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I spent this week in my home town with my family: my parents, brothers, sisters-in-law, nieces, nephews, kids, uncles, aunts, and some cousins from Tennessee that I don’t see often.

In the evenings, after the kids were put to bed, we played Cards Against Humanity: A Party Game For Horrible People.

If you are a horrible, dirty-minded person, with a sense of humor that would make your grandmother blush–and you have friends to match–get this game.   Then play it where you can’t wake up the neighbors.   Seriously, it’s more fun than a super soaker filled with cat pee.

Live Real, Now was included in the following carnivals recently:

Yakezie Carnival hosted by Write and Get Paid

Carnival of Money Pros hosted by I Am 1 Percent

Carnival of Financial Camaraderie #39 hosted by My University Money

Carnival of Retirement #26 hosted by Write and Get Paid

Totally Money Carnival #72  hosted by MammaSaver

Festival of Frugality #342  hosted by Help Me to Save

Carnival of Money Pros hosted by Simple Finance Blog

Carnival of Financial Camaraderie #38 hosted by My University Money

Yakezie Carnival – Summer Vacation Edition hosted by One Cent at a Time

Carnival of Retirement #24 hosted by Making Sense of Cents

Yakezie Carnival – Arachnophobia Edition hosted by See Debt Run

Carnival of Money Pros hosted by Broke Professionals

Totally Money Carnival #70 hosted by Young Adult Finances

Yakezie Carnival – Sushi Edition  hosted by Free Ticket to Japan

Festival of Frugality #340 hosted by See Debt Run

Carnival of Money Pros hosted by Financial Product Reviews

Yakezie Carnival – Birthday Edition hosted by 20’s Finances

Festival of Frugality #339   hosted by The Frugal Toad (My post was chosen as an editor’s pick!)

Thanks for including my posts.

Get More Out of Live Real, Now

There are so many ways you can read and interact with this site.

You can subscribe by RSS and get the posts in your favorite news reader.  I prefer Google Reader.

You can subscribe by email and get, not only the posts delivered to your inbox, but occasional giveaways and tidbits not available elsewhere.

You can ‘Like’ LRN on Facebook.   Facebook gets more use than Google.  It can’t hurt to see what you want where you want.

You can follow LRN on Twitter.   This comes with some nearly-instant interaction.

You can send me an email, telling me what you liked, what you didn’t like, or what you’d like to see more(or less) of.   I promise to reply to any email that isn’t purely spam.

Have a great weekend!

30 Day Project Update

This month, I am trying to establish the Slow Carb Diet as a habit.   At the end of the month, I’ll see what the results were and decide if it’s worth continuing.   For those who don’t know, the Slow Carb Diet involves cutting out potatoes, rice, flour, sugar, and dairy in all their forms.   My meals consist of 40% proteins, 30% vegetables, and 30% legumes(beans or lentils).    There is no calorie counting, just some specific rules, accompanied by a timed supplement regimen and some timed exercises to manipulate my metabolism.   The supplements are NOT effedrin-based diet pills, or, in fact, uppers of any kind.  There is also a weekly cheat day, to cut the impulse to cheat and to avoid letting my body go into famine mode.

I’m measuring two metrics, my weight and the total inches of my waist , hips, biceps, and thighs.   Between the two, I should have an accurate assessment of my progress.

Weight: I have lost 22 pounds since January 2nd.   That’s 2 pounds since last week.

Total Inches: I have lost 11.5 inches in the same time frame, down 1.5 since last week.

I’m sad.  I’m only down 2 more pounds this week.  On the other hand, I’m averaging almost a pound a day without exercising.    I’m on a new belt loop and I’ve actually lost a ring size.  I’m going to keep this up for another month.   That’s the beautiful thing about 30 Day Projects: A month isn’t an intimidating length of time.      My goal for next month is to drop another 20 pounds.

That said, this is a pretty easy diet to follow.  If I get a hankering for a candy bar on Wednesday, it’s far easier to tell myself to wait 3 days than it is to tell myself that it will never happen.  Moderation has never been my strong suit.  It’s far easier for me to set some solid rules that give me a built-in outlet.

Best Posts

Do you really want to tie yourself down for the next 30 years.   Sandy doesn’t, and I agree.  30 year mortgages suck.

Trent lists seven common bills and ways to save on each.

Free From Broke ran a guest post from Melissa on how–and why–to freeze your credit.

Larry Correia’s new book, Hard Magic, is available as an Early Advanced Read Copy from Baen Books.  That means you can read the book before it is published.  It’s not quite as polished as the final, but still quite good.  I’ve read the first 7 chapters and am looking forward to reading the final version.

LRN Timewarp

This is where I review the posts I wrote one year ago.

In Make Yourself Accountable, I list several ways to achieve your goals, primarily by getting other people involved, either to talk you down or to participate in your public humiliation if you fail.

In 6 Questions, I reveal the details of how I manage my finances.  The only one that has changed in the last year is #1.  We have moved back to our debit card now that we’ve established better habits.

I also wrote a post about preparing your children to deal with their finances.  The most important one is to teach delayed gratification.   Yesterday, my son finally had enough money to buy himself a PSP, after saving for it for months.   He earned it and he is incredibly thrilled to have it.

