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	<title>Comments for Live Real, Now</title>
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	<link>http://liverealnow.net</link>
	<description>The experimental guide to spending, saving, and thriving in the real world.</description>
	<lastBuildDate>Wed, 16 May 2012 15:33:09 +0000</lastBuildDate>
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		<title>Comment on Choosing the Best Term Life Insurance by Jason</title>
		<link>http://liverealnow.net/choosing-best-term-life-insurance-2/comment-page-1/#comment-16988</link>
		<dc:creator>Jason</dc:creator>
		<pubDate>Wed, 16 May 2012 15:33:09 +0000</pubDate>
		<guid isPermaLink="false">http://liverealnow.net/?p=5888#comment-16988</guid>
		<description>Good idea!</description>
		<content:encoded><![CDATA[<p>Good idea!</p>
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		<title>Comment on Reason #45,682 Why It&#8217;s Good To Have An Emergency Fund by Jason</title>
		<link>http://liverealnow.net/reason-why-its-good-have-emergency-fund/comment-page-1/#comment-16987</link>
		<dc:creator>Jason</dc:creator>
		<pubDate>Wed, 16 May 2012 15:32:55 +0000</pubDate>
		<guid isPermaLink="false">http://liverealnow.net/?p=5879#comment-16987</guid>
		<description>In Minnesota, it takes up to 6 weeks to get the death certificates, which means the bills need to get paid for 6 months.  There was a bit of cash, but not a lot.</description>
		<content:encoded><![CDATA[<p>In Minnesota, it takes up to 6 weeks to get the death certificates, which means the bills need to get paid for 6 months.  There was a bit of cash, but not a lot.</p>
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		<title>Comment on Reason #45,682 Why It&#8217;s Good To Have An Emergency Fund by gharkness</title>
		<link>http://liverealnow.net/reason-why-its-good-have-emergency-fund/comment-page-1/#comment-16986</link>
		<dc:creator>gharkness</dc:creator>
		<pubDate>Tue, 15 May 2012 23:45:48 +0000</pubDate>
		<guid isPermaLink="false">http://liverealnow.net/?p=5879#comment-16986</guid>
		<description>Yes, of course it&#039;s good you have an emergency fund to take care of these things.   Having one is a non-negotiable fact in our household.

However, she had no cash for you to use to pay these expenses with?  No insurance? (Really,it&#039;s not necessary to answer that - it&#039;s just a rhetorical question, because not everyone does have these things).

Very sorry to hear of your loss.</description>
		<content:encoded><![CDATA[<p>Yes, of course it&#8217;s good you have an emergency fund to take care of these things.   Having one is a non-negotiable fact in our household.</p>
<p>However, she had no cash for you to use to pay these expenses with?  No insurance? (Really,it&#8217;s not necessary to answer that &#8211; it&#8217;s just a rhetorical question, because not everyone does have these things).</p>
<p>Very sorry to hear of your loss.</p>
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		<title>Comment on Choosing the Best Term Life Insurance by James</title>
		<link>http://liverealnow.net/choosing-best-term-life-insurance-2/comment-page-1/#comment-16985</link>
		<dc:creator>James</dc:creator>
		<pubDate>Tue, 15 May 2012 14:08:58 +0000</pubDate>
		<guid isPermaLink="false">http://liverealnow.net/?p=5888#comment-16985</guid>
		<description>Before you even consider getting life insurance, take 3 months and get in the best shape you can.  Go on a cleansing diet and exercise like mad. It will save you a ton of money.</description>
		<content:encoded><![CDATA[<p>Before you even consider getting life insurance, take 3 months and get in the best shape you can.  Go on a cleansing diet and exercise like mad. It will save you a ton of money.</p>
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		<title>Comment on Reason #45,682 Why It&#8217;s Good To Have An Emergency Fund by Crystal</title>
		<link>http://liverealnow.net/reason-why-its-good-have-emergency-fund/comment-page-1/#comment-16981</link>
		<dc:creator>Crystal</dc:creator>
		<pubDate>Mon, 14 May 2012 05:05:01 +0000</pubDate>
		<guid isPermaLink="false">http://liverealnow.net/?p=5879#comment-16981</guid>
		<description>I am so sorry!!!  Good point about having padding.  Please tell your wife she has my very best wishes.</description>
		<content:encoded><![CDATA[<p>I am so sorry!!!  Good point about having padding.  Please tell your wife she has my very best wishes.</p>
