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Twitter Weekly Updates for 2010-05-29

Misc

Making the Most from Your Home Theatre with Window Treatments

Misc

Home theater projection screen displaying a hi...
Home theater projection screen displaying a high-definition television image (Photo credit: Wikipedia)

Once upon a time home theatres were only reserved for the rich and famous – the equipment and rooms necessary were just far too expensive for your Average Joe. Now, the landscape has changed and with projectors and all of the other core essentials being more affordable, home theatres are more popular than ever before.

Rather than pointing you in the direction of the latest equipment, we’re instead going to talk about another way that you can boost your home cinema experience. The windows in this room can make or break your movies, even though they are often left until the very end of a project. However, make a bad choice in this this regard and the whole expense associated with your home cinema will have been for nothing.

Your window treatment decisions should mainly revolve around your viewing preferences and the type of room that your system is located in. If we start with the latter, if your home cinema happens to be basking in glorious sunlight for most of the day, it goes without saying that you’re going to suffer from the dreaded screen glare. Right in the middle of the best scene in the film, you’ll be hit with a glare that means “part two” will have to follow the day after.

In the above instances, new blind technology is your best friend. Turn to something like a solar shade to eradicate the beaming rays that blind your screen and tune into your movie without any disruption at all.

The above solution assumes that you actually want a bit of natural daylight streaming into your home theatre. Of course, some people might not want to rely on this.

It’s these instances where a more traditional treatment enters the picture, like a blackout blind. As the name suggests, these are able to eradicate all natural light that would otherwise be flowing into the building, to leave your room blanketed in darkness. In other words, your home cinema has just mimicked the setting of the traditional high-street cinema. It doesn’t get much better than that, does it?

Depending on the type of room that your system is based in, there are other options. For example, a lot of people decide to install their home cinemas in the basement, completely out of the way from the rest of the house. In these instances, where the room temperature tends to drop, it might be worth considering a blind that can retain some of the room’s thermal efficiency. Insulated shades are one of the best choices and do exactly as their name suggests.

Already, the window treatment options for your home cinema are starting to become endless. As you’ve probably been able to see, this is a room which relies heavily on its blinds or curtains and making the wrong choice can ruin your whole viewing experience. Just ask yourself what you actually want from the room, and what the room requires. Answer these two points and your home cinema will be the real deal.

 

How come my back hurts?

Business, Finance, Relationships

My favorite book series is the Sword of Truth by Terry Goodkind.  It’s a good sword-and-sorcery, good-versus-evil fantasy.

But I’m not here to talk about that series.  Rather, I’m going to talk about one particular scene in book 6, Faith of the Fallen.

There’s a scene where Richard, the protagonist, ends up in a socialist workers’ paradise, where the government controls distribution and everybody is starving.  Jobs are hard to come by, because everything is unionized and unions control access to work.  That’s a non-accidental parallel to every country that has embrace socialist principles, or even leans that way.  Go open a business with employees in France, I dare you.

So Richard goes out of his way to help someone with no expectation of reward.  This person then offers to vouch for him at the union meeting, effectively offering him a job.

This is the conversation that follows:

Nicci shook her head in disgust. “Ordinary people don’t have your luck, Richard. Ordinary people suffer and struggle while your luck gets you into a job.”

“If it was luck,” Richard asked, “then how come my back hurts?”

If it was luck, how come my back hurts?

Seneca, a 2000-year-dead Roman philosopher said, “Luck is where the crossroads of opportunity and preparation meet.” 

I won’t lie, I’ve got a pretty cushy job.  I make decent money, I work from home, I love my company’s mission, and I kind of fell into the job.

By fell into, I mean:

  • I started teaching myself to program computers when I was 7.
  • I worked in a collection agency collecting on defaulted student loans to put myself through college while I had a baby at home.
  • When I graduated, I went out of my way to help anyone I could, which positioned me for a promotion, getting my first programming job.  The first one is the hardest.
  • I spent 3 years studying the online marketing aspects of what I’m doing, with no promise of a payoff.
  • I launched a side business in the same industry as the company I work for.
  • I built a relationship with an author to include his books in the classes I teach.  He happened to move to the company I’m with.
  • I offered advice–for free, on a regular basis–on certain aspects of his business and his responsibilities with this company.
  • He offered me a job.

