Free Updates!

Ignore Your Budget

Thank you for continuing to read what I write. Without you, it wouldn’t be worth it. If you haven’t already, you may want to subscribe to my RSS feed. Thanks!

Image by Boz Bros via Flickr

For the first year of our journey out of debt, we had a strict [...]

Three Alternatives to a Budget

Image by J. McPherskesen via Flickr

Budgets aren’t for everyone. For some people, the very idea of trying to track where their money going is painful. And that’s just the idea of tracking the money. It gets far worse when you’ve got $10 budgeted for coffee, $12 for fast food, $66.50 for gas, and $0.75 for [...]

A Moment of Clarity

Image by Matt Stratton via Flickr

Ten years ago, I buried myself in debt. There was no catastrophic emergency or long-term unemployment, just a series of bad decisions over the course of years.

We bought a (short) series of new cars, a house full of furniture, electronics, hundreds of books and movies, and so much more. We threw [...]

ING Direct - 2 Day Sale

Today and tomorrow, ING Direct is having a “Financial Independence Days Sale”.

It’s a good sale. If you open a checking account or Sharebuilder account and you’ll get $76. Apply for a mortgage and you’ll get $776 off of the closing costs.

I have accounts at 4 different banks. Two of those were opened for specific debt-reduction purposes. [...]