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Image by ExecGifts via Flickr Having a well-funded emergency fund is one of the foundation blocks for almost every saving or debt-repayment plan. The theory is that you’ll be better able to weather a financial storm if you don’t have to raid your budget or beat on your credit card every time an unexpected expense rears its [...] July 26th, 2010 | Tags: budget, Links, Money, Money Management, Personal Finance | Category: Finance | 3 comments - (Comments are closed) | Subscribe |
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Image via Wikipedia Several years ago, my wife and I dug ourselves into debt pretty deep. It wasn’t as bad as some, but it was much worse than anybody could actually want. Recognizing the problem as a problem was a life-changing event. From there, I’ve been examining every thing else about my life. As part of [...] July 23rd, 2010 | Tags: debt, Deferred gratification, Personal Finance | Category: Finance, Life | One comment - (Comments are closed) | Subscribe |
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Image via Wikipedia You’ve know exactly how much you make, to the penny. You’ve listed all of your bills in a spreadsheet, including the annual payment for your membership to Save the Combat-Wombat. You know exactly how much is coming in and how much has to go out each month. Your income is more than your expenses, [...] July 21st, 2010 | Tags: budget, debt, Money Management, Personal Finance | Category: Finance | 2 comments - (Comments are closed) | Subscribe |
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Image via Wikipedia On of the biggest problems we had with controlling our finances was knowing where the money went. Have you ever said “Honey, do you realize we spent $900 eating out this month?” I have. The amount we spent on some categories was mind-blowing. Maybe some people don’t see $900 at restaurants, $400 on clothes, [...] June 16th, 2010 | Tags: budget, Money Management, Personal Finance, Shackles | Category: Finance | One comment - (Comments are closed) | Subscribe |
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