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Cthulhu's Guide to Finance

This is a guest post from Cthulhu, written in his house at R’lyeh.  In the eons of his imprisonment, he has never contributed a blog post…until now.   Be nice, this is his first post ever.

Cthulhu fhtagn. Cthulhu waits.   Eons in R’lyeh–dead but dreaming–have taught me well the virtue of patience.    Rush not into the abyss of [...]

Save Your Family

I don’t attach much importance to dreams.  They are just there to make sleepy-time less boring. Last night, I had a dream where I spent most of my time trying to prepare my wife to run our finances before telling my son that I wouldn’t be around to watch him grow up.    That’s an unpleasant thought [...]

Personal Finance, Canine-Style

No matter how many excellent books you read, or how many experts you consult, sometimes the best advice comes from beast out fertilizing my yard.  My dog is pretty smart.  At middle-age, she’s got no debt, no stress, and no possibility of being fired.    I asked her what her secrets are, and she gave me 5 [...]

Evil Interest

Everybody with a savings account or almost any form of debt has at least a passing familiarity with interest.   How many of you actually know what it is, or even how much you are actually paying?

Debt

First, some definitions.

Principal is the term used for the amount of money you have borrowed.

Interest is the rent you [...]