Free Updates!



”The

6 Questions to Financially Get to Know Each Other

This topic has been blatantly stolen from Budgets are Sexy.

1) How do you spend: cash, debit or credit? I use cash almost exclusively. I live in Minnesota and have two small children, so bundling the brats up to go inside the gas station to pay is nuts. Gas stations get the debit card. Online shopping, [...]

January 27th, 2010 | Tags: , | Category: Finance | 3 comments - (Comments are closed) | Subscribe | Print This Post Print This Post | Email This Post Email This Post |
  • Digg
  • del.icio.us
  • FriendFeed
  • Reddit
  • StumbleUpon
  • Technorati
  • Tipd

Budget Lesson, Part 5

I’ve explained my budget in some detail already. See these posts for the history of this series.

Now, I’m going to go through each section, reviewing ways that I can reduce, or have reduced, my spending. I’ll be starting with my monthly payments.

  • House Payment – I’ve mentioned that we have a small house payment. A few years ago, when the interest rates dropped to almost the lowest point they reached in that particular cycle, we refinanced and got in under 5%. There is nothing to cut. We won’t refinance again, and the loan will be paid within 7 years, according to the lender’s schedule. I’m aiming for 4 years.
  • Netflix – We’re on the 2 DVD/unlimited plan for $13.99. We could drop down to the single DVD plan, but I’m worried that will trigger a rash of movie-buying. 2-at-a-time scratches that itch well. I don’t think we’ll be reducing this plan in the foreseeable future. Continue reading Budget Lesson, Part 5
January 27th, 2010 | Tags: | Category: Finance | 2 comments - (Comments are closed) | Subscribe | Print This Post Print This Post | Email This Post Email This Post |
  • Digg
  • del.icio.us
  • FriendFeed
  • Reddit
  • StumbleUpon
  • Technorati
  • Tipd

Money Crasher Giveaway Update

The Money Crashers Giveaway is now at over $9,100 in total prizes, $3,150 in cash, $1,105 in gift cards, 2 Amazon Kindles, and the entire line of iPods. This is the last week to enter, so don’t miss out.

Check it [...]

January 26th, 2010 | Tags: | Category: Misc | Comments are closed | Subscribe | Print This Post Print This Post | Email This Post Email This Post |
  • Digg
  • del.icio.us
  • FriendFeed
  • Reddit
  • StumbleUpon
  • Technorati
  • Tipd

Make Yourself Accountable

Everybody knows the reputation New Year’s resolutions get for being abandoned in under a month. Following through with your saving and budget goals can be difficult. There are thousands of strategies for keeping your resolutions, but I’ve found that the best goal-keeping mechanism is to make yourself accountable. There are several ways to accomplish this.

Make Firm [...]

January 25th, 2010 | Tags: , | Category: Finance | 5 comments - (Comments are closed) | Subscribe | Print This Post Print This Post | Email This Post Email This Post |
  • Digg
  • del.icio.us
  • FriendFeed
  • Reddit
  • StumbleUpon
  • Technorati
  • Tipd
« Newer Entries  
  Older Entries »