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Mistakes Made

Image by K. Sawyer via Flickr

My wife and I started dating when we were 19.   We married shortly thereafter, and-at 31-we have 3 kids.

Now, most of a decade into my career, with a dozen years of experience as both a husband and an adult, I think we make decent decisions.

When we were younger, though, we were [...]

10 Dumb Money Moves

Free Money Finance has a post up on Stacy Johnson’s 10 dumbest money moves. I thought I’d share my take.

Here are the mistakes:

1. Not having a goal
2. Not having a spending plan
3. Attempting to derive self-esteem from possessions
4. Doing what everyone else is doing
5. Starting to save large and late rather than small and [...]

5 Life Altering Lessons I Learned From My Debt

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Several years ago, my wife and I dug ourselves into debt pretty deep. It wasn’t as bad as some, but it was much worse than anybody could actually want. Recognizing the problem as a problem was a life-changing event. From there, I’ve been examining every thing else about my life. As part of [...]

A Budget Isn’t Enough

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You’ve know exactly how much you make, to the penny. You’ve listed all of your bills in a spreadsheet, including the annual payment for your membership to Save the Combat-Wombat. You know exactly how much is coming in and how much has to go out each month. Your income is more than your expenses, [...]