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Budget Lesson, Part 8

This is a continuation of the budget series. See these posts for the history of this series.

This time, I’m looking at our discretionary budget. These are the things that don’t have a fixed cost. Any individual item is largely optional, and, ultimately, we don’t track these purchases closely. At the [...]

Chains of Servitude Update

It’s been almost exactly one year since I told my wife that we were either going to take control of our finances or file bankruptcy.

At that time, we were spending at least $500 more each month than we made, and often, it was $1000 more. We had more than $5000 accumulated on our overdraft line of [...]

The Friday Tax

I’ve been at the doctor’s office every time my kids have been scheduled to get shots. I let them know what to expect before the shot, hold their legs still during, and comfort them after. It’s not pleasant, but it is a bonding experience. It builds trust. My kids know that if I tell them something [...]

Save Your Family

I don’t attach much importance to dreams. They are just there to make sleepy-time less boring. Last night, I had a dream where I spent most of my time trying to prepare my wife to run our finances before telling my son that I wouldn’t be around to watch him grow up. That’s an unpleasant thought [...]