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This may be the most boring type of post I write, but it’s important to me to track my net worth so I can see my progress.  We are sliding smoothly from debt payoff mode to wealth building mode.

Our highlights right now are nothing to speak of.  We did let our credit card grow a little bit over the last couple of months, but paid it off completely at the end of December.  It grew mostly as a matter of not paying attention while we were doing our holiday shopping and dealing with some car repairs.

That’s it.  We haven’t remodeled our bathrooms yet, but we have the money sitting in a savings account, waiting for the contractor.  We haven’t bought a pony yet, but we did decide that a hobby farm wouldn’t be the right move for us.  We’ll be boarding the pony instead of moving, at least for the foreseeable future.

Our net worth is up $13,000 since September.  Our savings are up and our retirement accounts are down because there are two inherited IRAs that we need to slowly cash out and convert to regular IRAs.