The Value of Hiding Money From Your Spouse

I have a confession, but it’s probably not going to be a big shocker if you read the title of this post.

Acceptance marks displayed on top left of this...

Acceptance marks displayed on top left of this sign (Photo credit: Wikipedia)

I hide money from my wife.

Some of you just started screaming at your monitor that I’m a horrible person.

That’s cool.

You’re wrong, but the fact that I got that reaction out of you makes me smile.

Ok, I might be a little bit horrible, but not because I hide money.

My wife has an admitted shopping problem.  If she thinks we’re broke, she shops less.  That’s a win and allows me to save up for our long-term goals and provide for our financial security.

I don’t lie about it.  If she asks how we’re doing, I tell her.  At least in general terms.

But I didn’t tell her about my annual bonus, until we had a bunch of car repairs come up that would have swamped our emergency fund.

I also haven’t told her about the cash I’ve been stockpiling.

A couple of years ago, the power went out here for four days.  It wasn’t just our house, it was 75% of everything within 5 miles of our house.

When the power came on in some places after a day or two, the phone lines were still down, which meant gas stations couldn’t process credit cards.

Quick, look in your wallet and tell me how much cash you have on you….

Most people live on their credit or debit cards.

Could you buy food or water if your plastic was gone?

I could that week, but not for long, so I started taking the cash payments from my side hustle and putting it aside.  I’d come home, give my wife a little cash, keep a little cash for myself, and put at least 80% of it away.  I absolutely refuse to touch that money for anything.

Part of the “set it aside and forget about” means not revealing its existence.  It would be too easy to dip into it to pay the pizza guy or when we go to Rennfest.

So I don’t talk about, and it gets to sit all by itself in the safe, comfy and warm.  It’s my security blanket, and nobody gets to touch my binky.

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  • 2 comments

    Comments

    1. I can understand your reasoning, but that wouldn’t work for me…..if I revealed at any point that I had some cash stuffed away that she didn’t know about, the next question i’d hear is “What else are you hiding from me.” 🙂

    2. I got lucky. My husband does spend more than me, but not in the what-the-hell-are-you-doing sort of way, LOL. We have the same long-term goals and save accordingly. So we both get to know about our emergency cash pile. We do use it for paying some stuff every month in cash, but it never dips below $500 and gets replenished at the beginning of every month (usually fluctuates from $1000-$3000 in case there is another Hurricane Ike experience). 😉

      The real question is: Won’t your wife now know? I thought she read your blogs. 🙂

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