1. Wow, that’s a lot of information and it’s not even November yet. 😉
    I have health insurance through work and it has very good coverage. It’s a nice system as long as you are with a good employer. Once I quit my job, I’ll get coverage through my wife’s employer. Once we both quit working though, it will be a problem.

  2. My husband’s plan is supposed to be wonderful…however, it covers none of my son’s prescription diet which is $900 a month. My son has medicaid as a back up insurance–thus, medicaid covers it. It is amazing what insurance does and does not cover.

  3. “If a right requires somebody to actively do something for you, it’s not a right.”

    So you have no right to, say, a speedy trial by jury? Or to habeas corpus, which requires the government to produce a good reason to imprison you?

    😉 Say good-bye to that Constitution.

    Nice explanation of some of the jargon characteristic of the tangle that is our health-care system (and yes, insurance is part of health care: if you can’t get insured you can’t afford health care and so you do without it). It takes someone with expert knowledge and experience to deal with most health insurance plans, especially when a dispute arises.

    • Your interpretation of rights is off. I have a right not be imprisoned, a negative right, unless the government can manage due process. Natural rights are negative rights. I have a right not to get shot, you don’t have the right to expect me to stand there and let you shoot me. Negative right require others to NOT do things like imprison me, shoot me, steal the product of my labor. Positive “rights” require others to actively do things like provide health care, housing, or candy.

      Up until the 80s, health care was much more affordable. In the 70s, the whole process of having a baby cost $800, including a week-long hospital stay. The widespread adoption of employer-sponsored health insurance, largely fueled by tax regulation and the growth of Medicare, Medicaid, and welfare-based medical assistance has driven the demand entirely out of proportion to the supply, or even the need for care.

      The current travesty of regulations will only make it worse, since it’s now basically impossible to open or expand a private hospital.

      Outrageous health care costs are a side-effect(or possibly the main goal) of government intrusion into the medical system.


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