http://liverealnow.net/budget-lesson-part-1/ The experimental guide to spending, saving, and thriving in the real world. Tue, 07 Feb 2012 19:27:49 +0000 hourly 1 http://wordpress.org/?v=3.3.1 http://liverealnow.net/budget-lesson-part-1/comment-page-1/#comment-1337 Building 5 Bad Habits | Live Real, Now Fri, 09 Jul 2010 11:42:23 +0000 http://liverealnow.net/?p=334#comment-1337 [...] your budget. A budget constrains you, keeps you from buying the things you want and traveling to distant, exotic places [...] [...] your budget. A budget constrains you, keeps you from buying the things you want and traveling to distant, exotic places [...]

]]> http://liverealnow.net/budget-lesson-part-1/comment-page-1/#comment-1017 3 Simple Ways Keeping Your Spending Organized | Live Real, Now Wed, 16 Jun 2010 18:29:21 +0000 http://liverealnow.net/?p=334#comment-1017 [...] This is quite simply the most basic step in organizing your finances.  If you don’t have a budget, you don’t have a plan for where your money will go.  Without a plan, your money goes on [...] [...] This is quite simply the most basic step in organizing your finances.  If you don’t have a budget, you don’t have a plan for where your money will go.  Without a plan, your money goes on [...]

]]> http://liverealnow.net/budget-lesson-part-1/comment-page-1/#comment-934 3 Things Everyone Should Do Before the End of 2010 | Live Real, Now Fri, 11 Jun 2010 20:46:27 +0000 http://liverealnow.net/?p=334#comment-934 [...] Know your money. Take some time to examine your income and your expenses.   What are you having withheld?  Will that leave you with a large tax bill next spring?  Will it give you a huge tax refund, which is just an interest-free loan to the government? You withholding goal should be to pay nothing and receive nothing when you file your taxes in the spring.  The less you withhold, the more you have for your daily expenses, but, if you withhold too much, you risk an unaffordable tax bill and possible penalties later.  Look also at your expenses.  Have you used your gym membership in the last few months?  Cancel it. Do you know every cent you have to pay each month?  Figure it out so you can plan the rest of your financial year. A budget is helpful here. [...] [...] Know your money. Take some time to examine your income and your expenses.   What are you having withheld?  Will that leave you with a large tax bill next spring?  Will it give you a huge tax refund, which is just an interest-free loan to the government? You withholding goal should be to pay nothing and receive nothing when you file your taxes in the spring.  The less you withhold, the more you have for your daily expenses, but, if you withhold too much, you risk an unaffordable tax bill and possible penalties later.  Look also at your expenses.  Have you used your gym membership in the last few months?  Cancel it. Do you know every cent you have to pay each month?  Figure it out so you can plan the rest of your financial year. A budget is helpful here. [...]

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