Image by Getty Images via @daylife When we don’t have a meal plan, food costs more. Our regular plan is to build a menu for the week and go to the grocery store on Sunday. This allows planning, instead of scrambling for a a meal after work each night. It also give us a chance…
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Tag Archive: planning
How to Live Happily Without a Budget
Last spring, we sat down and built our budget. We spent 9 months adding the non-monthly bills that we forgot about when we created the budget. Setbacks and shortfalls almost killed the budgeting plan completely. It took almost an entire year to get our budget right. Now? I refer to the budget once per month. …
Five Signs You Don’t Need That
Everybody occasionally buys things they don’t need, from DVDs to luxury cars. There are signs that what you’re buy may not be an actual necessity. Here are five signs you should put that back: You’re buying that sweater or video game for the endorphin hit, you’re shopping for the addictive high not to fill an…
2010 Budget Changes
We’re making some changes to how we manage our finances this year. Our destination isn’t changing, but the trip is. All of the cards are going away. Not necessarily destroyed, but certainly inconvenient. There’s a $7000 overdraft protection account attached to our debit cards. There’s no need for an “emergency” card. If it’s truly an…
