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Investing Basics

If you’ve got your debt paid off, or at least paid down enough to start thinking about using your money for the future instead of the past, it’s time to consider investing your money. If you invest your money, it can grow and start building wealth for you, preferably without your active intervention. Passive income is [...]

Fixing Your Credit Report

Sometimes, negative things appear on your credit report. Usually, they do a good job of maintaining accuracy, but mistakes do happen. The creditor or the reporting agency may screw up, or you may have your identity stolen. If either of these situations are true, you’ll want to correct your credit report, making yourself eligible for [...]

Debt Scams

When you are up to your eyeballs in debt, praying for a step-stool, sometimes life-more accurately, con-artists-try to trip you when you are vulnerable and look for a solution. They aren’t muggers on the street. They come at you wearing ties, invite you to a real office, with real furniture and a real nameplate on a [...]

Scamming Disaster Victims

As we enter into flooding season here in Minnesota, it’s important to remember that there are low-lifes who don’t mind preying on people when they are at their weakest and most vulnerable. That’s true in many situations, but the one I’m talking about specifically is the post-disaster scam.

The most prevalent is probably the home-repair con. If [...]