked him up, he had a leather portfolio-style notebook and looked excited.

When we got to the house, he opened up his notebook and handed me two pieces of paper. He said that the idea of being able to launch his business had him so excited that he couldn’t not do anything. He had handed me a landscaping plan and materials list for fixing my mother-in-law’s yard.

We talked about the landscape plan, the business plan, and my wife’s old skateboard, then he had to go. Last night was one of the nights he met “his” kids at a community center.

On the way to the community center, we stopped by his apartment, because he wanted to show me pictures of his kids, and his grandkids, and his foster mother. He told me about his mother dying when he was 13 and his father dropping him with an aunt before disappearing. He was nearly in tears when he asked how some strange white guy could see more in him than his own family did.

He told me about how the money he made working with me had put food on the table of the 14 year old he brought with–a 14 year old who is eager to work more. It paid the weekly rent for one of the other workers and contributed to the rehab of Sammy’s ex. The little bit we’ve done has already touched the lives of dozens of people.

We talked about the way he hates rap. Not because of it’s musical value, but because it’s building a culture that considers women to be nothing but “bitches and hoes” while convincing kids that the only way they can improve their situation is to land a recording contract. Those are the kids he wants to teach to take care of themselves and build their own lives.

Finally, he asked me for my honest opinion about his landscaping plan.

I said, “Sammy, that clinched the deal. I was leaning towards helping you, but now it’s definite. I know you’re serious, so we’re going to make this happen.”

He’s got no idea how to handle taxes, payroll, or insurance, and he has no tools, but we’re going to jump in with both feet.

Transparency

Business

A friend–let’s call him me–recently had a bit of a hangup with a business relationship.

On a long-term project, there were some unavoidable setbacks. My friend decided to work through them, hoping to get everything back up to speed…before the customer noticed.

It’s a funny thing, but customers like to look at status reports on long-term projects. A couple of months after the biggest problem, the customer called my friend wanting an in-person status update. They told him to be prepared for an uncomfortable conversation.

Crap.

Now, the setbacks were truly unavoidable. Things came up that were entirely outside the realm of my friend’s control, but he had to deal with them anyway. When the problems were laid out in front of the customer, it went from uncomfortable to a discussion on how to expand the business relationship.

Transparency for the win.

Bad things happen. Anybody who doubts this is clearly not equipped to deal in the adult (that’s adult in the “grown-up” sense, not adult in the “porn” sense) world. Companies know that bad things can happen to derail a project. They are going to be more interested in how you get the project back on track than anything else.

When things go wrong, be open about it. Your customers/family/friends/one-night-stands will appreciate not having to wonder what’s going on.

Ending A Streak

Life

The first year I decorated our yard for Halloween was 1999. The first year we through a Halloween party was 1998. Beauty Queen

Our parties tend to fall on the legendary side. Between setup, cleanup, and out-of-town guests, the party is a 3-4 day affair. People reserve our spare beds a year in advance. The day of the party itself, we’re going from 10AM until 5AM, cooking, drinking, and talking. Over the 10 hours the party is actively going, we have 50-60 guests in and out.

Our yard is a neighborhood attraction. We’ve been on the news and in the newspaper. By the end of Halloween night, the path through the yard is nearly worn down to bare dirt. The spot the large coffin sits takes 6 weeks to rejuvenate in the spring. I’ve literally scared kids right out of their masks. Little old ladies have jumped out in the air, shrieking, only to ask me to hide again, so they can bring their husbands over to enjoy the startle.

This year, we end the 13-year unbroken streak of fear and debauchery. We’ve been doing this since before any my oldest kid was weaned.

It’s hard to take a break, but…

Dealing with my mother-in-law’s house has been far too much work for us. We spent all summer cleaning out the hoarding mess.

And fixing up the yard.

And replacing the boiler.

And fixing the plumbing.

And updating the electrical system.

And fixing up the basement.

And patching the walls.

And selling the cars.

And sorting through 30 years of every scrap of paper that has ever come through the house.

And dealing with all of the memories, and the pictures, and the past.

It’s been too much, and it’s not done.

Now, it’s the middle of October, and the idea of stealing the extra time to add the extra stress of setting up the yard and throwing a big party makes me want to break down. Spooky

Two days to set up the yard, only to have some kid steal my favorite, irreplaceable pieces, then two days to pack it all up.

A day of decorating inside, followed by a party and a hungover day of cleaning it all up.

All of that, while losing time from the side business and pushing through to the end of the property preparation from hell.

I can’t do it, so, as sad as it makes me, we’re taking the year off. No Halloween events at my house this year.

Search Results for: slow-carb-diet-how-to-avoid-going-bat-crazy/debt-burnout/living-the-xbox-life-on-an-atari-income/how-much-should-you-tip/travel-expenses-why-i-splurge/what-happens-when-you-save/future-dreams