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5 Ways to Make Shopping Quickly a Breeze

Shopping is a major time sink. Between the travel, the traffi,c and the checkout lines, the actual shopping almost seems pleasant. Almost. Here’s my super-secret ninja plan to reduce the unpleasant time wasted while giving away my money in exchange for the privilege of not scooping manure straightffrom the source onto my [...]

Budget Lesson, Part 1

Over the next few weeks, I will be going over my budget in detail.

The first section is income, but that’s straightforward. A line for each income source, bi-weekly, monthly and annual totals. Simple.

Before we start, a word on the organization. There are five columns:

Category - This is the description of the line item.
Cost - How much [...]