Welcome to the time machine! This was originally posted on December 16, 2009. Impulse shopping kills. Not literally, of course, but it stings. You need to stop. I need to stop. We all need to stop. Here’s how: 1. Use a list. Everybody tells you to shop with a list. Nobody has problems shopping with…
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Tag Archive: Money Management
Invisible Cushion
Earlier this year, we experimented with abandoning the strict budget in favor of automating as much as possible on our credit card, and keeping our discretionary spending under control, but on the same card. We failed. It was 2 parts lack of communication, 3 parts lack of discipline, and 1 part “we’re dumb”. …
3 Worst Things About Being Financially Responsible
Everybody talks about all of the wonderful things that happen when you’re saving money and being responsible. I know I do. It’s true, good things do happen. There’s really nothing like the feeling that you’re suddenly not living paycheck to paycheck. But what about the other side of the coin? What…
Pros and Cons of Cashback Credit Cards
The news that the Bank of America is introducing a cashback credit card is of little surprise. The credit card industry is competitive and customers enjoy the thought of earning while they are spending! There are both pros and cons of cashback credit cards however and they are not suitable for every circumstance. So, before…
