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Image via Wikipedia You’ve know exactly how much you make, to the penny. You’ve listed all of your bills in a spreadsheet, including the annual payment for your membership to Save the Combat-Wombat. You know exactly how much is coming in and how much has to go out each month. Your income is more than your expenses, [...] July 21st, 2010 | Tags: budget, debt, Money Management, Personal Finance | Category: Finance | 2 comments - (Comments are closed) | Subscribe |
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Image by vonglee via Flickr A few weeks ago, I was approached about placing ads on this site. I was excited when I read the email. It came from a real domain, didn’t involve any Nigerian princes or wire transfers for overpayments. Over the course of the email conversation, it was determined that, for a fee, I would [...] July 19th, 2010 | Tags: Loan shark, Payday loan | Category: Finance | 6 comments - (Comments are closed) | Subscribe |
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Image via Wikipedia Have you ever played a game of “Beat the Check”? Your rent is due tomorrow, but you don’t get paid until Friday, so you write the check today an, on payday, you run to the bank to get your paycheck deposited before it has a chance to clear. To stretch out the time, you [...] July 14th, 2010 | Tags: Bank, Check 21 Act, Federal Reserve, Financial Services | Category: Finance | 4 comments - (Comments are closed) | Subscribe |
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Image via Wikipedia Getting started saving money is hard. It’s easy to get used to instant gratification and impulse purchases. Postponing material fulfillment takes discipline and deferred enjoyment. I don’t like deferring my enjoyment, but I do it. The path to successful savings isn’t always easy, but it is gratifying, when you give it the time and [...] July 12th, 2010 | Tags: Links, Links, Money, Money Management, saving, Savings account | Category: Finance | One comment - (Comments are closed) | Subscribe |
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