That’s 25 years and tens of thousands of dollars spent earning my luck.  How come my back hurts?

I have a friend on disability.  He has a couple of partially-shattered vertebrae in his back, but he keeps pushing off the corrective surgery because the payments would stop after he heals.   He refuses to get a regular job, because his payments would stop.  He lives on $400 per month and whatever he can hustle for cash, and he will make just that until the day he dies.   And he complains about his bad luck.

His back literally hurts, but not metaphorically.  His bad luck is the product of deliberately holding himself down to keep that free check flowing.

I have another friend who made some bad decisions young.   Some years ago, he decided that was over.  He took custody of his kid and started a business that rode the housing bubble.   When the bubble popped, so did his business.   Instead of whining about his luck, he worked his way into an entry-level banking job.

He put in long (long!) hours, bending over backwards to help his customers and coworkers, and managed a few promotions, far earlier than normal.  His coworkers whined about it.  He’s so lucky.  If it was luck, why does his back hurt?  

We make our own luck.

If you bust your ass, working hard and helping people–your coworkers, your customers, your friends, your neighbors–and you are willing to seize an opportunity when it appears, you will get ahead.   When you do, the people around you who do the bare minimum, who refuse–or are afraid–to seize an opportunity, who always ask what’s in it for them, they will will whine about your luck.

When they do, you will get to ask, “If it was luck, how come my back hurts?”

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What’s in it for me?

Finance, Parenting

Fez (video game)
Image via Wikipedia

Lately my son has been in full-on greed mode. It seems like every time I talk to him he asks me to give him something buy him something, do something.

“Dad, can you buy me a Yu-Gi-Oh card?”

“Dad, can you buy me a videogame?”

“Dad, can I get this?”

“Dad, can I get that?”

That is really kind of obnoxious. My response has turned into “What’s in it for me?”

Really, he’s constantly asking for stuff and he’s trying to provide no value back.  What kind of lesson would I be teaching him by handing him everything he’s asking for?  So, I’ve decided to make him come up with a value proposition: “What’s in it for me?”

Now, when he asks me to buy him a video game, I ask what’s in it for me.

Sometimes, he comes back with “Well nothing, you just love me.” That is garbage.  I’m not going to buy him stuff just as because I love him and teach them that you can buy someone’s affection or that you should be paying for someone’s affection.

Other times he comes back with “If you buy me video game, I will clean all of the poop out of the backyard.” (We have a dog.  I’m not messy.) That seems like a much better deal.

Other times, he reminds me that I owe him back-allowance.  That one’s a given.  If I owe him more than whatever he is asking for, he’s going to get it.

Sometimes, he’ll say that he willing to do a bunch of extra chores or something, but he is learning that he needs to trade value for value instead of assuming that every whim he’s got is going to be indulged by me just because I’m his parent and I’ve been generous in the past.

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Mortgage Race, Part 2

Finance

As I mentioned last month, Crystal and I are in a race to pay off our mortgages.  The loser(henceforth known as “Crystal”) has to visit the winner.   Now, since–judging by the temperature–Crystal lives in Hell, I think it would be good for her to visit in the winter.  There something about the idea of going ice fishing, staring at a hole in the ice while sitting on a 5 gallon bucket, cursing the day I was born.

Today, she threw down the gauntlet again.   She has apparently decided that, since her prerequisites are met, she’s going to win.  Sure, she’s closed on her house and built her savings back up to $20000, but it doesn’t matter.  I’ve sent a small army of arson-ninjas to keep her from getting ahead.    They are so small, they can only carry tiny matches and single drops of gasoline, so the damage they can do is tiny, but it will add up.   Just a word of advice:  if you hire an army of arson-ninjas, go for the upsell and get ninjas that are at least 2 feet tall.   Anything less is just inefficient.

When I announced the race last month, my mortgage balance was $26,266.40.  Today, it is $25,382.53.   In three days, there will be another $880 applied to the principal.

In February, our renters will move in and we’ll conservatively have another $650 to pay.  When that starts, our balance should be around $23,000.   Adding a portion of the rent payment should mean we pay off the house in May 2014.  However, when I bring in our side hustle money, that will bring us back to September 2013.

Crystal’s projected payoff is July 2013, so I’ll have to hustle.

 

Twitter Weekly Updates for 2010-06-12

Misc