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What Can Cause Damage to Your Credit?

Credit scores move up and down as new financial data is collected by the credit bureaus. Many factors can cause a credit score to rise or fall, but most people don’t have a clue what they are. Understanding what affects credit can help keep your number in a good score range, where it should be….

Financial Blogger Conference

Three days, 800 miles, and 18 sessions later, I am back from the Financial Blogger Conference. Here’s the breakdown of my spending: The conference itself: $67 Breakfast on Friday: $8 Lunch on Friday: $19 Lunch on Sunday: $10 Gas: About $160 Hotel: $182 Tips to the bartender: About $10 That brings the total to $456. …

FINCON Friday

When this goes live, I’ll be on the road to the Financial Bloggers Conference outside of Chicago. That translates to a day off here. Monday, I’ll be back with a whole bucket full of bloggy goodness.

Invisible Cushion

Earlier this year, we experimented with abandoning the strict budget in favor of automating as much as possible on our credit card, and keeping our discretionary spending under control, but on the same card. We failed. It was 2 parts lack of communication, 3 parts lack of discipline, and 1 part “we’re dumb”. …