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		<title>Comment on 10 Ways to Secure Your Kids Against Debt by Squirrelers</title>
		<link>http://liverealnow.net/10-ways-to-secure-your-kids-against-debt/comment-page-1/#comment-16979</link>
		<dc:creator>Squirrelers</dc:creator>
		<pubDate>Sun, 13 May 2012 03:22:36 +0000</pubDate>
		<guid isPermaLink="false">http://liverealnow.net/?p=462#comment-16979</guid>
		<description>Good tips here. I especially like the first two as most critical. It&#039;s important to talk to them, AND to model good financial behavior. The old saying &quot;do as I say, not as I do&quot; seems to be ineffective in terms of teaching kids good money habits!</description>
		<content:encoded><![CDATA[<p>Good tips here. I especially like the first two as most critical. It&#8217;s important to talk to them, AND to model good financial behavior. The old saying &#8220;do as I say, not as I do&#8221; seems to be ineffective in terms of teaching kids good money habits!</p>
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		<title>Comment on 10 Ways to Secure Your Kids Against Debt by JP @ Novel Investor</title>
		<link>http://liverealnow.net/10-ways-to-secure-your-kids-against-debt/comment-page-1/#comment-16977</link>
		<dc:creator>JP @ Novel Investor</dc:creator>
		<pubDate>Sat, 12 May 2012 04:39:30 +0000</pubDate>
		<guid isPermaLink="false">http://liverealnow.net/?p=462#comment-16977</guid>
		<description>Great tips.  My parents started me early, thankfully.  Took me to open an account and got the savings book.  I thought it was the coolest thing to take money in, get it stamped and add it up.</description>
		<content:encoded><![CDATA[<p>Great tips.  My parents started me early, thankfully.  Took me to open an account and got the savings book.  I thought it was the coolest thing to take money in, get it stamped and add it up.</p>
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		<title>Comment on Why I chose a prepaid credit card by Jai Catalano</title>
		<link>http://liverealnow.net/why-i-chose-prepaid-credit-card/comment-page-1/#comment-16976</link>
		<dc:creator>Jai Catalano</dc:creator>
		<pubDate>Fri, 11 May 2012 16:23:14 +0000</pubDate>
		<guid isPermaLink="false">http://liverealnow.net/?p=5875#comment-16976</guid>
		<description>My wife has an Amex just so there in never an issue. I have never paid a finance charge and get cool kick backs so it&#039;s all discipline.</description>
		<content:encoded><![CDATA[<p>My wife has an Amex just so there in never an issue. I have never paid a finance charge and get cool kick backs so it&#8217;s all discipline.</p>
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		<title>Comment on 10 Ways to Secure Your Kids Against Debt by Christa</title>
		<link>http://liverealnow.net/10-ways-to-secure-your-kids-against-debt/comment-page-1/#comment-16973</link>
		<dc:creator>Christa</dc:creator>
		<pubDate>Thu, 10 May 2012 14:50:31 +0000</pubDate>
		<guid isPermaLink="false">http://liverealnow.net/?p=462#comment-16973</guid>
		<description>I&#039;ve been thinking long and hard about the college savings, and I think starting small right now is a good idea for us. It&#039;ll get us into the habit to put $20 away per month -- later, we can build on that habit...and then beat them with a stick.</description>
		<content:encoded><![CDATA[<p>I&#8217;ve been thinking long and hard about the college savings, and I think starting small right now is a good idea for us. It&#8217;ll get us into the habit to put $20 away per month &#8212; later, we can build on that habit&#8230;and then beat them with a stick.</p>
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		<title>Comment on 10 Ways to Secure Your Kids Against Debt by Crystal @ Prairie Ecothrifter</title>
		<link>http://liverealnow.net/10-ways-to-secure-your-kids-against-debt/comment-page-1/#comment-16961</link>
		<dc:creator>Crystal @ Prairie Ecothrifter</dc:creator>
		<pubDate>Tue, 08 May 2012 05:02:12 +0000</pubDate>
		<guid isPermaLink="false">http://liverealnow.net/?p=462#comment-16961</guid>
		<description>I don&#039;t have kids yet.  But if/when I do, I will totally remember rule 10.  ;-)  I personally really love your idea of teaching them to prioritize too.</description>
		<content:encoded><![CDATA[<p>I don&#8217;t have kids yet.  But if/when I do, I will totally remember rule 10.  <img src='http://liverealnow.net/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' />   I personally really love your idea of teaching them to prioritize too.</p>
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