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Budgeting Sucks

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Budgeting kind of sucks.

Filling out a spreadsheet, putting in all of your expenses, listing all of your income, tracking all of your spending. Yuck.

Balancing the fact that you may have $200 to spare, [...]

Ignore Your Budget

Image by Boz Bros via Flickr

For the first year of our journey out of debt, we had a strict budget, with all of our discretionary money spent out of an envelope system. We had an envelope for groceries, one for discretionary spending, one for clothes and one for baby crap. At the beginning of the [...]