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Tag Archive: Personal Finance

4 Ways to Flog the Inner Impulse Shopper

Welcome to the time machine!  This was originally posted on December 16, 2009. Impulse shopping kills.  Not literally, of course, but it stings.  You need to stop.  I need to stop.  We all need to stop. Here’s how: 1. Use a list. Everybody tells you to shop with a list.  Nobody has problems shopping with…

Two Reasons to Save And One Reason Not To

I’m a fan of saving money.   I’m not doing as much of it as I’d like, but that’s because I’m focusing on killing my final credit card, first.    I postpone saving, knowing that it’s something that I need to do the moment my credit cards are paid off.   It won’t wait any…

Invisible Cushion

Earlier this year, we experimented with abandoning the strict budget in favor of automating as much as possible on our credit card, and keeping our discretionary spending under control, but on the same card. We failed.   It was 2 parts lack of communication, 3 parts lack of discipline, and 1 part “we’re dumb”.  …

Is That The Best You Can Do?

If you are a typical, hard-working American, you probably feel that there are not enough hours in the day and not enough money in your pocket! It seems life is busier and more expensive than ever before. In the midst of a global economic recession, the price of daily living is increasing, with higher utility…