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Be Prepared or Be Me

Image via Wikipedia

We had some nasty storms roll through over the weekend. There was a lot of tornado-ish activity, 70 mile-an-hour gusts of wind, hail, and an electrical blackout. For almost 24 hours, we were living in the stone age, with nothing but smartphones for internet, and high-lumen flashlights being used to see. With no [...]

Watching My Debt

Image by Getty Images via @daylife

I’m so excited. Yesterday, I transferred the final payment for my personal line of credit. This LOC was originally my overdraft protection LOC that had worked it’s way up to $6000 at 21%. Today, it is non-existent.

We started paying off our debt on April 15th, 2009. Since that time, we have [...]

I Smell a Scam

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I hate scammers. Whether it’s the garage-sale shoplifter, telemarketing “charities” with 99% overhead, 3-card-monte dealers, or the guy who begs Grandma for cash every week, they all need to be strung up. Since vigilante justice is generally illegal and occasionally immoral, it’s best to just avoid the problems from the start. Here [...]

Buying on Craigslist

Image by jcolman via Flickr

On Friday, I talked about selling safely on Craigslist. Today, I’m going to talk about buying safely and getting a good deal.

I love Craiglist. It’s safe to say I’m a fan. We’ve refurnished most of our house for 10-15% of retail by being patient and persistent there. We scored a [...]