We failed Christmas Budgeting 101 this year. I haven’t totaled the damage, yet, but we have spent at least $500 more than we had planned. It hurt. Next year, we’re going to handle the Christmas budget differently. This year’s model isn’t working. It’s a lot like pushing a car down a hill…
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Tag Archive: budget
Invisible Cushion
Earlier this year, we experimented with abandoning the strict budget in favor of automating as much as possible on our credit card, and keeping our discretionary spending under control, but on the same card. We failed. It was 2 parts lack of communication, 3 parts lack of discipline, and 1 part “we’re dumb”. …
Budgeting Sucks
Budgeting kind of sucks. Filling out a spreadsheet, putting in all of your expenses, listing all of your income, tracking all of your spending. Yuck. Balancing the fact that you may have $200 to spare, but if your gas bill is a bit lower one month then you have a some more money, but…
Money Problems – Day 6: Reducing Expenses
Today, I am continuing the series, Money Problems: 30 Days to Perfect Finances. The series will consist of 30 things you can do in one setting to perfect your finances. It’s not a system to magically make your debt disappear. Instead, it is a path to understanding where you are, where you want to be,…
