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On of the biggest problems we had with controlling our finances was knowing where the money went. Have you ever said “Honey, do you realize we spent $900 eating out this month?” I have. The amount we spent on some categories was mind-blowing. Maybe some people don’t see $900 at restaurants, $400 on clothes, [...]
Getting out of debt is primarily a matter of changing your habits. We’ve all heard people swear by skipping your morning cup of coffee to get rich, but that’s just a small habit. Much more important are the big habits, the lifestyle habits. Here are 5 habits to cultivate for financial success.
Frugality
“Beware of little expenses; a [...]
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If you’re like me, you get a bit evangelical about getting out of debt. I try to convert spendthrifts and irritate my fellow debtors. I’m probably pretty annoying at times. What I’ve learned-or at least pretend to have learned-is the direct approach rarely works. Hitting someone over the head with a brick won’t convince [...]
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