Like all good silver linings, saving often comes with a storm cloud. Too often, people fall into the trap of forgetting to live while they are digging out of debt. Once you get into the habit of spending every spare cent on debt repayment, retirement, or a college fund, it gets easy to ignore [...]
Last spring, we sat down and built our budget. We spent 9 months adding the non-monthly bills that we forgot about when we created the budget. Setbacks and shortfalls almost killed the budgeting plan completely. It took almost an entire year to get our budget right.
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Now? I refer to the budget once per [...]
My first 30 Day Project for the month of February has been to work my way up to doing 100 pushups in a single set. At the end of January, I did a test to find my baseline, my starting point. I could do 20 pushups, but there was no way 21 would happen.
My [...]
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