Carnivals I’ve Rocked

What Happens When You Save was an Editor’s Pick at the Totally Money Carnival.  Thank you, Crystal!

5 Steps to Save was included in the Carnival of Personal Finance.

Thank you! If I missed anyone, please let me know.

Get More Out of Live Real, Now

There are so many ways you can read and interact with this site.

You can subscribe by RSS and get the posts in your favorite news reader.  I prefer Google Reader.

You can subscribe by email and get, not only the posts delivered to your inbox, but occasional giveaways and tidbits not available elsewhere.

You can ‘Like’ LRN on Facebook.   Facebook gets more use than Google.  It can’t hurt to see what you want where you want.

You can follow LRN on Twitter.   This comes with some nearly-instant interaction.

You can send me an email, telling me what you liked, what you didn’t like, or what you’d like to see more(or less) of.   I promise to reply to any email that isn’t purely spam.

Have a great weekend!

When I was a kid, there were 44 cookies in a box of Thin Mints.   Now?  I’ve lost 16 cookies and that makes me sad.

When I was a kid, Girl Scouts went door-to-door selling cookies and freezing.  Now? Coworkers bring in the cookies to sell.

When I was a kid, there was a 6 week wait in between ordering cookies and eating them, creating a fantastic urge built on anticipation.  Now?  They are right there.

Girl Scout cookies have been an undeniable success as a fundraiser.   Entire generations have grown up waiting for that wonderful time of the year(February) when the little crack-hustlers come knocking on the door, trying to score some cash for their treats.

Remember the myth about drug dealers putting LSD on stickers and passing them out at elementary schools to hook children and make them addicts for life?  That was actually based on the true story of Girl Scouts and Samoas/Carmel Delites.   They came into our classrooms, plying their wares and hooked their classmates, a generation at a time.

Fast forward 20 years, and who are they marketing to?  The established addicts.   Now, it’s family, friends, and coworkers selling cookies, instead of the girls themselves addicting their classmates.    Who’s going to buy the cookies in 30 years?  Nobody.  The addicts are going to be falling out of the market and their replacements will be imaginary.  Really, who wants to buy half a box of cookies for $3.50 when the choice isn’t driven by nostalgia or addiction?

30 Day Project Update

This month, I am trying to do 100 perfect push-ups in a single set.  I’m recording each session in a spreadsheet.  I am currently up to 50 in a set and 145 in a session.

Weight Loss Update

I am on the Slow Carb Diet.   At the end of the month, I’ll see what the results were and decide if it’s worth continuing.   For those who don’t know, the Slow Carb Diet involves cutting out potatoes, rice, flour, sugar, and dairy in all their forms.   My meals consist of 40% proteins, 30% vegetables, and 30% legumes(beans or lentils).    There is no calorie counting, just some specific rules, accompanied by a timed supplement regimen and some timed exercises to manipulate my metabolism.   The supplements are NOT effedrin-based diet pills, or, in fact, uppers of any kind.  There is also a weekly cheat day, to cut the impulse to cheat and to avoid letting my body go into famine mode.

I’m measuring two metrics, my weight and the total inches of my waist , hips, biceps, and thighs.   Between the two, I should have an accurate assessment of my progress.

Weight: I have lost 36 pounds since January 2nd.   That’s 1 pound since last week.  I’m not surprised the rate of loss is down.  I’m doing a lot of push-ups, almost 1500 in the last week.

Total Inches: I have lost  21 inches in the same time frame, down 1.5 inches since last week.   Interesting tidbit:  I’ve lost 7 inches off of my waist since I went on the diet.

Best Posts

Have you ever used a credit card‘s concierge service?  Beats Google for some things.

Did you know that the TARP(Troubled Asset Relief Program/bank bailout administration) has its own armed police force?  Don’t defraud TARP, or a SWAT team could come knocking on down your door.

From now on, any story I read that doesn’t involve psychotic tree rats will lose a few points on the Jason Scale of Awesomeness.

LRN Timewarp

This is where I review the posts I wrote a year ago.  Did you miss them then?

I wrote a post about eliminating junk mail and spam phone calls.  I still smile when I think about the section on guerrilla warfare.

There’s also a timeless post on avoiding identity theft.

Carnivals I’ve Rocked and Guest Posts I’ve Rolled

Things to teach your kids about money was included in the Carnival of Personal Finance.

How to Deal with Debt While You’re Out of a Job was included in the Totally Money Carnival.

Thank you! If I missed anyone, please let me know.

Get More Out of Live Real, Now

There are so many ways you can read and interact with this site.

You can subscribe by RSS and get the posts in your favorite news reader.  I prefer Google Reader.

You can subscribe by email and get, not only the posts delivered to your inbox, but occasional giveaways and tidbits not available elsewhere.

You can ‘Like’ LRN on Facebook.   Facebook gets more use than Google.  It can’t hurt to see what you want where you want.

You can follow LRN on Twitter.   This comes with some nearly-instant interaction.

You can send me an email, telling me what you liked, what you didn’t like, or what you’d like to see more(or less) of.   I promise to reply to any email that isn’t purely spam.

Have a great week!