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Finance

5 Ds of Identity Theft

Identity theft is, at its most basic level, the act of using someone else’s identity or credit without permission.   From a stolen credit card to a forged phone bill in Moscow, it all involves your good money paying for the bad habits of another.    Thankfully, there are ways to reduce the odds of having your…

Choosing the Best Term Life Insurance

This is a guest post. Term life insurance is arguably the simplest form of life insurance offered by companies today. It is a dramatically different policy than universal or whole life plans. The latter tend to charge policyholders much higher premiums over the lifetime of their policies. However, whole life plans remain in effect for…

Why I chose a prepaid credit card

 This is a guest post. You can’t get credit without a credit card, and you can’t get a credit card without good credit. This is a dilemma that many people find themselves facing, whether they are trying to re-establish their credit or build credit for the first time. In fact, this is the dilemma that…

Reason #45,682 Why It’s Good To Have An Emergency Fund

My mother-in-law died two weeks ago. It’s sad, but I’m not going to get into the emotional devastation that comes with the death of a loved one here.  At least, not today. Today, I’m going to talk about the money, but not the funeral expenses. I’m talking about the expense of taking over her stuff.  When she…