Monthly Archives: April 2010

Cthulhu’s Guide to Finance

This is a guest post from Cthulhu, written in his house at R’lyeh.  In the eons of his imprisonment, he has never contributed a blog post…until now.   Be nice, this is his first post ever. Cthulhu fhtagn. Cthulhu waits.   Eons in R’lyeh–dead but dreaming–have taught me well the virtue of patience.    Rush not into the…

Budget Lesson, Part 8

This is a continuation of the budget series. See these posts for the history of this series. This time, I’m looking at our discretionary budget. These are the things that don’t have a fixed cost. Any individual item is largely optional, and, ultimately, we don’t track these purchases closely. At the beginning of the month,…

Chains of Servitude Update

It’s been almost exactly one year since I told my wife that we were either going to take control of our finances or file bankruptcy. At that time, we were spending at least $500 more each month than we made, and often, it was $1000 more.   We had more than $5000 accumulated on our overdraft…

Link Roundup

Doctor appointments, speeding tickets and too much work.  That’s what this week has been made of. Finance links: Why do the non-politician folks who want taxes raised think a fund for voluntarily paying extra is stupid?  If they were sincere, they’d be contributing to that from the start.  As it is, it’s just a demonstration…