It appears that I can’t be trusted with a credit card. At least, not a credit card that gets used for our regular shopping. Over the past few months, our spending has slipped past our budget by more than I like. The problem appears to be that it’s really easy to toss “just one…
Take the 21 Day Happiness Training Challenge!
You can find out more here, or go straight to the form to post your daily update.
Tag Archive: credit card
Can Bad Credit Cost You Your Job?
Did you know that having a bad credit history could cost you your job? An increasing number of American employers have turned to running credit checks to screen job applicants. Some companies even evaluate existing employees on a regular basis by checking their credit reports. If you have outstanding debts, you might consider getting one…
Overbanked
Last week, when I mentioned that I lost my phone, there was some interest in my self-insurance warranty plan. The truth is, that’s just one of 14 savings accounts I keep. I find it’s simpler to keep track of my savings goals by moving the money to separate accounts than to track everything in a…
Year of the Unfair Fees
The year 2011 was a challenging economic year for many, with housing prices continuing to fall in many parts of the country, with unemployment numbers remaining high and with a credit crunch making it challenging for many to get new cards or unsecured loans. Those going through economic turmoil were, unfortunately, faced with little understanding…
