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Debt Scams

When you are up to your eyeballs in debt, praying for a step-stool, sometimes life-more accurately, con-artists-try to trip you when you are vulnerable and look for a solution. They aren’t muggers on the street. They come at you wearing ties, invite you to a real office, with real furniture and a real nameplate on a [...]

Balance Your Borked Budget

You’ve got a budget worked out to the penny. You know every dollar that comes in and every dime that you spend. All of your bills are getting paid on time. Then, one day, it all comes crashing down. Your budget is no longer even a reasonable approximation of your cash flow. You’ve got no idea [...]

Clearing Up Social Debt in 3 Steps

Debt can be thought of as a disease-probably social. Most of the time, it was acquired through poor decision making, possibly while competing with your friends, occasionally after having a few too many, often as an ego boost. Unfortunately, you can’t make it go away with a simple shot of penicillin. It takes work, commitment and [...]

Don't Screw Future-You

A conversation between me and my temporally displaced self
Future Me: Excuse me, Jason?
Me: Yes?
FMe: <Slap!>
Me: May I ask what that was for?
FMe: Of course.
Me: What was that for, jerk?
FMe: That was payback for all of the hell you have put me through.
Me: What?!? I’ve never even met you, before.
FMe: Of course you have. [...]