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Image by ExecGifts via Flickr Having a well-funded emergency fund is one of the foundation blocks for almost every saving or debt-repayment plan. The theory is that you’ll be better able to weather a financial storm if you don’t have to raid your budget or beat on your credit card every time an unexpected expense rears its [...] July 26th, 2010 | Tags: budget, Links, Money, Money Management, Personal Finance | Category: Finance | 3 comments | Subscribe |
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Image via Wikipedia You’ve know exactly how much you make, to the penny. You’ve listed all of your bills in a spreadsheet, including the annual payment for your membership to Save the Combat-Wombat. You know exactly how much is coming in and how much has to go out each month. Your income is more than your expenses, [...] July 21st, 2010 | Tags: budget, debt, Money Management, Personal Finance | Category: Finance | 2 comments | Subscribe |
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Image via Wikipedia On of the biggest problems we had with controlling our finances was knowing where the money went. Have you ever said “Honey, do you realize we spent $900 eating out this month?” I have. The amount we spent on some categories was mind-blowing. Maybe some people don’t see $900 at restaurants, $400 on clothes, [...] June 16th, 2010 | Tags: budget, Money Management, Personal Finance, Shackles | Category: Finance | One comment | Subscribe |
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Image by Marcin Wichary via Flickr TV is causing problems in my life. We watch too much TV. Often, we’re only watching because there’s a crappy show in between two shows we do want to watch. In the winter–during the new seasons–my son has wrestling practice 4 or 5 nights per week, which means I miss the [...] June 4th, 2010 | Tags: budget, Television, TiVo | Category: Finance | 3 comments | Subscribe |
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