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Tag Archive: budget

10 Ways to Secure Your Kids Against Debt

Everybody wants their children to do well.  I want my kids to grow up without making my mistakes.  Here are a few ways to help them avoid debt. Talk to your kids about money.  Your kids will never learn how to handle their finances if nobody teaches them how.   This is important.    The factor that…

Five Signs You Don’t Need That

Everybody occasionally buys things they don’t need, from DVDs to luxury cars.   There are signs that what you’re buy may not be an actual necessity. Here are five signs you should put that back: You’re buying that sweater or video game for the endorphin hit, you’re shopping for the addictive high not to fill an…

Let me check….

A few days ago, I asked a coworker if she wanted to go out for lunch.  She said she’d have to check her bank account before she decided. What? If you have to check your bank balance to know if you can afford something, you can’t afford it.   It really is that simple. Now,…

Back to Cash

It appears that I can’t be trusted with a credit card. At least, not a credit card that gets used for our regular shopping. Over the past few months, our spending has slipped past our budget by more than I like.   The problem appears to be that it’s really easy to toss “just one…