Am I the only one who just noticed that it’s Wednesday? The holiday week with the free day is completely screwing me up.
Just to make this a relevant post:
Spend less!
Save more!
Invest!
Wee!
The no-pants guide to spending, saving, and thriving in the real world.
In an effort to promote the crap out of the Yakezie Beta Chapter, I’ve created a search specific to us. This will make it easy to find Beta Challengers to promote.
The current list in the search is:
Live Real, Now
http://www.YourSmartMoneyMoves.com
http://meinmillions.blogspot.com/
http://www.rentingoutrooms.com
http://www.yesiamcheap.com
http://SimpleVesting.com
http://untildebtdouspart.blogspot.com/
http://www.blondeandbalanced.com
http://jamesfowlkes.com/
http://www.mightybargainhunter.com
http://www.beatingtheindex.com
http://www.thepassiveincomeearner.com
http://www.prairieecothrifter.com
http://sustainablepersonalfinance.com/
http://www.toddswanderings.com
More will be added as I have time to dig through the forums. If you’re a Beta Challenger and don’t see your name, leave a comment below and I’ll get you added ASAP.
While jogging with my wife a few days ago, we had a conversation that we haven’t had in years. We discussed our dreams.
It’s an important conversation for couples to have. What are your hopes? What are your dreams? Where do you want to be in 10 years? In 20? In 50? Planning for the future gives you a map for the present.
My wife and I hadn’t had this conversation in years. A few days ago, we did. Our life-goals are simple and achievable.
I want to leave the corporate world and support my family with writing and the training classes I do. I want a chunk of land outside of any major metropolitan area, but close enough for the entertainment and shopping. I want enough land to expand my classes on my own property, relying on no one.
My wife wants enough land to have some horses. It was unspoken, but I think she wants my goals to take off so they can support her goals, too.
We want a comfortable retirement and we want to help the kids with college.
We’re a bit behind the game for college funding. That’s ok, though. There is nothing wrong with a kid working his way through college and learning those life lessons.
We are also behind on the retirement. But, if I can support us doing the things I love, I don’t need $X million. Retirement isn’t a cessation of activity, it is taking the time to do the things you love on your own schedule. If writing a book while sitting on my private range is enough to fund our life, that’s the perfect retirement.
This was a guest post on another site early last year.
Everyone, at times, has disagreements. How boring would life be if everyone agreed all of the time? How you handle those disagreements may mean disaster.
This is particularly true when you are arguing with your spouse. You spend most non-working moments with this one person, this wonderful, loving, infuriating person. Your emotions will naturally run high while discussing the things you care most about with the person you care most about. Arguments are not only natural, but inevitable.
How do you have an argument with someone you love without lasting resentment?
You have to argue fairly. There are a few principles to remember during an argument.
After all of this, it will finally be your turn to make your point. Hopefully, your partner will be following the same rules so you can solve your problems together, without learning to hate each other.
Arguments in your marriage aren’t–or shouldn’t be–intended to draw blood. Fights happen. If your goal is to win at any cost, you will both lose, possibly everything.
We grew up in a world of expectations: Eat your vegetables, don’t poop on the carpet, do your homework. It continues right up to “Go to college”, “Get married”, “Having a dozen kids”. Are those the expectations you want to use to guide your life?
Chris Guillebeau, author of The Art of Non-Conformity (the blog and the book) puts the question like this: We we were younger, we heard “If everyone else was jumping off of a cliff, would you do that too?” In theory, that meant we were supposed to think for ourselves. Yet, as adults, we are absolutely expected to conform and do the things everyone else is doing. Work your 40, take a week’s vacation once a year, and repeat until retirement or death.
Is that our only choice?
The Art of Non-Conformity attempts to be a guidebook, showing you how to live the live you want to live. Chris has made a lifelong series of decidedly unconventional choices, from dropping out of high school to attending 3 colleges simultaneously to spending 4 years as a volunteer in Africa. For the past few years, he has been working his way through visiting every country in the world. He is an expert on non-conformity.
The books tells a lot (a LOT) of stories of people who have either made the leap into a self-defined life or people who have done nothing but talk about taking that leap while staying comfortable in their soul-numbing careers.
The Art of Non-Conformity is an inspirational book. It spends a lot of time explaining how to break through the wall of fear to take control of your like. More important, it explains why you’d want to. It does not pretend to define how you should live your life, it just provides the framework for the mentality to help you make that decision for yourself.
If you’re looking for a step-by-step guide, complete with a list of possible work-alternatives, this isn’t the book for you. This book approaches lifestyle design from the conceptual end rather than the practical. If you want a practical manual, I’d get the 4 Hour Workweek by Timothy Ferris. Ideally, you should get both. They complement each other well.
Overall, I thoroughly enjoyed the book. If you’re considering taking a non-standard path or just hate the career- or life-track you are on, you should read The Art of Non-Conformity. I’m planning to read it again in a couple of weeks, just to make sure I absorb all of the lessons.
My wife told me that I don’t do enough around the house.
She is, of course, correct.
I could make a list of excuses, but none of them matter. There’s really only one reason: I have problems with time management. I’m easily distracted.
For example, in the time it’s taken me to write the above three lines, I stopped to check a website, updated my Evernote installation, and added a new contact to my address book.
That’s not multi-tasking, that’s inefficiency. People don’t actually multi-task. Instead, they break concentration and completely switch gears. Repeatedly. They pretend they are doing a lot of things at once, when in fact they are doing a large series of individual tasks. That’s serial single-tasking, poorly.
On top of that, I focus to the point of obsession. The entire world goes away when I am working.
No, that’s not a contradiction. I’m good at procrastinating and I am interested in everything. If a random thought floats to the surface while I’m working, I follow it to Google and, if it’s interesting enough, I get lost. It generally only happens during research or while doing a job I hate.
For those of you following along at home, I can be easily distracted from some tasks, then lock on to some tangent and have an evening disappear.
For some reason, my wife hates that, especially when there are dishes to be done and laundry to be folded.
This has blown up on me a few time.
We’ve come upon a solution, in three parts.
1. Timer. When I get on the computer, I set an egg timer for 1 hour. When the time’s up, I’m done. The time limit helps me focus on finishing the task at hand. If I know I need to get a post written in an hour, I’m less likely to catch up on the comics in my news reader.
2. Communication. If I’m working on something that I know will take more than an hour, I tell her. I’ve had to do that for each installment of the Make Extra Money series.
3. Nagging. If #1 has failed and #2 doesn’t apply, I’ve given my wife explicit permission to remind me, as often as necessary. Sometimes, I don’t register everything people say when I am “lost”, so now she knows to keep trying if I don’t respond, or respond with a spaced-out “Uh-huh, yes, dear.” Before, she was worried about upsetting me by nagging, but I wouldn’t have noticed the first few times. Thankfully, with #1 and #2, #3 has only been an issue one.
Time limits, communication, and persistent reminders. That’s my plan to manage my time. Getting off of the computer has helped me be more useful with household chores and it’s given me a chance to be closer to the woman I love most. The time-limited focus has even helped me get a couple of projects rolling.
We all have the same 24 hours. Are you using yours efficiently?
(P.S. Happy anniversary, honey. These have been the best years I could ask for.)